<?xml version='1.0' encoding='UTF-8'?><urlset xmlns="http://www.sitemaps.org/schemas/sitemap/0.9" xmlns:video="http://www.google.com/schemas/sitemap-video/1.1" xmlns:image="http://www.google.com/schemas/sitemap-image/1.1"><url><loc>https://www.points-north.com/aca-reporter/aca-backfiling</loc><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/21972-312_SOC_NonCPA.png</image:loc><image:caption>21972-312_SOC_NonCPA</image:caption><image:title>21972-312_SOC_NonCPA</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/New%2BPoints%2BNorth%2BLogo-1920w.png</image:loc><image:caption>New+Points+North+Logo-1920w</image:caption><image:title>New+Points+North+Logo-1920w</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/form%20generation.png</image:loc><image:caption>form generation</image:caption><image:title>form generation</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/Product_ACA/Stock%20Photos/restaurant-managers-working-with-laptop-2024-11-30-19-03-51-utc.jpeg</image:loc><image:caption>Restaurant workers looking at their ACA compliance</image:caption><image:title>restaurant-managers-working-with-laptop-2024-11-30-19-03-51-utc</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/Product_ACA/Stock%20Photos/group-of-young-businessman-and-businesswoman-peopl-2023-11-27-05-02-56-utc.jpg</image:loc><image:caption>HR team working together on computer</image:caption><image:title>group-of-young-businessman-and-businesswoman-peopl-2023-11-27-05-02-56-utc</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/Website_PN%20Assets_2024/PN24%20Footer%20Logo-1.png</image:loc><image:caption>PN24 Footer Logo-1</image:caption><image:title>PN24 Footer Logo-1</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/Product_ACA/Stock%20Photos/programmers-cooperating-at-it-company-developing-a-2023-11-27-04-53-42-utc.jpg</image:loc><image:caption>Worker on a computer looking at screen</image:caption><image:title>programmers-cooperating-at-it-company-developing-a-2023-11-27-04-53-42-utc</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/Product_ACA/Stock%20Photos/worker-brainstorming-with-team-leader-looking-ove-2024-09-05-23-04-01-utc.jpg</image:loc><image:caption>Worker collaborating with team member on compliance</image:caption><image:title>worker-brainstorming-with-team-leader-looking-ove-2024-09-05-23-04-01-utc</image:title></image:image><lastmod>2026-03-17</lastmod></url><url><loc>https://www.points-north.com/trends-and-insights/7-important-construction-company-management-tips</loc><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/Product_Construction/Website%20Assets_CertifiedPayrollReporting_Feb2023/Images/Teamwork-of-business-man-contr-1920w-1920w.webp</image:loc><image:caption>Using calculators, compasses and pens three people gather around a table to discuss construction plans. </image:caption><image:title>Teamwork-of-business-man-contr-1920w-1920w</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/Coworkers%20reviewing%20government%20big%20blueprints%20(1).png</image:loc><image:caption>two male coworkers look at a blueprint together</image:caption><image:title>Coworkers reviewing government big blueprints (1)</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/21972-312_SOC_NonCPA.png</image:loc><image:caption>21972-312_SOC_NonCPA</image:caption><image:title>21972-312_SOC_NonCPA</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/Product_ACA/ACA_Reporter_March_2023/images/ICHRAS%2BThe%2BNew%2BPossible%2BAddition%2Bto%2BACA%2BReporting-1920w.jpg</image:loc><image:caption>ICHRAS+The+New+Possible+Addition+to+ACA+Reporting-1920w</image:caption><image:title>ICHRAS+The+New+Possible+Addition+to+ACA+Reporting-1920w</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/Website_PN%20Assets_2024/PN24%20Footer%20Logo-1.png</image:loc><image:caption>PN24 Footer Logo-1</image:caption><image:title>PN24 Footer Logo-1</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/CBA%20Article%20Hero.png</image:loc><image:caption>construction site manager hands tablet and pen to an executive visiting the site.</image:caption><image:title>CBA Article Hero</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/New%2BPoints%2BNorth%2BLogo-1920w.png</image:loc><image:caption>New+Points+North+Logo-1920w</image:caption><image:title>New+Points+North+Logo-1920w</image:title></image:image><lastmod>2026-02-24</lastmod></url><url><loc>https://www.points-north.com/industries/auto-industry</loc><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/Product_ACA/Stock%20Photos/CarDealershipCoupleBuyingFromSalesmanCF.png</image:loc><image:caption>Couple Speaking With a Car Dealership Salesman</image:caption><image:title>CarDealershipCoupleBuyingFromSalesmanCF</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/Product_ACA/Stock%20Photos/CarSalesmanClosingDealCF.png</image:loc><image:caption>Car Salesman Closing Deal</image:caption><image:title>CarSalesmanClosingDealCF</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/Website_PN%20Assets_2024/PN24%20Footer%20Logo-1.png</image:loc><image:caption>PN24 Footer Logo-1</image:caption><image:title>PN24 Footer Logo-1</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/Product_ACA/Stock%20Photos/CoupleLookingAtCarAtDealershipCF.png.png</image:loc><image:caption>CoupleLookingAtCarAtDealershipCF.png</image:caption><image:title>CoupleLookingAtCarAtDealershipCF.png</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/New%2BPoints%2BNorth%2BLogo-1920w.png</image:loc><image:caption>New+Points+North+Logo-1920w</image:caption><image:title>New+Points+North+Logo-1920w</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/Product_ACA/Stock%20Photos/HandingOverCarKeysCF.png</image:loc><image:caption>Handing Over Car Keys</image:caption><image:title>HandingOverCarKeysCF</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/21972-312_SOC_NonCPA.png</image:loc><image:caption>21972-312_SOC_NonCPA</image:caption><image:title>21972-312_SOC_NonCPA</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/Product_ACA/Stock%20Photos/CarDealershipStockCF.png.png</image:loc><image:caption>Car Dealership Cars In Lot</image:caption><image:title>CarDealershipStockCF.png</image:title></image:image><lastmod>2026-03-17</lastmod></url><url><loc>https://www.points-north.com/trends-and-insights/what-happens-if-you-miss-the-aca-reporting-deadline-a-guide</loc><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/3-3.png</image:loc><image:caption>ACA Reporting and Compliance</image:caption><image:title>3-3</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/CBA%20Article%20Hero.png</image:loc><image:caption>construction site manager hands tablet and pen to an executive visiting the site.</image:caption><image:title>CBA Article Hero</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/New%2BPoints%2BNorth%2BLogo-1920w.png</image:loc><image:caption>New+Points+North+Logo-1920w</image:caption><image:title>New+Points+North+Logo-1920w</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/21972-312_SOC_NonCPA.png</image:loc><image:caption>21972-312_SOC_NonCPA</image:caption><image:title>21972-312_SOC_NonCPA</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/Coworkers%20reviewing%20government%20big%20blueprints%20(1).png</image:loc><image:caption>two male coworkers look at a blueprint together</image:caption><image:title>Coworkers reviewing government big blueprints (1)</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/Website_PN%20Assets_2024/PN24%20Footer%20Logo-1.png</image:loc><image:caption>PN24 Footer Logo-1</image:caption><image:title>PN24 Footer Logo-1</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/Product_ACA/ACA_Reporter_March_2023/images/ICHRAS%2BThe%2BNew%2BPossible%2BAddition%2Bto%2BACA%2BReporting-1920w.jpg</image:loc><image:caption>ICHRAS+The+New+Possible+Addition+to+ACA+Reporting-1920w</image:caption><image:title>ICHRAS+The+New+Possible+Addition+to+ACA+Reporting-1920w</image:title></image:image><lastmod>2026-04-29</lastmod></url><url><loc>https://www.points-north.com/trends-and-insights/maine-new-mexico-and-kentucky-established-their-own-aca-health-exchange</loc><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/68-1.png</image:loc><image:caption>68-1</image:caption><image:title>68-1</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/Coworkers%20reviewing%20government%20big%20blueprints%20(1).png</image:loc><image:caption>two male coworkers look at a blueprint together</image:caption><image:title>Coworkers reviewing government big blueprints (1)</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/21972-312_SOC_NonCPA.png</image:loc><image:caption>21972-312_SOC_NonCPA</image:caption><image:title>21972-312_SOC_NonCPA</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/CBA%20Article%20Hero.png</image:loc><image:caption>construction site manager hands tablet and pen to an executive visiting the site.</image:caption><image:title>CBA Article Hero</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/New%2BPoints%2BNorth%2BLogo-1920w.png</image:loc><image:caption>New+Points+North+Logo-1920w</image:caption><image:title>New+Points+North+Logo-1920w</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/Website_PN%20Assets_2024/PN24%20Footer%20Logo-1.png</image:loc><image:caption>PN24 Footer Logo-1</image:caption><image:title>PN24 Footer Logo-1</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/Product_ACA/ACA_Reporter_March_2023/images/ICHRAS%2BThe%2BNew%2BPossible%2BAddition%2Bto%2BACA%2BReporting-1920w.jpg</image:loc><image:caption>ICHRAS+The+New+Possible+Addition+to+ACA+Reporting-1920w</image:caption><image:title>ICHRAS+The+New+Possible+Addition+to+ACA+Reporting-1920w</image:title></image:image><lastmod>2025-05-21</lastmod></url><url><loc>https://www.points-north.com/trends-and-insights/union-payroll-compliance</loc><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/Building%20Construction%20Equipment.png</image:loc><image:caption>building construction site equipment</image:caption><image:title>Building Construction Equipment</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/ACA%20Year-Round%20Compliance%20Hero%20Image.png</image:loc><image:caption>decorative: woman working on her laptop on aca compliance monitoring</image:caption><image:title>ACA Year-Round Compliance Hero Image</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/Union%20Payroll%20Compliance%20Essentials.png</image:loc><image:caption>a construction worker holds a tablet while looking into the distance</image:caption><image:title>Union Payroll Compliance Essentials</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/21972-312_SOC_NonCPA.png</image:loc><image:caption>21972-312_SOC_NonCPA</image:caption><image:title>21972-312_SOC_NonCPA</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/Union%20Payroll%20Compliance%20Featured%20Image%20(1).png</image:loc><image:caption>Union Payroll Compliance Featured Image (1)</image:caption><image:title>Union Payroll Compliance Featured Image (1)</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/Essential%20software%20features%20checklist.png</image:loc><image:caption>infographic with text and icons showing software features</image:caption><image:title>Essential software features checklist</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/New%2BPoints%2BNorth%2BLogo-1920w.png</image:loc><image:caption>New+Points+North+Logo-1920w</image:caption><image:title>New+Points+North+Logo-1920w</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/Union%20Payroll%20Compliance%20Software.png</image:loc><image:caption>A business man looks at a computer while sitting at a desk with papers and coffee</image:caption><image:title>Union Payroll Compliance Software</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/Top%205%20Union%20Payroll%20Compliance%20Challenges.png</image:loc><image:caption>Green infographic showing the top 5 union compliance challenges</image:caption><image:title>Top 5 Union Payroll Compliance Challenges</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/Website_PN%20Assets_2024/PN24%20Footer%20Logo-1.png</image:loc><image:caption>PN24 Footer Logo-1</image:caption><image:title>PN24 Footer Logo-1</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/IRS%20Begins%20Issuing%20Letter%205699%20for%202024%20Tax%20Year%20(1).png</image:loc><image:caption>woman focused on work in her office</image:caption><image:title>IRS Begins Issuing Letter 5699 for 2024 Tax Year (1)</image:title></image:image><lastmod>2026-02-19</lastmod></url><url><loc>https://www.points-north.com/trends-and-insights/7-mid-year-federal-construction-industry-trends-to-look-out-for</loc><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/Product_ACA/ACA_Reporter_March_2023/images/ICHRAS%2BThe%2BNew%2BPossible%2BAddition%2Bto%2BACA%2BReporting-1920w.jpg</image:loc><image:caption>ICHRAS+The+New+Possible+Addition+to+ACA+Reporting-1920w</image:caption><image:title>ICHRAS+The+New+Possible+Addition+to+ACA+Reporting-1920w</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/21972-312_SOC_NonCPA.png</image:loc><image:caption>21972-312_SOC_NonCPA</image:caption><image:title>21972-312_SOC_NonCPA</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/50.png</image:loc><image:caption>Federal Construction Prevailing Wage Contractors </image:caption><image:title>50</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/Website_PN%20Assets_2024/PN24%20Footer%20Logo-1.png</image:loc><image:caption>PN24 Footer Logo-1</image:caption><image:title>PN24 Footer Logo-1</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/New%2BPoints%2BNorth%2BLogo-1920w.png</image:loc><image:caption>New+Points+North+Logo-1920w</image:caption><image:title>New+Points+North+Logo-1920w</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/CBA%20Article%20Hero.png</image:loc><image:caption>construction site manager hands tablet and pen to an executive visiting the site.</image:caption><image:title>CBA Article Hero</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/Coworkers%20reviewing%20government%20big%20blueprints%20(1).png</image:loc><image:caption>two male coworkers look at a blueprint together</image:caption><image:title>Coworkers reviewing government big blueprints (1)</image:title></image:image><lastmod>2025-05-20</lastmod></url><url><loc>https://www.points-north.com/trends-and-insights/the-importance-of-keeping-up-with-prevailing-wages</loc><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/Coworkers%20reviewing%20government%20big%20blueprints%20(1).png</image:loc><image:caption>two male coworkers look at a blueprint together</image:caption><image:title>Coworkers reviewing government big blueprints (1)</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/30.png</image:loc><image:caption>Prevailing Wage Contractors Working on Government Project</image:caption><image:title>30</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/Product_ACA/ACA_Reporter_March_2023/images/ICHRAS%2BThe%2BNew%2BPossible%2BAddition%2Bto%2BACA%2BReporting-1920w.jpg</image:loc><image:caption>ICHRAS+The+New+Possible+Addition+to+ACA+Reporting-1920w</image:caption><image:title>ICHRAS+The+New+Possible+Addition+to+ACA+Reporting-1920w</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/Website_PN%20Assets_2024/PN24%20Footer%20Logo-1.png</image:loc><image:caption>PN24 Footer Logo-1</image:caption><image:title>PN24 Footer Logo-1</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/New%2BPoints%2BNorth%2BLogo-1920w.png</image:loc><image:caption>New+Points+North+Logo-1920w</image:caption><image:title>New+Points+North+Logo-1920w</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/CBA%20Article%20Hero.png</image:loc><image:caption>construction site manager hands tablet and pen to an executive visiting the site.</image:caption><image:title>CBA Article Hero</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/21972-312_SOC_NonCPA.png</image:loc><image:caption>21972-312_SOC_NonCPA</image:caption><image:title>21972-312_SOC_NonCPA</image:title></image:image><lastmod>2025-05-20</lastmod></url><url><loc>https://www.points-north.com/trends-and-insights/aca-reporting-compliance-vendors</loc><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/21972-312_SOC_NonCPA.png</image:loc><image:caption>21972-312_SOC_NonCPA</image:caption><image:title>21972-312_SOC_NonCPA</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/CBA%20Article%20Hero.png</image:loc><image:caption>construction site manager hands tablet and pen to an executive visiting the site.</image:caption><image:title>CBA Article Hero</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/Website_PN%20Assets_2024/PN24%20Footer%20Logo-1.png</image:loc><image:caption>PN24 Footer Logo-1</image:caption><image:title>PN24 Footer Logo-1</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/Coworkers%20reviewing%20government%20big%20blueprints%20(1).png</image:loc><image:caption>two male coworkers look at a blueprint together</image:caption><image:title>Coworkers reviewing government big blueprints (1)</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/Product_ACA/ACA_Reporter_March_2023/images/ICHRAS%2BThe%2BNew%2BPossible%2BAddition%2Bto%2BACA%2BReporting-1920w.jpg</image:loc><image:caption>ICHRAS+The+New+Possible+Addition+to+ACA+Reporting-1920w</image:caption><image:title>ICHRAS+The+New+Possible+Addition+to+ACA+Reporting-1920w</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/Greenshades%20Images%20(2).png</image:loc><image:caption>Greenshades Images (2)</image:caption><image:title>Greenshades Images 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male coworkers look at a blueprint together</image:caption><image:title>Coworkers reviewing government big blueprints (1)</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/Product_ACA/ACA_Reporter_March_2023/images/ICHRAS%2BThe%2BNew%2BPossible%2BAddition%2Bto%2BACA%2BReporting-1920w.jpg</image:loc><image:caption>ICHRAS+The+New+Possible+Addition+to+ACA+Reporting-1920w</image:caption><image:title>ICHRAS+The+New+Possible+Addition+to+ACA+Reporting-1920w</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/Product_ACA/ACA_Reporter_March_2023/images/ACA%2BReporting%2BExpected%2BTo%2BGrow%2BIn%2BComplexity%2B-%2BEnsure%2BYou%2BRemain%2BCompliant-1920w.jpg</image:loc><image:caption>ACA+Reporting+Expected+To+Grow+In+Complexity+-+Ensure+You+Remain+Compliant-1920w</image:caption><image:title>ACA+Reporting+Expected+To+Grow+In+Complexity+-+Ensure+You+Remain+Compliant-1920w</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/Website_PN%20Assets_2024/PN24%20Footer%20Logo-1.png</image:loc><image:caption>PN24 Footer Logo-1</image:caption><image:title>PN24 Footer Logo-1</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/CBA%20Article%20Hero.png</image:loc><image:caption>construction site manager hands tablet and pen to an executive visiting the site.</image:caption><image:title>CBA Article Hero</image:title></image:image><lastmod>2026-03-17</lastmod></url><url><loc>https://www.points-north.com/trends-and-insights/aca-controlled-group-rules-for-multi-location-businesses</loc><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/FTE%20Aggregation%20Calculation%20Tool.png</image:loc><image:caption>Chart shows a sample of FTE Aggregation</image:caption><image:title>FTE Aggregation Calculation Tool</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/Controlled%20Group%20Structure%20Diagram.png</image:loc><image:caption>Flowchart shows a 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Logo-1</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/21972-312_SOC_NonCPA.png</image:loc><image:caption>21972-312_SOC_NonCPA</image:caption><image:title>21972-312_SOC_NonCPA</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/cafe-store-owners-planning-budget-finance-coffee-2025-04-06-12-30-31-utc.jpg</image:loc><image:caption>cafe-store-owners-planning-budget-finance-coffee-2025-04-06-12-30-31-utc</image:caption><image:title>cafe-store-owners-planning-budget-finance-coffee-2025-04-06-12-30-31-utc</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/ACA%20Year-Round%20Compliance%20Hero%20Image.png</image:loc><image:caption>decorative: woman working on her laptop on aca compliance monitoring</image:caption><image:title>ACA Year-Round Compliance Hero Image</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/Building%20Construction%20Equipment.png</image:loc><image:caption>building construction site equipment</image:caption><image:title>Building Construction Equipment</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/Owners%20taking%20a%20break%20from%20discussing%20business.jpg</image:loc><image:caption>Two business owners smiling at the camera</image:caption><image:title>Owners taking a break from discussing business</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/New%2BPoints%2BNorth%2BLogo-1920w.png</image:loc><image:caption>New+Points+North+Logo-1920w</image:caption><image:title>New+Points+North+Logo-1920w</image:title></image:image><lastmod>2026-03-17</lastmod></url><url><loc>https://www.points-north.com/trends-and-insights/the-look-back-measurement-method-can-help-prevent-aca-penalties</loc><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/22.png</image:loc><image:caption>The Look-Back Measurement Method Can Help Prevent ACA Penalties</image:caption><image:title>22</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/Product_ACA/ACA_Reporter_March_2023/images/ICHRAS%2BThe%2BNew%2BPossible%2BAddition%2Bto%2BACA%2BReporting-1920w.jpg</image:loc><image:caption>ICHRAS+The+New+Possible+Addition+to+ACA+Reporting-1920w</image:caption><image:title>ICHRAS+The+New+Possible+Addition+to+ACA+Reporting-1920w</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/21972-312_SOC_NonCPA.png</image:loc><image:caption>21972-312_SOC_NonCPA</image:caption><image:title>21972-312_SOC_NonCPA</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/New%2BPoints%2BNorth%2BLogo-1920w.png</image:loc><image:caption>New+Points+North+Logo-1920w</image:caption><image:title>New+Points+North+Logo-1920w</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/CBA%20Article%20Hero.png</image:loc><image:caption>construction 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Logo-1</image:title></image:image><lastmod>2025-05-21</lastmod></url><url><loc>https://www.points-north.com/trends-and-insights/4-key-benefits-of-using-aca-reporting-software</loc><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/CBA%20Article%20Hero.png</image:loc><image:caption>construction site manager hands tablet and pen to an executive visiting the site.</image:caption><image:title>CBA Article Hero</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/Website_PN%20Assets_2024/PN24%20Footer%20Logo-1.png</image:loc><image:caption>PN24 Footer Logo-1</image:caption><image:title>PN24 Footer Logo-1</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/Coworkers%20reviewing%20government%20big%20blueprints%20(1).png</image:loc><image:caption>two male coworkers look at a blueprint together</image:caption><image:title>Coworkers reviewing government big blueprints (1)</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/Product_ACA/ACA_Reporter_March_2023/images/ICHRAS%2BThe%2BNew%2BPossible%2BAddition%2Bto%2BACA%2BReporting-1920w.jpg</image:loc><image:caption>ICHRAS+The+New+Possible+Addition+to+ACA+Reporting-1920w</image:caption><image:title>ICHRAS+The+New+Possible+Addition+to+ACA+Reporting-1920w</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/New%2BPoints%2BNorth%2BLogo-1920w.png</image:loc><image:caption>New+Points+North+Logo-1920w</image:caption><image:title>New+Points+North+Logo-1920w</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/45.png</image:loc><image:caption>ACA Reporting Software Users</image:caption><image:title>45</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/21972-312_SOC_NonCPA.png</image:loc><image:caption>21972-312_SOC_NonCPA</image:caption><image:title>21972-312_SOC_NonCPA</image:title></image:image><lastmod>2025-05-20</lastmod></url><url><loc>https://www.points-north.com/trends-and-insights/classify-employees-correctly-to-avoid-aca-penalties-and-determine-ale-status</loc><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/Coworkers%20reviewing%20government%20big%20blueprints%20(1).png</image:loc><image:caption>two male coworkers look at a blueprint together</image:caption><image:title>Coworkers reviewing government big blueprints 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Logo-1</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/Product_ACA/ACA_Reporter_March_2023/images/ICHRAS%2BThe%2BNew%2BPossible%2BAddition%2Bto%2BACA%2BReporting-1920w.jpg</image:loc><image:caption>ICHRAS+The+New+Possible+Addition+to+ACA+Reporting-1920w</image:caption><image:title>ICHRAS+The+New+Possible+Addition+to+ACA+Reporting-1920w</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/21972-312_SOC_NonCPA.png</image:loc><image:caption>21972-312_SOC_NonCPA</image:caption><image:title>21972-312_SOC_NonCPA</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/New%2BPoints%2BNorth%2BLogo-1920w.png</image:loc><image:caption>New+Points+North+Logo-1920w</image:caption><image:title>New+Points+North+Logo-1920w</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/CBA%20Article%20Hero.png</image:loc><image:caption>construction site manager hands tablet and pen to an executive visiting the site.</image:caption><image:title>CBA Article Hero</image:title></image:image><lastmod>2025-05-21</lastmod></url><url><loc>https://www.points-north.com/trends-and-insights/bidding-on-federal-construction-projects</loc><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/21972-312_SOC_NonCPA.png</image:loc><image:caption>21972-312_SOC_NonCPA</image:caption><image:title>21972-312_SOC_NonCPA</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/CBA%20Article%20Hero.png</image:loc><image:caption>construction site manager hands tablet and pen to an executive visiting the site.</image:caption><image:title>CBA Article 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Logo-1</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/New%2BPoints%2BNorth%2BLogo-1920w.png</image:loc><image:caption>New+Points+North+Logo-1920w</image:caption><image:title>New+Points+North+Logo-1920w</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/Coworkers%20reviewing%20government%20big%20blueprints%20(1).png</image:loc><image:caption>two male coworkers look at a blueprint together</image:caption><image:title>Coworkers reviewing government big blueprints (1)</image:title></image:image><lastmod>2025-05-21</lastmod></url><url><loc>https://www.points-north.com/trends-and-insights/record-interest-in-the-supported-2022-coverage-seen-in-the-affordable-care-act-exchanges</loc><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/Product_ACA/ACA_Reporter_March_2023/images/ICHRAS%2BThe%2BNew%2BPossible%2BAddition%2Bto%2BACA%2BReporting-1920w.jpg</image:loc><image:caption>ICHRAS+The+New+Possible+Addition+to+ACA+Reporting-1920w</image:caption><image:title>ICHRAS+The+New+Possible+Addition+to+ACA+Reporting-1920w</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/Website_PN%20Assets_2024/PN24%20Footer%20Logo-1.png</image:loc><image:caption>PN24 Footer Logo-1</image:caption><image:title>PN24 Footer Logo-1</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/CBA%20Article%20Hero.png</image:loc><image:caption>construction site manager hands tablet and pen to an executive visiting the site.</image:caption><image:title>CBA Article Hero</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/Record%20Interest%20in%202022%20ACA%20Exchanges%20Blog%20Hero.png</image:loc><image:caption>Record Interest in 2022 ACA Exchanges Blog Hero</image:caption><image:title>Record Interest in 2022 ACA Exchanges Blog 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(1)</image:title></image:image><lastmod>2025-05-21</lastmod></url><url><loc>https://www.points-north.com/trends-and-insights/how-employee-benefits-impact-your-ability-to-hire</loc><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/CBA%20Article%20Hero.png</image:loc><image:caption>construction site manager hands tablet and pen to an executive visiting the site.</image:caption><image:title>CBA Article Hero</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/Coworkers%20reviewing%20government%20big%20blueprints%20(1).png</image:loc><image:caption>two male coworkers look at a blueprint together</image:caption><image:title>Coworkers reviewing government big blueprints (1)</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/Product_ACA/ACA_Reporter_March_2023/images/ICHRAS%2BThe%2BNew%2BPossible%2BAddition%2Bto%2BACA%2BReporting-1920w.jpg</image:loc><image:caption>ICHRAS+The+New+Possible+Addition+to+ACA+Reporting-1920w</image:caption><image:title>ICHRAS+The+New+Possible+Addition+to+ACA+Reporting-1920w</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/Website_PN%20Assets_2024/PN24%20Footer%20Logo-1.png</image:loc><image:caption>PN24 Footer Logo-1</image:caption><image:title>PN24 Footer Logo-1</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/New%2BPoints%2BNorth%2BLogo-1920w.png</image:loc><image:caption>New+Points+North+Logo-1920w</image:caption><image:title>New+Points+North+Logo-1920w</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/employee%2Bbenefits.jpg</image:loc><image:caption>employee+benefits</image:caption><image:title>employee+benefits</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/21972-312_SOC_NonCPA.png</image:loc><image:caption>21972-312_SOC_NonCPA</image:caption><image:title>21972-312_SOC_NonCPA</image:title></image:image><lastmod>2026-02-24</lastmod></url><url><loc>https://www.points-north.com/trends-and-insights/everything-you-must-know-about-certified-payroll</loc><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/21972-312_SOC_NonCPA.png</image:loc><image:caption>21972-312_SOC_NonCPA</image:caption><image:title>21972-312_SOC_NonCPA</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/WH347%20Form%20Graphics%20(1).png</image:loc><image:caption>form 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(1)</image:title></image:image><lastmod>2026-02-16</lastmod></url><url><loc>https://www.points-north.com/case-studies/standardize-prevailing-wage-10-states</loc><lastmod>2026-04-20</lastmod></url><url><loc>https://www.points-north.com/trends-and-insights/what-are-prevailing-wages</loc><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/New%2BPoints%2BNorth%2BLogo-1920w.png</image:loc><image:caption>New+Points+North+Logo-1920w</image:caption><image:title>New+Points+North+Logo-1920w</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/2024%20Reduced%20Electronic%20Filing%20Threshold%20and%20Other%20ACA%20Changes%20You%20Should%20Know%20(3).png</image:loc><image:caption>2024 Reduced Electronic Filing Threshold and Other ACA Changes You Should Know (3)</image:caption><image:title>2024 Reduced Electronic Filing Threshold and Other ACA Changes You Should Know 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(1)</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/21972-312_SOC_NonCPA.png</image:loc><image:caption>21972-312_SOC_NonCPA</image:caption><image:title>21972-312_SOC_NonCPA</image:title></image:image><lastmod>2026-03-17</lastmod></url><url><loc>https://www.points-north.com/trends-and-insights/irc-section-4980h-aca-penalties-are-forever</loc><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/CBA%20Article%20Hero.png</image:loc><image:caption>construction site manager hands tablet and pen to an executive visiting the site.</image:caption><image:title>CBA Article Hero</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/Website_PN%20Assets_2024/PN24%20Footer%20Logo-1.png</image:loc><image:caption>PN24 Footer Logo-1</image:caption><image:title>PN24 Footer Logo-1</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/New%2BPoints%2BNorth%2BLogo-1920w.png</image:loc><image:caption>New+Points+North+Logo-1920w</image:caption><image:title>New+Points+North+Logo-1920w</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/Coworkers%20reviewing%20government%20big%20blueprints%20(1).png</image:loc><image:caption>two male coworkers look at a blueprint together</image:caption><image:title>Coworkers reviewing government big blueprints 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</image:caption><image:title>13-2</image:title></image:image><lastmod>2025-05-20</lastmod></url><url><loc>https://www.points-north.com/points-north-legal-page</loc><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/21972-312_SOC_NonCPA.png</image:loc><image:caption>21972-312_SOC_NonCPA</image:caption><image:title>21972-312_SOC_NonCPA</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/Website_PN%20Assets_2024/PN24%20Footer%20Logo-1.png</image:loc><image:caption>PN24 Footer Logo-1</image:caption><image:title>PN24 Footer 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Logo-1</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/Product_Construction/Website%20Assets_CertifiedPayrollReporting_Feb2023/Images/How%2BLong%2BDoes%2BIt%2BTake%2BTo%2BCreate%2BCertified%2BPayroll%2BReports-960w-1920w.webp</image:loc><image:caption>How+Long+Does+It+Take+To+Create+Certified+Payroll+Reports-960w-1920w</image:caption><image:title>How+Long+Does+It+Take+To+Create+Certified+Payroll+Reports-960w-1920w</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/Product_ACA/ACA_Reporter_March_2023/images/ICHRAS%2BThe%2BNew%2BPossible%2BAddition%2Bto%2BACA%2BReporting-1920w.jpg</image:loc><image:caption>ICHRAS+The+New+Possible+Addition+to+ACA+Reporting-1920w</image:caption><image:title>ICHRAS+The+New+Possible+Addition+to+ACA+Reporting-1920w</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/Coworkers%20reviewing%20government%20big%20blueprints%20(1).png</image:loc><image:caption>two male coworkers look at a blueprint together</image:caption><image:title>Coworkers reviewing government big blueprints (1)</image:title></image:image><lastmod>2026-02-24</lastmod></url><url><loc>https://www.points-north.com/trends-and-insights/hidden-costs-of-prevailing-wage-compliance-a-payroll-managers-story</loc><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/CBA%20Article%20Hero.png</image:loc><image:caption>construction site manager hands tablet and pen to an executive visiting the site.</image:caption><image:title>CBA Article Hero</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/Website_PN%20Assets_2024/PN24%20Footer%20Logo-1.png</image:loc><image:caption>PN24 Footer Logo-1</image:caption><image:title>PN24 Footer 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(1)</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/New%2BPoints%2BNorth%2BLogo-1920w.png</image:loc><image:caption>New+Points+North+Logo-1920w</image:caption><image:title>New+Points+North+Logo-1920w</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/Product_ACA/ACA_Reporter_March_2023/images/ICHRAS%2BThe%2BNew%2BPossible%2BAddition%2Bto%2BACA%2BReporting-1920w.jpg</image:loc><image:caption>ICHRAS+The+New+Possible+Addition+to+ACA+Reporting-1920w</image:caption><image:title>ICHRAS+The+New+Possible+Addition+to+ACA+Reporting-1920w</image:title></image:image><lastmod>2026-03-17</lastmod></url><url><loc>https://www.points-north.com/trends-and-insights/certified-payroll-reporting-software</loc><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/Coworkers%20reviewing%20government%20big%20blueprints%20(1).png</image:loc><image:caption>two male coworkers look at a blueprint together</image:caption><image:title>Coworkers reviewing government big blueprints (1)</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/21972-312_SOC_NonCPA.png</image:loc><image:caption>21972-312_SOC_NonCPA</image:caption><image:title>21972-312_SOC_NonCPA</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/CBA%20Article%20Hero.png</image:loc><image:caption>construction site manager hands tablet and pen to an executive visiting the site.</image:caption><image:title>CBA Article 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Logo-1</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/Product_ACA/ACA_Reporter_March_2023/images/ICHRAS%2BThe%2BNew%2BPossible%2BAddition%2Bto%2BACA%2BReporting-1920w.jpg</image:loc><image:caption>ICHRAS+The+New+Possible+Addition+to+ACA+Reporting-1920w</image:caption><image:title>ICHRAS+The+New+Possible+Addition+to+ACA+Reporting-1920w</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/Product_Construction/Website%20Assets_CertifiedPayrollReporting_Feb2023/Images/CERTIFIED%2BPAYROLL%2BREPORTING%2BSOFTWARE-1920w.webp</image:loc><image:caption>CERTIFIED+PAYROLL+REPORTING+SOFTWARE-1920w</image:caption><image:title>CERTIFIED+PAYROLL+REPORTING+SOFTWARE-1920w</image:title></image:image><lastmod>2026-02-24</lastmod></url><url><loc>https://www.points-north.com/knowledge-base/how-do-i-edit-an-existing-attendance-violation-or-event</loc><lastmod>2025-05-12</lastmod></url><url><loc>https://www.points-north.com/trends-and-insights/which-employers-need-to-complete-aca-filing</loc><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/5-Feb-12-2026-05-43-51-2122-PM.png</image:loc><image:caption>5-Feb-12-2026-05-43-51-2122-PM</image:caption><image:title>5-Feb-12-2026-05-43-51-2122-PM</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/CBA%20Article%20Hero.png</image:loc><image:caption>construction site manager hands tablet and pen to an executive visiting the site.</image:caption><image:title>CBA Article Hero</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/Coworkers%20reviewing%20government%20big%20blueprints%20(1).png</image:loc><image:caption>two male coworkers look at a blueprint together</image:caption><image:title>Coworkers reviewing government big blueprints (1)</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/New%2BPoints%2BNorth%2BLogo-1920w.png</image:loc><image:caption>New+Points+North+Logo-1920w</image:caption><image:title>New+Points+North+Logo-1920w</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/Product_ACA/ACA_Reporter_March_2023/images/ICHRAS%2BThe%2BNew%2BPossible%2BAddition%2Bto%2BACA%2BReporting-1920w.jpg</image:loc><image:caption>ICHRAS+The+New+Possible+Addition+to+ACA+Reporting-1920w</image:caption><image:title>ICHRAS+The+New+Possible+Addition+to+ACA+Reporting-1920w</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/Website%20Images%20-%20Wide%20(1).png</image:loc><image:caption>Website Images - Wide (1)</image:caption><image:title>Website Images - Wide (1)</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/21972-312_SOC_NonCPA.png</image:loc><image:caption>21972-312_SOC_NonCPA</image:caption><image:title>21972-312_SOC_NonCPA</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/4-Feb-12-2026-05-42-07-0286-PM.png</image:loc><image:caption>4-Feb-12-2026-05-42-07-0286-PM</image:caption><image:title>4-Feb-12-2026-05-42-07-0286-PM</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/Website_PN%20Assets_2024/PN24%20Footer%20Logo-1.png</image:loc><image:caption>PN24 Footer Logo-1</image:caption><image:title>PN24 Footer Logo-1</image:title></image:image><lastmod>2026-03-17</lastmod></url><url><loc>https://www.points-north.com/manufacturing-industry</loc><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/Automation-1.png</image:loc><image:caption>Automation-1</image:caption><image:title>Automation-1</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/New%2BPoints%2BNorth%2BLogo-1920w.png</image:loc><image:caption>New+Points+North+Logo-1920w</image:caption><image:title>New+Points+North+Logo-1920w</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/Product_Construction/Stock%20Photos/GovernmentManufacturingTeam.png</image:loc><image:caption>Government Manufacturing Team</image:caption><image:title>GovernmentManufacturingTeam</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/21972-312_SOC_NonCPA.png</image:loc><image:caption>21972-312_SOC_NonCPA</image:caption><image:title>21972-312_SOC_NonCPA</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/Website_PN%20Assets_2024/PN24%20Footer%20Logo-1.png</image:loc><image:caption>PN24 Footer Logo-1</image:caption><image:title>PN24 Footer Logo-1</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/Product_Construction/Stock%20Photos/foreman-or-worker-work-at-factory-site-check-up-ma-2023-11-27-05-08-32-utc.jpg</image:loc><image:caption>Manufacturing team working on prevailing wage work</image:caption><image:title>foreman-or-worker-work-at-factory-site-check-up-ma-2023-11-27-05-08-32-utc</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/Manufacturing%20for%20Government%20Contract.png</image:loc><image:caption>man working in an automotive manufacturing plant</image:caption><image:title>Manufacturing for Government Contract</image:title></image:image><lastmod>2026-05-11</lastmod></url><url><loc>https://www.points-north.com/partners</loc><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/Website_PN%20Assets_2024/PN24%20Footer%20Logo-1.png</image:loc><image:caption>PN24 Footer Logo-1</image:caption><image:title>PN24 Footer Logo-1</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/Website_PN%20Assets_2024/Partners%20Page/Coworkers%20looking%20at%20payroll%20reports.jpg</image:loc><image:caption>Coworkers looking at payroll reports</image:caption><image:title>Coworkers looking at payroll reports</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/21972-312_SOC_NonCPA.png</image:loc><image:caption>21972-312_SOC_NonCPA</image:caption><image:title>21972-312_SOC_NonCPA</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/New%2BPoints%2BNorth%2BLogo-1920w.png</image:loc><image:caption>New+Points+North+Logo-1920w</image:caption><image:title>New+Points+North+Logo-1920w</image:title></image:image><lastmod>2026-03-30</lastmod></url><url><loc>https://www.points-north.com/trends-and-insights/understanding-the-cms-and-hhs-2023-notice-of-benefit-and-payment-parameters</loc><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/New%2BPoints%2BNorth%2BLogo-1920w.png</image:loc><image:caption>New+Points+North+Logo-1920w</image:caption><image:title>New+Points+North+Logo-1920w</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/1-Mar-12-2026-08-12-50-6729-PM.png</image:loc><image:caption>YoY affordability percentages graph</image:caption><image:title>1-Mar-12-2026-08-12-50-6729-PM</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/2-Mar-12-2026-08-12-07-4685-PM.png</image:loc><image:caption>2026 key ACA numbers graphic</image:caption><image:title>2-Mar-12-2026-08-12-07-4685-PM</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/4-Mar-12-2026-08-16-54-1455-PM.png</image:loc><image:caption>graphic shows equation for calculating the federal poverty line safe harbor for 2026</image:caption><image:title>4-Mar-12-2026-08-16-54-1455-PM</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/2%20copy.png</image:loc><image:caption>Map showing 2026 ACA marketplace premium increases by state</image:caption><image:title>2 copy</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/Website_PN%20Assets_2024/PN24%20Footer%20Logo-1.png</image:loc><image:caption>PN24 Footer Logo-1</image:caption><image:title>PN24 Footer Logo-1</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/1%20copy.png</image:loc><image:caption>Timeline showing enhanced premium tax credit history and December 2025 expiration</image:caption><image:title>1 copy</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/Federal%20Poverty%20Line%20Safe%20Harbor%20for%202026%20copy.png</image:loc><image:caption>ACA Reporter software demo invitation for 2026 compliance automation</image:caption><image:title>Federal Poverty Line Safe Harbor for 2026 copy</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/21972-312_SOC_NonCPA.png</image:loc><image:caption>21972-312_SOC_NonCPA</image:caption><image:title>21972-312_SOC_NonCPA</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/IRS%20Begins%20Issuing%20Letter%205699%20for%202024%20Tax%20Year%20(1).png</image:loc><image:caption>woman focused on work in her office</image:caption><image:title>IRS Begins Issuing Letter 5699 for 2024 Tax Year (1)</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/ACA%20Year-Round%20Compliance%20Hero%20Image.png</image:loc><image:caption>decorative: woman working on her laptop on aca compliance monitoring</image:caption><image:title>ACA Year-Round Compliance Hero Image</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/Federal%20Poverty%20Line%20Safe%20Harbor%20for%202026-1.png</image:loc><image:caption>2025 vs 2026 ACA penalties chart</image:caption><image:title>Federal Poverty Line Safe Harbor for 2026-1</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/Product_ACA/ACA_Reporter_March_2023/images/Benefits---Business-Concept.-B-1920w.jpg</image:loc><image:caption>Benefits---Business-Concept.-B-1920w</image:caption><image:title>Benefits---Business-Concept.-B-1920w</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/Building%20Construction%20Equipment.png</image:loc><image:caption>building construction site equipment</image:caption><image:title>Building Construction Equipment</image:title></image:image><lastmod>2026-03-17</lastmod></url><url><loc>https://www.points-north.com/knowledge-base/how-do-i-show-we-paid-cash-fringe-on-my-reports</loc><lastmod>2025-05-12</lastmod></url><url><loc>https://www.points-north.com/knowledge-base/how-do-i-copy-a-project</loc><lastmod>2025-05-12</lastmod></url><url><loc>https://www.points-north.com/trends-and-insights/which-employers-are-subjected-to-the-aca-reporting-requirement</loc><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/Coworkers%20reviewing%20government%20big%20blueprints%20(1).png</image:loc><image:caption>two male coworkers look at a blueprint together</image:caption><image:title>Coworkers reviewing government big blueprints (1)</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/New%2BPoints%2BNorth%2BLogo-1920w.png</image:loc><image:caption>New+Points+North+Logo-1920w</image:caption><image:title>New+Points+North+Logo-1920w</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/Product_ACA/ACA_Reporter_March_2023/images/pexels-photo-1920w.jpg</image:loc><image:caption>pexels-photo-1920w</image:caption><image:title>pexels-photo-1920w</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/Product_ACA/ACA_Reporter_March_2023/images/ICHRAS%2BThe%2BNew%2BPossible%2BAddition%2Bto%2BACA%2BReporting-1920w.jpg</image:loc><image:caption>ICHRAS+The+New+Possible+Addition+to+ACA+Reporting-1920w</image:caption><image:title>ICHRAS+The+New+Possible+Addition+to+ACA+Reporting-1920w</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/21972-312_SOC_NonCPA.png</image:loc><image:caption>21972-312_SOC_NonCPA</image:caption><image:title>21972-312_SOC_NonCPA</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/CBA%20Article%20Hero.png</image:loc><image:caption>construction site manager hands tablet and pen to an executive visiting the site.</image:caption><image:title>CBA Article Hero</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/Website_PN%20Assets_2024/PN24%20Footer%20Logo-1.png</image:loc><image:caption>PN24 Footer Logo-1</image:caption><image:title>PN24 Footer Logo-1</image:title></image:image><lastmod>2026-03-17</lastmod></url><url><loc>https://www.points-north.com/trends-and-insights/some-common-examples-of-taxable-fringe-benefits-and-tax-free-fringe-benefits</loc><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/62.png</image:loc><image:caption>Taxable and Tax Free Fringe Benefit Calculations</image:caption><image:title>62</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/Website_PN%20Assets_2024/PN24%20Footer%20Logo-1.png</image:loc><image:caption>PN24 Footer Logo-1</image:caption><image:title>PN24 Footer Logo-1</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/21972-312_SOC_NonCPA.png</image:loc><image:caption>21972-312_SOC_NonCPA</image:caption><image:title>21972-312_SOC_NonCPA</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/ACA%20Year-Round%20Compliance%20Hero%20Image.png</image:loc><image:caption>decorative: woman working on her laptop on aca compliance monitoring</image:caption><image:title>ACA Year-Round Compliance Hero Image</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/New%2BPoints%2BNorth%2BLogo-1920w.png</image:loc><image:caption>New+Points+North+Logo-1920w</image:caption><image:title>New+Points+North+Logo-1920w</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/Building%20Construction%20Equipment.png</image:loc><image:caption>building construction site equipment</image:caption><image:title>Building Construction Equipment</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/IRS%20Begins%20Issuing%20Letter%205699%20for%202024%20Tax%20Year%20(1).png</image:loc><image:caption>woman focused on work in her office</image:caption><image:title>IRS Begins Issuing Letter 5699 for 2024 Tax Year (1)</image:title></image:image><lastmod>2026-06-12</lastmod></url><url><loc>https://www.points-north.com/trends-and-insights/the-employers-guide-to-union-construction-work</loc><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/How%20Union%20Construction%20Work%20Flows%20for%20Employers.png</image:loc><image:caption>flowchart showing how union construction work flows for employers</image:caption><image:title>How Union Construction Work Flows for Employers</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/New%2BPoints%2BNorth%2BLogo-1920w.png</image:loc><image:caption>New+Points+North+Logo-1920w</image:caption><image:title>New+Points+North+Logo-1920w</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/ACA%20Year-Round%20Compliance%20Hero%20Image.png</image:loc><image:caption>decorative: woman working on her laptop on aca compliance monitoring</image:caption><image:title>ACA Year-Round Compliance Hero Image</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/Website_PN%20Assets_2024/PN24%20Footer%20Logo-1.png</image:loc><image:caption>PN24 Footer Logo-1</image:caption><image:title>PN24 Footer Logo-1</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/21972-312_SOC_NonCPA.png</image:loc><image:caption>21972-312_SOC_NonCPA</image:caption><image:title>21972-312_SOC_NonCPA</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/Union%20Carpenter.png</image:loc><image:caption>Union Carpenter</image:caption><image:title>Union Carpenter</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/IRS%20Begins%20Issuing%20Letter%205699%20for%202024%20Tax%20Year%20(1).png</image:loc><image:caption>woman focused on work in her office</image:caption><image:title>IRS Begins Issuing Letter 5699 for 2024 Tax Year (1)</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/union%20workers%20meeting%20on%20site.png</image:loc><image:caption>union workers meeting on site looking at plans</image:caption><image:title>union workers meeting on site</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/Building%20Construction%20Equipment.png</image:loc><image:caption>building construction site equipment</image:caption><image:title>Building Construction Equipment</image:title></image:image><lastmod>2026-03-09</lastmod></url><url><loc>https://www.points-north.com/eeo-reporter</loc><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/New%2BPoints%2BNorth%2BLogo-1920w.png</image:loc><image:caption>New+Points+North+Logo-1920w</image:caption><image:title>New+Points+North+Logo-1920w</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/Website_PN%20Assets_2024/PN24%20Footer%20Logo-1.png</image:loc><image:caption>PN24 Footer Logo-1</image:caption><image:title>PN24 Footer Logo-1</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/eeoc.png</image:loc><image:caption>eeoc</image:caption><image:title>eeoc</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/Website_PN%20Assets_2024/EEO%20Reporter%20Image.webp</image:loc><image:caption>EEO Reporter Image</image:caption><image:title>EEO Reporter Image</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/Website_PN%20Assets_2024/EEO%20Reporter%20Hero%20Image.png</image:loc><image:caption>EEO Reporter Hero Image</image:caption><image:title>EEO Reporter Hero Image</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/21972-312_SOC_NonCPA.png</image:loc><image:caption>21972-312_SOC_NonCPA</image:caption><image:title>21972-312_SOC_NonCPA</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/Website_PN%20Assets_2024/EEO%20Logo.png</image:loc><image:caption>EEO Logo</image:caption><image:title>EEO Logo</image:title></image:image><lastmod>2025-04-22</lastmod></url><url><loc>https://www.points-north.com/aca-reporter/payroll-aggregation</loc><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/21972-312_SOC_NonCPA.png</image:loc><image:caption>21972-312_SOC_NonCPA</image:caption><image:title>21972-312_SOC_NonCPA</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/close-up-businessman-using-calculator-and-laptop-f-2025-01-16-13-14-17.webp</image:loc><image:caption>close-up-businessman-using-calculator-and-laptop-f-2025-01-16-13-14-17</image:caption><image:title>close-up-businessman-using-calculator-and-laptop-f-2025-01-16-13-14-17</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/cluttered%20desk.png</image:loc><image:caption>cluttered desk</image:caption><image:title>cluttered desk</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/New%2BPoints%2BNorth%2BLogo-1920w.png</image:loc><image:caption>New+Points+North+Logo-1920w</image:caption><image:title>New+Points+North+Logo-1920w</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/Product_ACA/Stock%20Photos/senior-woman-working-on-computer-2023-11-27-05-18-04-utc.jpg</image:loc><image:caption>Woman working on ACA Filing on her computer</image:caption><image:title>senior-woman-working-on-computer-2023-11-27-05-18-04-utc</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/Website_PN%20Assets_2024/PN24%20Footer%20Logo-1.png</image:loc><image:caption>PN24 Footer Logo-1</image:caption><image:title>PN24 Footer Logo-1</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/Product_ACA/Stock%20Photos/business-colleagues-talking-in-a-meeting-room-2024-10-21-12-17-10-utc.jpg</image:loc><image:caption>Colleagues working together in HR and Finance</image:caption><image:title>business-colleagues-talking-in-a-meeting-room-2024-10-21-12-17-10-utc</image:title></image:image><lastmod>2026-03-17</lastmod></url><url><loc>https://www.points-north.com/trends-and-insights/prevailing-wage-terms-every-payroll-person-should-know</loc><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/Website_PN%20Assets_2024/PN24%20Footer%20Logo-1.png</image:loc><image:caption>PN24 Footer Logo-1</image:caption><image:title>PN24 Footer Logo-1</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/21972-312_SOC_NonCPA.png</image:loc><image:caption>21972-312_SOC_NonCPA</image:caption><image:title>21972-312_SOC_NonCPA</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/Building%20Construction%20Equipment.png</image:loc><image:caption>building construction site equipment</image:caption><image:title>Building Construction Equipment</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/businesswoman-working-on-laptop-at-desk-in-modern-2026-01-05-06-27-15-utc.jpg</image:loc><image:caption>businesswoman-working-on-laptop-at-desk-in-modern-2026-01-05-06-27-15-utc</image:caption><image:title>businesswoman-working-on-laptop-at-desk-in-modern-2026-01-05-06-27-15-utc</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/New%2BPoints%2BNorth%2BLogo-1920w.png</image:loc><image:caption>New+Points+North+Logo-1920w</image:caption><image:title>New+Points+North+Logo-1920w</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/ACA%20Year-Round%20Compliance%20Hero%20Image.png</image:loc><image:caption>decorative: woman working on her laptop on aca compliance monitoring</image:caption><image:title>ACA Year-Round Compliance Hero Image</image:title></image:image><lastmod>2026-07-09</lastmod></url><url><loc>https://www.points-north.com/industries/home-healthcare</loc><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/9-1.png</image:loc><image:caption>9-1</image:caption><image:title>9-1</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/Website_PN%20Assets_2024/PN24%20Footer%20Logo-1.png</image:loc><image:caption>PN24 Footer Logo-1</image:caption><image:title>PN24 Footer Logo-1</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/Product_ACA/Stock%20Photos/female-doctor-in-nursing-home-sitting-on-couch-hol-2023-11-27-05-01-33-utc.jpg</image:loc><image:caption>Home Healthcare aide helping client</image:caption><image:title>female-doctor-in-nursing-home-sitting-on-couch-hol-2023-11-27-05-01-33-utc</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/Product_ACA/Stock%20Photos/female-african-doctor-cardiologist-or-physician-ch-2025-01-09-06-13-06-utc.jpg</image:loc><image:caption>Home healthcare woman helping elderly man</image:caption><image:title>female-african-doctor-cardiologist-or-physician-ch-2025-01-09-06-13-06-utc</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/New%2BPoints%2BNorth%2BLogo-1920w.png</image:loc><image:caption>New+Points+North+Logo-1920w</image:caption><image:title>New+Points+North+Logo-1920w</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/21972-312_SOC_NonCPA.png</image:loc><image:caption>21972-312_SOC_NonCPA</image:caption><image:title>21972-312_SOC_NonCPA</image:title></image:image><lastmod>2026-04-27</lastmod></url><url><loc>https://www.points-north.com/trends-and-insights/prevailing-wage-rates-on-public-construction-related-work-projects-general-information</loc><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/Product_ACA/ACA_Reporter_March_2023/images/ICHRAS%2BThe%2BNew%2BPossible%2BAddition%2Bto%2BACA%2BReporting-1920w.jpg</image:loc><image:caption>ICHRAS+The+New+Possible+Addition+to+ACA+Reporting-1920w</image:caption><image:title>ICHRAS+The+New+Possible+Addition+to+ACA+Reporting-1920w</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/21972-312_SOC_NonCPA.png</image:loc><image:caption>21972-312_SOC_NonCPA</image:caption><image:title>21972-312_SOC_NonCPA</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/New%2BPoints%2BNorth%2BLogo-1920w.png</image:loc><image:caption>New+Points+North+Logo-1920w</image:caption><image:title>New+Points+North+Logo-1920w</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/Coworkers%20reviewing%20government%20big%20blueprints%20(1).png</image:loc><image:caption>two male coworkers look at a blueprint together</image:caption><image:title>Coworkers reviewing government big blueprints (1)</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/CBA%20Article%20Hero.png</image:loc><image:caption>construction site manager hands tablet and pen to an executive visiting the site.</image:caption><image:title>CBA Article Hero</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/Website_PN%20Assets_2024/PN24%20Footer%20Logo-1.png</image:loc><image:caption>PN24 Footer Logo-1</image:caption><image:title>PN24 Footer Logo-1</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/37.png</image:loc><image:caption>Prevailing Wage Rates on Public Construction-Related Work Projects</image:caption><image:title>37</image:title></image:image><lastmod>2025-05-20</lastmod></url><url><loc>https://www.points-north.com/knowledge-base/how-do-i-add-a-new-work-class</loc><lastmod>2025-05-12</lastmod></url><url><loc>https://www.points-north.com/knowledge-base/how-do-i-change-a-project-code</loc><lastmod>2025-05-12</lastmod></url><url><loc>https://www.points-north.com/trends-and-insights/1-2-trillion-infrastructure-package-what-is-in-there</loc><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/Website_PN%20Assets_2024/PN24%20Footer%20Logo-1.png</image:loc><image:caption>PN24 Footer Logo-1</image:caption><image:title>PN24 Footer Logo-1</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/Product_ACA/ACA_Reporter_March_2023/images/ICHRAS%2BThe%2BNew%2BPossible%2BAddition%2Bto%2BACA%2BReporting-1920w.jpg</image:loc><image:caption>ICHRAS+The+New+Possible+Addition+to+ACA+Reporting-1920w</image:caption><image:title>ICHRAS+The+New+Possible+Addition+to+ACA+Reporting-1920w</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/CBA%20Article%20Hero.png</image:loc><image:caption>construction site manager hands tablet and pen to an executive visiting the site.</image:caption><image:title>CBA Article Hero</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/21972-312_SOC_NonCPA.png</image:loc><image:caption>21972-312_SOC_NonCPA</image:caption><image:title>21972-312_SOC_NonCPA</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/New%2BPoints%2BNorth%2BLogo-1920w.png</image:loc><image:caption>New+Points+North+Logo-1920w</image:caption><image:title>New+Points+North+Logo-1920w</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/Coworkers%20reviewing%20government%20big%20blueprints%20(1).png</image:loc><image:caption>two male coworkers look at a blueprint together</image:caption><image:title>Coworkers reviewing government big blueprints (1)</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/82.png</image:loc><image:caption>82</image:caption><image:title>82</image:title></image:image><lastmod>2025-05-21</lastmod></url><url><loc>https://www.points-north.com/trends-and-insights/davis-bacon-act-who-s-not-covered</loc><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/Building%20Construction%20Equipment.png</image:loc><image:caption>building construction site equipment</image:caption><image:title>Building Construction Equipment</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/New%2BPoints%2BNorth%2BLogo-1920w.png</image:loc><image:caption>New+Points+North+Logo-1920w</image:caption><image:title>New+Points+North+Logo-1920w</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/Navigate%20Davis-Bacon%20Compliance.png</image:loc><image:caption>infographic shows 5 steps that build a contractor Davis-Bacon ecosystem</image:caption><image:title>Navigate Davis-Bacon Compliance</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/21972-312_SOC_NonCPA.png</image:loc><image:caption>21972-312_SOC_NonCPA</image:caption><image:title>21972-312_SOC_NonCPA</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/How%20to%20Determine%20If%20a%20Worker%20Is%20Exempt%20Graphic.png</image:loc><image:caption>infographic shows 5 steps for determining if a worker is exempt</image:caption><image:title>How to Determine If a Worker Is Exempt Graphic</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/businesswoman-working-on-laptop-at-desk-in-modern-2026-01-05-06-27-15-utc.jpg</image:loc><image:caption>businesswoman-working-on-laptop-at-desk-in-modern-2026-01-05-06-27-15-utc</image:caption><image:title>businesswoman-working-on-laptop-at-desk-in-modern-2026-01-05-06-27-15-utc</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/Website_PN%20Assets_2024/PN24%20Footer%20Logo-1.png</image:loc><image:caption>PN24 Footer Logo-1</image:caption><image:title>PN24 Footer Logo-1</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/ACA%20Year-Round%20Compliance%20Hero%20Image.png</image:loc><image:caption>decorative: woman working on her laptop on aca compliance monitoring</image:caption><image:title>ACA Year-Round Compliance Hero Image</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/53.png</image:loc><image:caption>Davis Bacon Act Compliance</image:caption><image:title>53</image:title></image:image><lastmod>2026-07-16</lastmod></url><url><loc>https://www.points-north.com/trends-and-insights/how-to-create-a-certified-payroll-report</loc><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/Product_ACA/ACA_Reporter_March_2023/images/ICHRAS%2BThe%2BNew%2BPossible%2BAddition%2Bto%2BACA%2BReporting-1920w.jpg</image:loc><image:caption>ICHRAS+The+New+Possible+Addition+to+ACA+Reporting-1920w</image:caption><image:title>ICHRAS+The+New+Possible+Addition+to+ACA+Reporting-1920w</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/CBA%20Article%20Hero.png</image:loc><image:caption>construction site manager hands tablet and pen to an executive visiting the site.</image:caption><image:title>CBA Article Hero</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/Coworkers%20reviewing%20government%20big%20blueprints%20(1).png</image:loc><image:caption>two male coworkers look at a blueprint together</image:caption><image:title>Coworkers reviewing government big blueprints (1)</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/New%2BPoints%2BNorth%2BLogo-1920w.png</image:loc><image:caption>New+Points+North+Logo-1920w</image:caption><image:title>New+Points+North+Logo-1920w</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/Website_PN%20Assets_2024/PN24%20Footer%20Logo-1.png</image:loc><image:caption>PN24 Footer Logo-1</image:caption><image:title>PN24 Footer Logo-1</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/Product_Construction/Website%20Assets_CertifiedPayrollReporting_Feb2023/Images/Coin.webp</image:loc><image:caption>Coin</image:caption><image:title>Coin</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/21972-312_SOC_NonCPA.png</image:loc><image:caption>21972-312_SOC_NonCPA</image:caption><image:title>21972-312_SOC_NonCPA</image:title></image:image><lastmod>2026-04-29</lastmod></url><url><loc>https://www.points-north.com/industries/semiconductor-industry</loc><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/21972-312_SOC_NonCPA.png</image:loc><image:caption>21972-312_SOC_NonCPA</image:caption><image:title>21972-312_SOC_NonCPA</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/Website_PN%20Assets_2024/PN24%20Footer%20Logo-1.png</image:loc><image:caption>PN24 Footer Logo-1</image:caption><image:title>PN24 Footer Logo-1</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/Semiconductor%20Research.png</image:loc><image:caption>Semiconductor Research</image:caption><image:title>Semiconductor Research</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/Product_Construction/Stock%20Photos/female-worker-inspecting-circuit-boards-in-circuit-2024-10-18-13-47-05-utc.jpeg</image:loc><image:caption>A circuit board manufacturing worker</image:caption><image:title>female-worker-inspecting-circuit-boards-in-circuit-2024-10-18-13-47-05-utc</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/New%2BPoints%2BNorth%2BLogo-1920w.png</image:loc><image:caption>New+Points+North+Logo-1920w</image:caption><image:title>New+Points+North+Logo-1920w</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/printed%20circuit%20board%20-%20semiconductor%20industry%20hero%20image.png</image:loc><image:caption>circuit board with chip</image:caption><image:title>printed circuit board - semiconductor industry hero image</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/Product_Construction/Stock%20Photos/selective-focus-of-engineer-holding-computer-micro-2024-11-19-06-33-09-utc.jpg</image:loc><image:caption>Microchip and technology manufacturing for 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Logo-1</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/Product_ACA/Stock%20Photos/in-busy-company-office-workers-are-having-a-full-d-2023-11-27-05-00-39-utc.jpg</image:loc><image:caption>Two people working on monitoring ACA compliance in office</image:caption><image:title>in-busy-company-office-workers-are-having-a-full-d-2023-11-27-05-00-39-utc</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/Employee%20timeline.png</image:loc><image:caption>Employee timeline</image:caption><image:title>Employee 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computer</image:caption><image:title>head-of-the-clinic-holds-working-meeting-in-his-of-2024-10-21-23-53-11-utc</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/21972-312_SOC_NonCPA.png</image:loc><image:caption>21972-312_SOC_NonCPA</image:caption><image:title>21972-312_SOC_NonCPA</image:title></image:image><lastmod>2026-03-17</lastmod></url><url><loc>https://www.points-north.com/trends-and-insights/still-using-the-old-wh-347-deadline-is-september-2026</loc><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/close-up-of-woman-s-hands-using-laptop-2024-09-13-21-36-23-utc.jpg</image:loc><image:caption>close-up-of-woman-s-hands-using-laptop-2024-09-13-21-36-23-utc</image:caption><image:title>close-up-of-woman-s-hands-using-laptop-2024-09-13-21-36-23-utc</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/WH347%20Form%20Update%20Graphics%20(1).png</image:loc><image:caption>wh-347 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Footer Logo-1</image:caption><image:title>PN24 Footer Logo-1</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/CBA%20Article%20Hero.png</image:loc><image:caption>construction site manager hands tablet and pen to an executive visiting the site.</image:caption><image:title>CBA Article Hero</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/WH347%20Form%20Update%20Graphics.png</image:loc><image:caption>wh-347 federal certified payroll report form with notes to what's changing on page 1</image:caption><image:title>WH347 Form Update Graphics</image:title></image:image><lastmod>2026-02-24</lastmod></url><url><loc>https://www.points-north.com/trends-and-insights/3-mistakes-to-avoid-in-aca-filing</loc><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/Website_PN%20Assets_2024/PN24%20Footer%20Logo-1.png</image:loc><image:caption>PN24 Footer Logo-1</image:caption><image:title>PN24 Footer Logo-1</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/Product_ACA/ACA_Reporter_March_2023/images/3%2Bmistakes%2Bto%2Bavoid%2Bin%2BACA%2BFiling-1920w.jpg</image:loc><image:caption>3+mistakes+to+avoid+in+ACA+Filing-1920w</image:caption><image:title>3+mistakes+to+avoid+in+ACA+Filing-1920w</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/CBA%20Article%20Hero.png</image:loc><image:caption>construction site manager hands tablet and pen to an executive visiting the site.</image:caption><image:title>CBA Article Hero</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/21972-312_SOC_NonCPA.png</image:loc><image:caption>21972-312_SOC_NonCPA</image:caption><image:title>21972-312_SOC_NonCPA</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/New%2BPoints%2BNorth%2BLogo-1920w.png</image:loc><image:caption>New+Points+North+Logo-1920w</image:caption><image:title>New+Points+North+Logo-1920w</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/Product_ACA/ACA_Reporter_March_2023/images/ICHRAS%2BThe%2BNew%2BPossible%2BAddition%2Bto%2BACA%2BReporting-1920w.jpg</image:loc><image:caption>ICHRAS+The+New+Possible+Addition+to+ACA+Reporting-1920w</image:caption><image:title>ICHRAS+The+New+Possible+Addition+to+ACA+Reporting-1920w</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/Coworkers%20reviewing%20government%20big%20blueprints%20(1).png</image:loc><image:caption>two male coworkers look at a blueprint together</image:caption><image:title>Coworkers reviewing government big blueprints (1)</image:title></image:image><lastmod>2026-03-17</lastmod></url><url><loc>https://www.points-north.com/trends-and-insights/how-to-calculate-retro-pay-for-union-and-prevailing-wage-workers</loc><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/Retro%20Pay%20vs%20Back%20Pay.png</image:loc><image:caption>Infographic outlines retro pay vs back pay</image:caption><image:title>Retro Pay vs Back Pay</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/ACA%20Year-Round%20Compliance%20Hero%20Image.png</image:loc><image:caption>decorative: woman working on her laptop on aca compliance monitoring</image:caption><image:title>ACA Year-Round Compliance Hero Image</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/New%2BPoints%2BNorth%2BLogo-1920w.png</image:loc><image:caption>New+Points+North+Logo-1920w</image:caption><image:title>New+Points+North+Logo-1920w</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/IRS%20Begins%20Issuing%20Letter%205699%20for%202024%20Tax%20Year%20(1).png</image:loc><image:caption>woman focused on work in her office</image:caption><image:title>IRS Begins Issuing Letter 5699 for 2024 Tax Year (1)</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/21972-312_SOC_NonCPA.png</image:loc><image:caption>21972-312_SOC_NonCPA</image:caption><image:title>21972-312_SOC_NonCPA</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/Website_PN%20Assets_2024/PN24%20Footer%20Logo-1.png</image:loc><image:caption>PN24 Footer Logo-1</image:caption><image:title>PN24 Footer Logo-1</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/Building%20Construction%20Equipment.png</image:loc><image:caption>building construction site equipment</image:caption><image:title>Building Construction Equipment</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/How%20to%20Calculate%20Retro%20Pay.png</image:loc><image:caption>infographic shows the steps needed to calculate retro pay</image:caption><image:title>How to Calculate Retro Pay</image:title></image:image><lastmod>2026-05-11</lastmod></url><url><loc>https://www.points-north.com/wageiq</loc><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/Workday-Logo.png</image:loc><image:caption>workday logo</image:caption><image:title>Workday-Logo</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/Outcomes%20Delivered%20Block%20Image.png</image:loc><image:caption>hardhat and construction blueprints at a construction site</image:caption><image:title>Outcomes Delivered Block Image</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/Deltek-Marketplace.png</image:loc><image:caption>deltek marketplace partner logo</image:caption><image:title>Deltek-Marketplace</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/IRS%20Begins%20Issuing%20Letter%205699%20for%202024%20Tax%20Year%20(1).png</image:loc><image:caption>woman focused on work in her office</image:caption><image:title>IRS Begins Issuing Letter 5699 for 2024 Tax Year (1)</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/Partner_UKG/UKG_logo.svg.png</image:loc><image:caption>ukg logo</image:caption><image:title>UKG_logo.svg</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/6311e9252e256f691b3715bd_Rippling.png</image:loc><image:caption>rippling partner logo</image:caption><image:title>6311e9252e256f691b3715bd_Rippling</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/Website_PN%20Assets_2024/Paycor-1-1.png</image:loc><image:caption>Paycor-1-1</image:caption><image:title>Paycor-1-1</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/ACA%20Year-Round%20Compliance%20Hero%20Image.png</image:loc><image:caption>decorative: woman working on her laptop on aca compliance monitoring</image:caption><image:title>ACA Year-Round Compliance Hero Image</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/Website_PN%20Assets_2024/Paychex-2-1.png</image:loc><image:caption>Paychex-2-1</image:caption><image:title>Paychex-2-1</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/Hero%20WageIQ%20Image%20(1).png</image:loc><image:caption>Hero WageIQ Image (1)</image:caption><image:title>Hero WageIQ Image (1)</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/21972-312_SOC_NonCPA.png</image:loc><image:caption>21972-312_SOC_NonCPA</image:caption><image:title>21972-312_SOC_NonCPA</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/New%2BPoints%2BNorth%2BLogo-1920w.png</image:loc><image:caption>New+Points+North+Logo-1920w</image:caption><image:title>New+Points+North+Logo-1920w</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/Product_ACA/ACA_Reporter_March_2023/images/ADP%20logo-640w-1.png</image:loc><image:caption>ADP logo-640w-1</image:caption><image:title>ADP logo-640w-1</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/Built%20for%20the%20Construction%20Industry.png</image:loc><image:caption>excavator at a construction site</image:caption><image:title>Built for the Construction Industry</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/Building%20Construction%20Equipment.png</image:loc><image:caption>building construction site equipment</image:caption><image:title>Building Construction Equipment</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/Website_PN%20Assets_2024/PN24%20Footer%20Logo-1.png</image:loc><image:caption>PN24 Footer Logo-1</image:caption><image:title>PN24 Footer Logo-1</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/QuickBooks-Online-Logo-e1691679891336-1024x362.png</image:loc><image:caption>QuickBooks-Online-Logo-e1691679891336-1024x362</image:caption><image:title>QuickBooks-Online-Logo-e1691679891336-1024x362</image:title></image:image><lastmod>2026-05-22</lastmod></url><url><loc>https://www.points-north.com/knowledge-base</loc><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/New%2BPoints%2BNorth%2BLogo-1920w.png</image:loc><image:caption>New+Points+North+Logo-1920w</image:caption><image:title>New+Points+North+Logo-1920w</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/Certified%20Payroll%20Reporting_Outlines%20Black-01.png</image:loc><image:caption>Certified Payroll Reporting_Outlines Black-01</image:caption><image:title>Certified Payroll Reporting_Outlines Black-01</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/Website_PN%20Assets_2024/ACA%20Reporter%20PN%20Logo.png</image:loc><image:caption>ACA Reporter PN Logo</image:caption><image:title>ACA Reporter PN Logo</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/Product_Attendance%20Advisor/Knowledgebase/AA%20Logo-1.jpg</image:loc><image:caption>AA Logo-1</image:caption><image:title>AA Logo-1</image:title></image:image><lastmod>2025-05-12</lastmod></url><url><loc>https://www.points-north.com/report-samples</loc><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/Website_PN%20Assets_2024/PN24%20Footer%20Logo-1.png</image:loc><image:caption>PN24 Footer Logo-1</image:caption><image:title>PN24 Footer Logo-1</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/New%2BPoints%2BNorth%2BLogo-1920w.png</image:loc><image:caption>New+Points+North+Logo-1920w</image:caption><image:title>New+Points+North+Logo-1920w</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/21972-312_SOC_NonCPA.png</image:loc><image:caption>21972-312_SOC_NonCPA</image:caption><image:title>21972-312_SOC_NonCPA</image:title></image:image><lastmod>2026-02-24</lastmod></url><url><loc>https://www.points-north.com/trends-and-insights/aca-shared-responsibility-payments-and-how-they-can-be-avoided</loc><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/Website_PN%20Assets_2024/PN24%20Footer%20Logo-1.png</image:loc><image:caption>PN24 Footer Logo-1</image:caption><image:title>PN24 Footer Logo-1</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/New%2BPoints%2BNorth%2BLogo-1920w.png</image:loc><image:caption>New+Points+North+Logo-1920w</image:caption><image:title>New+Points+North+Logo-1920w</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/Product_ACA/ACA_Reporter_March_2023/images/4063402-1920w.jpg</image:loc><image:caption>4063402-1920w</image:caption><image:title>4063402-1920w</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/CBA%20Article%20Hero.png</image:loc><image:caption>construction site manager hands tablet and pen to an executive visiting the site.</image:caption><image:title>CBA Article Hero</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/21972-312_SOC_NonCPA.png</image:loc><image:caption>21972-312_SOC_NonCPA</image:caption><image:title>21972-312_SOC_NonCPA</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/Product_ACA/ACA_Reporter_March_2023/images/ICHRAS%2BThe%2BNew%2BPossible%2BAddition%2Bto%2BACA%2BReporting-1920w.jpg</image:loc><image:caption>ICHRAS+The+New+Possible+Addition+to+ACA+Reporting-1920w</image:caption><image:title>ICHRAS+The+New+Possible+Addition+to+ACA+Reporting-1920w</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/Coworkers%20reviewing%20government%20big%20blueprints%20(1).png</image:loc><image:caption>two male coworkers look at a blueprint together</image:caption><image:title>Coworkers reviewing government big blueprints (1)</image:title></image:image><lastmod>2026-03-17</lastmod></url><url><loc>https://www.points-north.com/knowledge-base/how-do-i-customize-the-homepage</loc><lastmod>2025-05-12</lastmod></url><url><loc>https://www.points-north.com/industries/electrical</loc><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/Prevailing%20wage%20for%20electrical%20industry.png</image:loc><image:caption>electrical contractor working</image:caption><image:title>Prevailing wage for electrical industry</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/Electrical%20Industry%20Hero%20Updated.png</image:loc><image:caption>contractor working in the electrical industry</image:caption><image:title>Electrical Industry Hero Updated</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/21972-312_SOC_NonCPA.png</image:loc><image:caption>21972-312_SOC_NonCPA</image:caption><image:title>21972-312_SOC_NonCPA</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/one%20watt.png</image:loc><image:caption>one watt</image:caption><image:title>one watt</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/certified%20payroll%20reporting%20electrical%20industry.png</image:loc><image:caption>electrical work on a construction site</image:caption><image:title>certified payroll reporting electrical industry</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/New%2BPoints%2BNorth%2BLogo-1920w.png</image:loc><image:caption>New+Points+North+Logo-1920w</image:caption><image:title>New+Points+North+Logo-1920w</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/Website_PN%20Assets_2024/PN24%20Footer%20Logo-1.png</image:loc><image:caption>PN24 Footer Logo-1</image:caption><image:title>PN24 Footer Logo-1</image:title></image:image><lastmod>2026-04-29</lastmod></url><url><loc>https://www.points-north.com/trends-and-insights/what-does-it-mean-to-be-an-applicable-large-employer</loc><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/Website_PN%20Assets_2024/PN24%20Footer%20Logo-1.png</image:loc><image:caption>PN24 Footer Logo-1</image:caption><image:title>PN24 Footer Logo-1</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/New%2BPoints%2BNorth%2BLogo-1920w.png</image:loc><image:caption>New+Points+North+Logo-1920w</image:caption><image:title>New+Points+North+Logo-1920w</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/CBA%20Article%20Hero.png</image:loc><image:caption>construction site manager hands tablet and pen to an executive visiting the site.</image:caption><image:title>CBA Article Hero</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/Coworkers%20reviewing%20government%20big%20blueprints%20(1).png</image:loc><image:caption>two male coworkers look at a blueprint together</image:caption><image:title>Coworkers reviewing government big blueprints (1)</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/21972-312_SOC_NonCPA.png</image:loc><image:caption>21972-312_SOC_NonCPA</image:caption><image:title>21972-312_SOC_NonCPA</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/Product_ACA/ACA_Reporter_March_2023/images/ICHRAS%2BThe%2BNew%2BPossible%2BAddition%2Bto%2BACA%2BReporting-1920w.jpg</image:loc><image:caption>ICHRAS+The+New+Possible+Addition+to+ACA+Reporting-1920w</image:caption><image:title>ICHRAS+The+New+Possible+Addition+to+ACA+Reporting-1920w</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/9-2.png</image:loc><image:caption>Applicable Large Employer Working on Affordable Care Act Reporting</image:caption><image:title>9-2</image:title></image:image><lastmod>2025-05-20</lastmod></url><url><loc>https://www.points-north.com/trends-and-insights/2022-pcori-fees-due-by-the-end-of-july</loc><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/New%2BPoints%2BNorth%2BLogo-1920w.png</image:loc><image:caption>New+Points+North+Logo-1920w</image:caption><image:title>New+Points+North+Logo-1920w</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/Product_ACA/ACA_Reporter_March_2023/images/ICHRAS%2BThe%2BNew%2BPossible%2BAddition%2Bto%2BACA%2BReporting-1920w.jpg</image:loc><image:caption>ICHRAS+The+New+Possible+Addition+to+ACA+Reporting-1920w</image:caption><image:title>ICHRAS+The+New+Possible+Addition+to+ACA+Reporting-1920w</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/CBA%20Article%20Hero.png</image:loc><image:caption>construction site manager hands tablet and pen to an executive visiting the site.</image:caption><image:title>CBA Article Hero</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/Website_PN%20Assets_2024/PN24%20Footer%20Logo-1.png</image:loc><image:caption>PN24 Footer Logo-1</image:caption><image:title>PN24 Footer Logo-1</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/Coworkers%20reviewing%20government%20big%20blueprints%20(1).png</image:loc><image:caption>two male coworkers look at a blueprint together</image:caption><image:title>Coworkers reviewing government big blueprints (1)</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/Product_ACA/ACA_Reporter_March_2023/images/FEES-on-gold-coins-on-white-ba-1920w.jpg</image:loc><image:caption>FEES-on-gold-coins-on-white-ba-1920w</image:caption><image:title>FEES-on-gold-coins-on-white-ba-1920w</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/21972-312_SOC_NonCPA.png</image:loc><image:caption>21972-312_SOC_NonCPA</image:caption><image:title>21972-312_SOC_NonCPA</image:title></image:image><lastmod>2026-03-17</lastmod></url><url><loc>https://www.points-north.com/trends-and-insights/understanding-your-letter-226-j-what-is-it</loc><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/Building%20Construction%20Equipment.png</image:loc><image:caption>building construction site equipment</image:caption><image:title>Building Construction Equipment</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/Website_PN%20Assets_2024/PN24%20Footer%20Logo-1.png</image:loc><image:caption>PN24 Footer Logo-1</image:caption><image:title>PN24 Footer Logo-1</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/21972-312_SOC_NonCPA.png</image:loc><image:caption>21972-312_SOC_NonCPA</image:caption><image:title>21972-312_SOC_NonCPA</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/16.png</image:loc><image:caption>Applicable Large Employer Looking at ACA Letter 226-J</image:caption><image:title>16</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/New%2BPoints%2BNorth%2BLogo-1920w.png</image:loc><image:caption>New+Points+North+Logo-1920w</image:caption><image:title>New+Points+North+Logo-1920w</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/Letter%20226-J%20Response%20Process.svg</image:loc><image:caption>Infographic shows the steps in responding to IRS Letter 226-J</image:caption><image:title>Letter 226-J Response Process</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/ACA%20Year-Round%20Compliance%20Hero%20Image.png</image:loc><image:caption>decorative: woman working on her laptop on aca compliance monitoring</image:caption><image:title>ACA Year-Round Compliance Hero Image</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/IRS%20Begins%20Issuing%20Letter%205699%20for%202024%20Tax%20Year%20(1).png</image:loc><image:caption>woman focused on work in her office</image:caption><image:title>IRS Begins Issuing Letter 5699 for 2024 Tax Year (1)</image:title></image:image><lastmod>2026-05-05</lastmod></url><url><loc>https://www.points-north.com/trends-and-insights/aca-requirements-for-the-construction-industry</loc><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/New%2BPoints%2BNorth%2BLogo-1920w.png</image:loc><image:caption>New+Points+North+Logo-1920w</image:caption><image:title>New+Points+North+Logo-1920w</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/56.png</image:loc><image:caption>ACA Requirements for Employers in the Construction Industry</image:caption><image:title>56</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/21972-312_SOC_NonCPA.png</image:loc><image:caption>21972-312_SOC_NonCPA</image:caption><image:title>21972-312_SOC_NonCPA</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/Product_ACA/ACA_Reporter_March_2023/images/ICHRAS%2BThe%2BNew%2BPossible%2BAddition%2Bto%2BACA%2BReporting-1920w.jpg</image:loc><image:caption>ICHRAS+The+New+Possible+Addition+to+ACA+Reporting-1920w</image:caption><image:title>ICHRAS+The+New+Possible+Addition+to+ACA+Reporting-1920w</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/Website_PN%20Assets_2024/PN24%20Footer%20Logo-1.png</image:loc><image:caption>PN24 Footer Logo-1</image:caption><image:title>PN24 Footer 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Footer Logo-1</image:caption><image:title>PN24 Footer Logo-1</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/Website%20Images%20-%20Wide-1.png</image:loc><image:caption>Website Images - Wide-1</image:caption><image:title>Website Images - Wide-1</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/CBA%20Article%20Hero.png</image:loc><image:caption>construction site manager hands tablet and pen to an executive visiting the site.</image:caption><image:title>CBA Article 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male coworkers look at a blueprint together</image:caption><image:title>Coworkers reviewing government big blueprints (1)</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/Website_PN%20Assets_2024/PN24%20Footer%20Logo-1.png</image:loc><image:caption>PN24 Footer Logo-1</image:caption><image:title>PN24 Footer Logo-1</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/CBA%20Article%20Hero.png</image:loc><image:caption>construction site manager hands tablet and pen to an executive visiting the site.</image:caption><image:title>CBA Article Hero</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/charles-Za9oagRJNLM-unsplash-c4f22d32-1920w%20copy.jpg</image:loc><image:caption>charles-Za9oagRJNLM-unsplash-c4f22d32-1920w copy</image:caption><image:title>charles-Za9oagRJNLM-unsplash-c4f22d32-1920w copy</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/New%2BPoints%2BNorth%2BLogo-1920w.png</image:loc><image:caption>New+Points+North+Logo-1920w</image:caption><image:title>New+Points+North+Logo-1920w</image:title></image:image><lastmod>2026-02-24</lastmod></url><url><loc>https://www.points-north.com/trends-and-insights/affordable-care-act-compliance-service</loc><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/Website_PN%20Assets_2024/PN24%20Footer%20Logo-1.png</image:loc><image:caption>PN24 Footer Logo-1</image:caption><image:title>PN24 Footer Logo-1</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/New%2BPoints%2BNorth%2BLogo-1920w.png</image:loc><image:caption>New+Points+North+Logo-1920w</image:caption><image:title>New+Points+North+Logo-1920w</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/Product_ACA/ACA_Reporter_March_2023/images/ICHRAS%2BThe%2BNew%2BPossible%2BAddition%2Bto%2BACA%2BReporting-1920w.jpg</image:loc><image:caption>ICHRAS+The+New+Possible+Addition+to+ACA+Reporting-1920w</image:caption><image:title>ICHRAS+The+New+Possible+Addition+to+ACA+Reporting-1920w</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/Product_ACA/ACA_Reporter_March_2023/images/Affordable%2BCare%2BAct%2BCompliance%2BService-1920w.jpg</image:loc><image:caption>Affordable+Care+Act+Compliance+Service-1920w</image:caption><image:title>Affordable+Care+Act+Compliance+Service-1920w</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/Coworkers%20reviewing%20government%20big%20blueprints%20(1).png</image:loc><image:caption>two male coworkers look at a blueprint together</image:caption><image:title>Coworkers reviewing government big blueprints (1)</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/21972-312_SOC_NonCPA.png</image:loc><image:caption>21972-312_SOC_NonCPA</image:caption><image:title>21972-312_SOC_NonCPA</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/CBA%20Article%20Hero.png</image:loc><image:caption>construction site manager hands tablet and pen to an executive visiting the site.</image:caption><image:title>CBA Article Hero</image:title></image:image><lastmod>2026-03-17</lastmod></url><url><loc>https://www.points-north.com/the-points-north-difference</loc><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/cpas.png</image:loc><image:caption>decorative cpas label</image:caption><image:title>cpas</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/construction.png</image:loc><image:caption>decorative construction label</image:caption><image:title>construction</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/manufacturing.png</image:loc><image:caption>decorative manufacturing label</image:caption><image:title>manufacturing</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/Sciens%20case%20study%20thumbnail-1.png</image:loc><image:caption>Sciens case study thumbnail-1</image:caption><image:title>Sciens case study thumbnail-1</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/semiconductor.png</image:loc><image:caption>decorative semiconductor 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site.</image:caption><image:title>CBA Article Hero</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/New%2BPoints%2BNorth%2BLogo-1920w.png</image:loc><image:caption>New+Points+North+Logo-1920w</image:caption><image:title>New+Points+North+Logo-1920w</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/31.png</image:loc><image:caption>Prevailing Wage Contractor for Government</image:caption><image:title>31</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/21972-312_SOC_NonCPA.png</image:loc><image:caption>21972-312_SOC_NonCPA</image:caption><image:title>21972-312_SOC_NonCPA</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/Product_ACA/ACA_Reporter_March_2023/images/ICHRAS%2BThe%2BNew%2BPossible%2BAddition%2Bto%2BACA%2BReporting-1920w.jpg</image:loc><image:caption>ICHRAS+The+New+Possible+Addition+to+ACA+Reporting-1920w</image:caption><image:title>ICHRAS+The+New+Possible+Addition+to+ACA+Reporting-1920w</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/Coworkers%20reviewing%20government%20big%20blueprints%20(1).png</image:loc><image:caption>two male coworkers look at a blueprint together</image:caption><image:title>Coworkers reviewing government big blueprints (1)</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/Website_PN%20Assets_2024/PN24%20Footer%20Logo-1.png</image:loc><image:caption>PN24 Footer Logo-1</image:caption><image:title>PN24 Footer Logo-1</image:title></image:image><lastmod>2025-05-20</lastmod></url><url><loc>https://www.points-north.com/trends-and-insights/pre-payroll-data-compilation-and-management-of-current-wage-rates</loc><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/Product_ACA/ACA_Reporter_March_2023/images/ICHRAS%2BThe%2BNew%2BPossible%2BAddition%2Bto%2BACA%2BReporting-1920w.jpg</image:loc><image:caption>ICHRAS+The+New+Possible+Addition+to+ACA+Reporting-1920w</image:caption><image:title>ICHRAS+The+New+Possible+Addition+to+ACA+Reporting-1920w</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/New%2BPoints%2BNorth%2BLogo-1920w.png</image:loc><image:caption>New+Points+North+Logo-1920w</image:caption><image:title>New+Points+North+Logo-1920w</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/CBA%20Article%20Hero.png</image:loc><image:caption>construction site manager hands tablet and pen to an executive visiting the site.</image:caption><image:title>CBA Article Hero</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/Coworkers%20reviewing%20government%20big%20blueprints%20(1).png</image:loc><image:caption>two male coworkers look at a blueprint together</image:caption><image:title>Coworkers reviewing government big blueprints (1)</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/Product_Construction/Website%20Assets_CertifiedPayrollReporting_Feb2023/Images/pexels-photo-209224-1920w.webp</image:loc><image:caption>pexels-photo-209224-1920w</image:caption><image:title>pexels-photo-209224-1920w</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/21972-312_SOC_NonCPA.png</image:loc><image:caption>21972-312_SOC_NonCPA</image:caption><image:title>21972-312_SOC_NonCPA</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/Website_PN%20Assets_2024/PN24%20Footer%20Logo-1.png</image:loc><image:caption>PN24 Footer Logo-1</image:caption><image:title>PN24 Footer Logo-1</image:title></image:image><lastmod>2026-02-24</lastmod></url><url><loc>https://www.points-north.com/trends-and-insights/adp-marketplace-case-study-bay-alarm-certified-payroll-reporting</loc><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/83-1.png</image:loc><image:caption>83-1</image:caption><image:title>83-1</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/CBA%20Article%20Hero.png</image:loc><image:caption>construction site manager hands tablet and pen to an executive visiting the site.</image:caption><image:title>CBA Article 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Logo-1</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/New%2BPoints%2BNorth%2BLogo-1920w.png</image:loc><image:caption>New+Points+North+Logo-1920w</image:caption><image:title>New+Points+North+Logo-1920w</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/Product_ACA/ACA_Reporter_March_2023/images/ICHRAS%2BThe%2BNew%2BPossible%2BAddition%2Bto%2BACA%2BReporting-1920w.jpg</image:loc><image:caption>ICHRAS+The+New+Possible+Addition+to+ACA+Reporting-1920w</image:caption><image:title>ICHRAS+The+New+Possible+Addition+to+ACA+Reporting-1920w</image:title></image:image><lastmod>2025-05-20</lastmod></url><url><loc>https://www.points-north.com/trends-and-insights/how-to-get-government-construction-contracts-for-your-small-business</loc><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/Coworkers%20reviewing%20government%20big%20blueprints%20(1).png</image:loc><image:caption>two 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Structure</image:caption><image:title>wooden-roof-frame-building-2023-11-27-04-53-37-utc</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/Law-1.jpg</image:loc><image:caption>Law-1</image:caption><image:title>Law-1</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/21972-312_SOC_NonCPA.png</image:loc><image:caption>21972-312_SOC_NonCPA</image:caption><image:title>21972-312_SOC_NonCPA</image:title></image:image><lastmod>2026-02-24</lastmod></url><url><loc>https://www.points-north.com/paycor</loc><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/New%2BPoints%2BNorth%2BLogo-1920w.png</image:loc><image:caption>New+Points+North+Logo-1920w</image:caption><image:title>New+Points+North+Logo-1920w</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/Website_PN%20Assets_2024/Paycor-1-1.png</image:loc><image:caption>Paycor-1-1</image:caption><image:title>Paycor-1-1</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/Website_PN%20Assets_2024/PN24%20Footer%20Logo-1.png</image:loc><image:caption>PN24 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Image</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/21972-312_SOC_NonCPA.png</image:loc><image:caption>21972-312_SOC_NonCPA</image:caption><image:title>21972-312_SOC_NonCPA</image:title></image:image><lastmod>2026-07-13</lastmod></url><url><loc>https://www.points-north.com/trends-and-insights/partner-points-north-for-construction-industry-fact-sheet</loc><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/New%2BPoints%2BNorth%2BLogo-1920w.png</image:loc><image:caption>New+Points+North+Logo-1920w</image:caption><image:title>New+Points+North+Logo-1920w</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/Website_PN%20Assets_Dec2022/Image/b-08.webp</image:loc><image:caption>b-08</image:caption><image:title>b-08</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/Website_PN%20Assets_Dec2022/Image/b-07.webp</image:loc><image:caption>b-07</image:caption><image:title>b-07</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/Product_ACA/ACA_Reporter_March_2023/images/ICHRAS%2BThe%2BNew%2BPossible%2BAddition%2Bto%2BACA%2BReporting-1920w.jpg</image:loc><image:caption>ICHRAS+The+New+Possible+Addition+to+ACA+Reporting-1920w</image:caption><image:title>ICHRAS+The+New+Possible+Addition+to+ACA+Reporting-1920w</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/CBA%20Article%20Hero.png</image:loc><image:caption>construction site manager hands tablet and pen to an executive visiting the site.</image:caption><image:title>CBA Article Hero</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/Coworkers%20reviewing%20government%20big%20blueprints%20(1).png</image:loc><image:caption>two male coworkers look at a blueprint together</image:caption><image:title>Coworkers reviewing government big blueprints (1)</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/21972-312_SOC_NonCPA.png</image:loc><image:caption>21972-312_SOC_NonCPA</image:caption><image:title>21972-312_SOC_NonCPA</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/Website_PN%20Assets_Dec2022/Image/b-09.webp</image:loc><image:caption>b-09</image:caption><image:title>b-09</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/Website_PN%20Assets_2024/PN24%20Footer%20Logo-1.png</image:loc><image:caption>PN24 Footer Logo-1</image:caption><image:title>PN24 Footer Logo-1</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/Website_PN%20Assets_Dec2022/Image/b-06.webp</image:loc><image:caption>b-06</image:caption><image:title>b-06</image:title></image:image><lastmod>2025-05-20</lastmod></url><url><loc>https://www.points-north.com/trends-and-insights/washington-prevailing-wage-rules-requirements-penalties</loc><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/New%2BPoints%2BNorth%2BLogo-1920w.png</image:loc><image:caption>New+Points+North+Logo-1920w</image:caption><image:title>New+Points+North+Logo-1920w</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/CBA%20Article%20Hero.png</image:loc><image:caption>construction site manager hands tablet and pen to an executive visiting the site.</image:caption><image:title>CBA Article Hero</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/Coworkers%20reviewing%20government%20big%20blueprints%20(1).png</image:loc><image:caption>two male coworkers look at a blueprint together</image:caption><image:title>Coworkers reviewing government big blueprints (1)</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/21972-312_SOC_NonCPA.png</image:loc><image:caption>21972-312_SOC_NonCPA</image:caption><image:title>21972-312_SOC_NonCPA</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/Product_ACA/ACA_Reporter_March_2023/images/ICHRAS%2BThe%2BNew%2BPossible%2BAddition%2Bto%2BACA%2BReporting-1920w.jpg</image:loc><image:caption>ICHRAS+The+New+Possible+Addition+to+ACA+Reporting-1920w</image:caption><image:title>ICHRAS+The+New+Possible+Addition+to+ACA+Reporting-1920w</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/Website_PN%20Assets_2024/PN24%20Footer%20Logo-1.png</image:loc><image:caption>PN24 Footer Logo-1</image:caption><image:title>PN24 Footer Logo-1</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/Product_Construction/Website%20Assets_CertifiedPayrollReporting_Feb2023/Images/Washington%2BPrevailing%2BWage%2BRules%2c%2BRequirements%2B&amp;%2BPenalties-1920w.webp</image:loc><image:caption>Washington+Prevailing+Wage+Rules,+Requirements+&amp;+Penalties-1920w</image:caption><image:title>Washington+Prevailing+Wage+Rules,+Requirements+&amp;+Penalties-1920w</image:title></image:image><lastmod>2026-02-24</lastmod></url><url><loc>https://www.points-north.com/trends-and-insights/how-to-get-started-with-using-certified-payroll-reporting-software</loc><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/CBA%20Article%20Hero.png</image:loc><image:caption>construction site manager hands tablet and pen to an executive visiting the site.</image:caption><image:title>CBA Article Hero</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/21972-312_SOC_NonCPA.png</image:loc><image:caption>21972-312_SOC_NonCPA</image:caption><image:title>21972-312_SOC_NonCPA</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/Product_ACA/ACA_Reporter_March_2023/images/ICHRAS%2BThe%2BNew%2BPossible%2BAddition%2Bto%2BACA%2BReporting-1920w.jpg</image:loc><image:caption>ICHRAS+The+New+Possible+Addition+to+ACA+Reporting-1920w</image:caption><image:title>ICHRAS+The+New+Possible+Addition+to+ACA+Reporting-1920w</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/35.png</image:loc><image:caption>Certified Payroll Reporting Government Contract Workers</image:caption><image:title>35</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/New%2BPoints%2BNorth%2BLogo-1920w.png</image:loc><image:caption>New+Points+North+Logo-1920w</image:caption><image:title>New+Points+North+Logo-1920w</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/Coworkers%20reviewing%20government%20big%20blueprints%20(1).png</image:loc><image:caption>two male coworkers look at a blueprint together</image:caption><image:title>Coworkers reviewing government big blueprints (1)</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/Website_PN%20Assets_2024/PN24%20Footer%20Logo-1.png</image:loc><image:caption>PN24 Footer Logo-1</image:caption><image:title>PN24 Footer Logo-1</image:title></image:image><lastmod>2025-05-21</lastmod></url><url><loc>https://www.points-north.com/trends-and-insights/aca-reporting-requirements-and-process</loc><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/New%2BPoints%2BNorth%2BLogo-1920w.png</image:loc><image:caption>New+Points+North+Logo-1920w</image:caption><image:title>New+Points+North+Logo-1920w</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/Website_PN%20Assets_2024/PN24%20Footer%20Logo-1.png</image:loc><image:caption>PN24 Footer Logo-1</image:caption><image:title>PN24 Footer Logo-1</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/Product_ACA/ACA_Reporter_March_2023/images/ICHRAS%2BThe%2BNew%2BPossible%2BAddition%2Bto%2BACA%2BReporting-1920w.jpg</image:loc><image:caption>ICHRAS+The+New+Possible+Addition+to+ACA+Reporting-1920w</image:caption><image:title>ICHRAS+The+New+Possible+Addition+to+ACA+Reporting-1920w</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/21972-312_SOC_NonCPA.png</image:loc><image:caption>21972-312_SOC_NonCPA</image:caption><image:title>21972-312_SOC_NonCPA</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/Coworkers%20reviewing%20government%20big%20blueprints%20(1).png</image:loc><image:caption>two male coworkers look at a blueprint together</image:caption><image:title>Coworkers reviewing government big blueprints (1)</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/CBA%20Article%20Hero.png</image:loc><image:caption>construction site manager hands tablet and pen to an executive visiting the site.</image:caption><image:title>CBA Article Hero</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/74.png</image:loc><image:caption>ACA Reporting Requirements and Process</image:caption><image:title>74</image:title></image:image><lastmod>2026-03-20</lastmod></url><url><loc>https://www.points-north.com/trends-and-insights/your-guide-to-affordable-care-act-implementation-in-the-workplace</loc><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/New%2BPoints%2BNorth%2BLogo-1920w.png</image:loc><image:caption>New+Points+North+Logo-1920w</image:caption><image:title>New+Points+North+Logo-1920w</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/Website_PN%20Assets_2024/PN24%20Footer%20Logo-1.png</image:loc><image:caption>PN24 Footer Logo-1</image:caption><image:title>PN24 Footer Logo-1</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/21972-312_SOC_NonCPA.png</image:loc><image:caption>21972-312_SOC_NonCPA</image:caption><image:title>21972-312_SOC_NonCPA</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/Coworkers%20reviewing%20government%20big%20blueprints%20(1).png</image:loc><image:caption>two male coworkers look at a blueprint together</image:caption><image:title>Coworkers reviewing government big blueprints (1)</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/1-4.png</image:loc><image:caption>Affordable Care Act Law and Implementation</image:caption><image:title>1-4</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/Product_ACA/ACA_Reporter_March_2023/images/ICHRAS%2BThe%2BNew%2BPossible%2BAddition%2Bto%2BACA%2BReporting-1920w.jpg</image:loc><image:caption>ICHRAS+The+New+Possible+Addition+to+ACA+Reporting-1920w</image:caption><image:title>ICHRAS+The+New+Possible+Addition+to+ACA+Reporting-1920w</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/CBA%20Article%20Hero.png</image:loc><image:caption>construction site manager hands tablet and pen to an executive visiting the site.</image:caption><image:title>CBA Article Hero</image:title></image:image><lastmod>2025-05-20</lastmod></url><url><loc>https://www.points-north.com/trends-and-insights/top-3-ways-to-make-construction-businesses-thrive-in-a-tough-economic-climate</loc><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/Website_PN%20Assets_2024/PN24%20Footer%20Logo-1.png</image:loc><image:caption>PN24 Footer Logo-1</image:caption><image:title>PN24 Footer Logo-1</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/CBA%20Article%20Hero.png</image:loc><image:caption>construction site manager hands tablet and pen to an executive visiting the site.</image:caption><image:title>CBA Article Hero</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/Coworkers%20reviewing%20government%20big%20blueprints%20(1).png</image:loc><image:caption>two male coworkers look at a blueprint together</image:caption><image:title>Coworkers reviewing government big blueprints (1)</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/New%2BPoints%2BNorth%2BLogo-1920w.png</image:loc><image:caption>New+Points+North+Logo-1920w</image:caption><image:title>New+Points+North+Logo-1920w</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/21972-312_SOC_NonCPA.png</image:loc><image:caption>21972-312_SOC_NonCPA</image:caption><image:title>21972-312_SOC_NonCPA</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/Product_ACA/ACA_Reporter_March_2023/images/ICHRAS%2BThe%2BNew%2BPossible%2BAddition%2Bto%2BACA%2BReporting-1920w.jpg</image:loc><image:caption>ICHRAS+The+New+Possible+Addition+to+ACA+Reporting-1920w</image:caption><image:title>ICHRAS+The+New+Possible+Addition+to+ACA+Reporting-1920w</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/28.png</image:loc><image:caption>Construction Businesses Contractors</image:caption><image:title>28</image:title></image:image><lastmod>2025-05-21</lastmod></url><url><loc>https://www.points-north.com/trends-and-insights/how-to-get-an-extension-for-your-aca-filing</loc><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/New%2BPoints%2BNorth%2BLogo-1920w.png</image:loc><image:caption>New+Points+North+Logo-1920w</image:caption><image:title>New+Points+North+Logo-1920w</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/14-1.png</image:loc><image:caption>How to Get an Extension for Your ACA Filing</image:caption><image:title>14-1</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/Form%208809.png</image:loc><image:caption>aca filing extension form 8809</image:caption><image:title>Form 8809</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/IRS%20Begins%20Issuing%20Letter%205699%20for%202024%20Tax%20Year%20(1).png</image:loc><image:caption>woman focused on work in her office</image:caption><image:title>IRS Begins Issuing Letter 5699 for 2024 Tax Year (1)</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/ACA%20Year-Round%20Compliance%20Hero%20Image.png</image:loc><image:caption>decorative: woman working on her laptop on aca compliance monitoring</image:caption><image:title>ACA Year-Round Compliance Hero Image</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/21972-312_SOC_NonCPA.png</image:loc><image:caption>21972-312_SOC_NonCPA</image:caption><image:title>21972-312_SOC_NonCPA</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/Website_PN%20Assets_2024/PN24%20Footer%20Logo-1.png</image:loc><image:caption>PN24 Footer Logo-1</image:caption><image:title>PN24 Footer Logo-1</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/Building%20Construction%20Equipment.png</image:loc><image:caption>building construction site equipment</image:caption><image:title>Building Construction Equipment</image:title></image:image><lastmod>2026-06-03</lastmod></url><url><loc>https://www.points-north.com/trends-and-insights/what-do-you-need-to-know-about-the-2021-open-enrollment-period</loc><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/New%2BPoints%2BNorth%2BLogo-1920w.png</image:loc><image:caption>New+Points+North+Logo-1920w</image:caption><image:title>New+Points+North+Logo-1920w</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/Website_PN%20Assets_2024/PN24%20Footer%20Logo-1.png</image:loc><image:caption>PN24 Footer Logo-1</image:caption><image:title>PN24 Footer Logo-1</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/21972-312_SOC_NonCPA.png</image:loc><image:caption>21972-312_SOC_NonCPA</image:caption><image:title>21972-312_SOC_NonCPA</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/Product_ACA/ACA_Reporter_March_2023/images/ICHRAS%2BThe%2BNew%2BPossible%2BAddition%2Bto%2BACA%2BReporting-1920w.jpg</image:loc><image:caption>ICHRAS+The+New+Possible+Addition+to+ACA+Reporting-1920w</image:caption><image:title>ICHRAS+The+New+Possible+Addition+to+ACA+Reporting-1920w</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/CBA%20Article%20Hero.png</image:loc><image:caption>construction site manager hands tablet and pen to an executive visiting the site.</image:caption><image:title>CBA Article Hero</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/Product_ACA/ACA_Reporter_March_2023/images/photo-1521791055366-0d553872125f-1920w.jpg</image:loc><image:caption>photo-1521791055366-0d553872125f-1920w</image:caption><image:title>photo-1521791055366-0d553872125f-1920w</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/Coworkers%20reviewing%20government%20big%20blueprints%20(1).png</image:loc><image:caption>two male coworkers look at a blueprint together</image:caption><image:title>Coworkers reviewing government big blueprints 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Logo-1</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/New%2BPoints%2BNorth%2BLogo-1920w.png</image:loc><image:caption>New+Points+North+Logo-1920w</image:caption><image:title>New+Points+North+Logo-1920w</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/21972-312_SOC_NonCPA.png</image:loc><image:caption>21972-312_SOC_NonCPA</image:caption><image:title>21972-312_SOC_NonCPA</image:title></image:image><lastmod>2025-04-22</lastmod></url><url><loc>https://www.points-north.com/trends-and-insights/u-s-government-construction-news-what-you-need-to-know</loc><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/Coworkers%20reviewing%20government%20big%20blueprints%20(1).png</image:loc><image:caption>two male coworkers look at a blueprint together</image:caption><image:title>Coworkers reviewing government big blueprints 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Hero</image:title></image:image><lastmod>2025-05-21</lastmod></url><url><loc>https://www.points-north.com/trends-and-insights/things-to-know-about-construction-cost-code</loc><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/Product_Construction/Website%20Assets_CertifiedPayrollReporting_Feb2023/Images/Things-To-Know-About-Construction-Cost-Codes-960w-1920w.webp</image:loc><image:caption>Things-To-Know-About-Construction-Cost-Codes-960w-1920w</image:caption><image:title>Things-To-Know-About-Construction-Cost-Codes-960w-1920w</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/21972-312_SOC_NonCPA.png</image:loc><image:caption>21972-312_SOC_NonCPA</image:caption><image:title>21972-312_SOC_NonCPA</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/New%2BPoints%2BNorth%2BLogo-1920w.png</image:loc><image:caption>New+Points+North+Logo-1920w</image:caption><image:title>New+Points+North+Logo-1920w</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/Website_PN%20Assets_2024/PN24%20Footer%20Logo-1.png</image:loc><image:caption>PN24 Footer Logo-1</image:caption><image:title>PN24 Footer Logo-1</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/CBA%20Article%20Hero.png</image:loc><image:caption>construction site manager hands tablet and pen to an executive visiting the site.</image:caption><image:title>CBA Article Hero</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/Coworkers%20reviewing%20government%20big%20blueprints%20(1).png</image:loc><image:caption>two male coworkers look at a blueprint together</image:caption><image:title>Coworkers reviewing government big blueprints (1)</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/Product_ACA/ACA_Reporter_March_2023/images/ICHRAS%2BThe%2BNew%2BPossible%2BAddition%2Bto%2BACA%2BReporting-1920w.jpg</image:loc><image:caption>ICHRAS+The+New+Possible+Addition+to+ACA+Reporting-1920w</image:caption><image:title>ICHRAS+The+New+Possible+Addition+to+ACA+Reporting-1920w</image:title></image:image><lastmod>2026-02-24</lastmod></url><url><loc>https://www.points-north.com/information-and-data-security-statement-page</loc><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/21972-312_SOC_NonCPA.png</image:loc><image:caption>21972-312_SOC_NonCPA</image:caption><image:title>21972-312_SOC_NonCPA</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/Website_PN%20Assets_2024/PN24%20Footer%20Logo-1.png</image:loc><image:caption>PN24 Footer 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Logo-1</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/New%2BPoints%2BNorth%2BLogo-1920w.png</image:loc><image:caption>New+Points+North+Logo-1920w</image:caption><image:title>New+Points+North+Logo-1920w</image:title></image:image><lastmod>2025-04-22</lastmod></url><url><loc>https://www.points-north.com/trends-and-insights/what-protection-does-the-bipartisan-infrastructure-law-offer-workers</loc><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/Product_ACA/ACA_Reporter_March_2023/images/ICHRAS%2BThe%2BNew%2BPossible%2BAddition%2Bto%2BACA%2BReporting-1920w.jpg</image:loc><image:caption>ICHRAS+The+New+Possible+Addition+to+ACA+Reporting-1920w</image:caption><image:title>ICHRAS+The+New+Possible+Addition+to+ACA+Reporting-1920w</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/21972-312_SOC_NonCPA.png</image:loc><image:caption>21972-312_SOC_NonCPA</image:caption><image:title>21972-312_SOC_NonCPA</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/Coworkers%20reviewing%20government%20big%20blueprints%20(1).png</image:loc><image:caption>two male coworkers look at a blueprint together</image:caption><image:title>Coworkers reviewing government big blueprints (1)</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/CBA%20Article%20Hero.png</image:loc><image:caption>construction site manager hands tablet and pen to an executive visiting the site.</image:caption><image:title>CBA Article Hero</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/Website_PN%20Assets_2024/PN24%20Footer%20Logo-1.png</image:loc><image:caption>PN24 Footer Logo-1</image:caption><image:title>PN24 Footer Logo-1</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/New%2BPoints%2BNorth%2BLogo-1920w.png</image:loc><image:caption>New+Points+North+Logo-1920w</image:caption><image:title>New+Points+North+Logo-1920w</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/25.png</image:loc><image:caption>Bipartisan Infrastructure Law Prevailing Wage Contractors</image:caption><image:title>25</image:title></image:image><lastmod>2025-05-21</lastmod></url><url><loc>https://www.points-north.com/trends-and-insights/how-automated-aca-software-can-improve-your-business-efficiency</loc><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/Website_PN%20Assets_2024/PN24%20Footer%20Logo-1.png</image:loc><image:caption>PN24 Footer Logo-1</image:caption><image:title>PN24 Footer Logo-1</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/21972-312_SOC_NonCPA.png</image:loc><image:caption>21972-312_SOC_NonCPA</image:caption><image:title>21972-312_SOC_NonCPA</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/40-1.png</image:loc><image:caption>Affordable Care Act Covered Home Healthcare Worker</image:caption><image:title>40-1</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/Product_ACA/ACA_Reporter_March_2023/images/ICHRAS%2BThe%2BNew%2BPossible%2BAddition%2Bto%2BACA%2BReporting-1920w.jpg</image:loc><image:caption>ICHRAS+The+New+Possible+Addition+to+ACA+Reporting-1920w</image:caption><image:title>ICHRAS+The+New+Possible+Addition+to+ACA+Reporting-1920w</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/CBA%20Article%20Hero.png</image:loc><image:caption>construction site manager hands tablet and pen to an executive visiting the site.</image:caption><image:title>CBA Article Hero</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/New%2BPoints%2BNorth%2BLogo-1920w.png</image:loc><image:caption>New+Points+North+Logo-1920w</image:caption><image:title>New+Points+North+Logo-1920w</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/Coworkers%20reviewing%20government%20big%20blueprints%20(1).png</image:loc><image:caption>two male coworkers look at a blueprint together</image:caption><image:title>Coworkers reviewing government big blueprints (1)</image:title></image:image><lastmod>2025-05-20</lastmod></url><url><loc>https://www.points-north.com/trends-and-insights/how-to-get-field-crews-on-board-with-your-new-construction-software</loc><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/Website_PN%20Assets_2024/PN24%20Footer%20Logo-1.png</image:loc><image:caption>PN24 Footer 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Hero</image:title></image:image><lastmod>2025-05-20</lastmod></url><url><loc>https://www.points-north.com/trends-and-insights/tools-to-simplify-annual-aca-reporting</loc><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/CBA%20Article%20Hero.png</image:loc><image:caption>construction site manager hands tablet and pen to an executive visiting the site.</image:caption><image:title>CBA Article Hero</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/21972-312_SOC_NonCPA.png</image:loc><image:caption>21972-312_SOC_NonCPA</image:caption><image:title>21972-312_SOC_NonCPA</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/66.png</image:loc><image:caption>Simplify Your Annual ACA Reporting with These Tools</image:caption><image:title>66</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/New%2BPoints%2BNorth%2BLogo-1920w.png</image:loc><image:caption>New+Points+North+Logo-1920w</image:caption><image:title>New+Points+North+Logo-1920w</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/Website_PN%20Assets_2024/PN24%20Footer%20Logo-1.png</image:loc><image:caption>PN24 Footer Logo-1</image:caption><image:title>PN24 Footer 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Software Calculations</image:caption><image:title>76</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/New%2BPoints%2BNorth%2BLogo-1920w.png</image:loc><image:caption>New+Points+North+Logo-1920w</image:caption><image:title>New+Points+North+Logo-1920w</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/21972-312_SOC_NonCPA.png</image:loc><image:caption>21972-312_SOC_NonCPA</image:caption><image:title>21972-312_SOC_NonCPA</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/CBA%20Article%20Hero.png</image:loc><image:caption>construction site manager hands tablet and pen to an executive visiting the site.</image:caption><image:title>CBA Article Hero</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/Coworkers%20reviewing%20government%20big%20blueprints%20(1).png</image:loc><image:caption>two male coworkers look at a blueprint together</image:caption><image:title>Coworkers reviewing government big blueprints (1)</image:title></image:image><lastmod>2025-05-20</lastmod></url><url><loc>https://www.points-north.com/trends-and-insights/home-and-away-logic-union-compliance-guide-for-contractors</loc><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/Product_ACA/ACA_Reporter_March_2023/images/ICHRAS%2BThe%2BNew%2BPossible%2BAddition%2Bto%2BACA%2BReporting-1920w.jpg</image:loc><image:caption>ICHRAS+The+New+Possible+Addition+to+ACA+Reporting-1920w</image:caption><image:title>ICHRAS+The+New+Possible+Addition+to+ACA+Reporting-1920w</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/Coworkers%20reviewing%20government%20big%20blueprints%20(1).png</image:loc><image:caption>two male coworkers look at a blueprint together</image:caption><image:title>Coworkers reviewing government big blueprints (1)</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/Home%20and%20Away%20Logic%20Hero%20Image.png</image:loc><image:caption>Home and Away Logic Hero Image</image:caption><image:title>Home and Away Logic Hero Image</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/Home%20and%20Away%20Territory%20Graphic%20(1).png</image:loc><image:caption>graphic shows california union territories</image:caption><image:title>Home and Away Territory Graphic (1)</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/Home%20and%20Away%20Logic%20Rate%20Determination%20Process%20(1).png</image:loc><image:caption>Infographic shows the steps for how and away logic rate determination</image:caption><image:title>Home and Away Logic Rate Determination Process (1)</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/21972-312_SOC_NonCPA.png</image:loc><image:caption>21972-312_SOC_NonCPA</image:caption><image:title>21972-312_SOC_NonCPA</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/New%2BPoints%2BNorth%2BLogo-1920w.png</image:loc><image:caption>New+Points+North+Logo-1920w</image:caption><image:title>New+Points+North+Logo-1920w</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/Website_PN%20Assets_2024/PN24%20Footer%20Logo-1.png</image:loc><image:caption>PN24 Footer Logo-1</image:caption><image:title>PN24 Footer Logo-1</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/CBA%20Article%20Hero.png</image:loc><image:caption>construction site manager hands tablet and pen to an executive visiting the site.</image:caption><image:title>CBA Article Hero</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/aerial%20view%20of%20construction%20site.jpg</image:loc><image:caption>Aerial view of a construction site</image:caption><image:title>aerial view of construction site</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/Home%20and%20Away%20Compliance%20-%20Best%20Practices-1.png</image:loc><image:caption>Home and Away Compliance - Best Practices-1</image:caption><image:title>Home and Away Compliance - Best 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example</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/Product_Construction/Stock%20Photos/civil-engineers-are-taking-measurements-with-surve-2024-08-01-19-51-10-utc.jpg</image:loc><image:caption>Two Construction Workers Surveying a Site</image:caption><image:title>civil-engineers-are-taking-measurements-with-surve-2024-08-01-19-51-10-utc</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/managed%20services%20certified%20payroll%20reporting.png</image:loc><image:caption>A man talking on a headset smiles at his computer</image:caption><image:title>managed services certified payroll reporting</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/Ongoing%20support%20image.png</image:loc><image:caption>Ongoing support image</image:caption><image:title>Ongoing support image</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/Website_PN%20Assets_2024/PN24%20Footer%20Logo-1.png</image:loc><image:caption>PN24 Footer Logo-1</image:caption><image:title>PN24 Footer Logo-1</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/wage%20determination%20rate%20sourcing%20example.png</image:loc><image:caption>wage determination example from the DOL, rate sourcing</image:caption><image:title>wage determination rate sourcing example</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/custom%20compliance%20planning.png</image:loc><image:caption>coworkers problem solve with computer and paper</image:caption><image:title>custom compliance planning</image:title></image:image><lastmod>2026-04-20</lastmod></url><url><loc>https://www.points-north.com/trends-and-insights/aca-compliance-planning</loc><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/CBA%20Article%20Hero.png</image:loc><image:caption>construction site manager hands tablet and pen to an executive visiting the site.</image:caption><image:title>CBA Article Hero</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/New%2BPoints%2BNorth%2BLogo-1920w.png</image:loc><image:caption>New+Points+North+Logo-1920w</image:caption><image:title>New+Points+North+Logo-1920w</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/Website_PN%20Assets_2024/PN24%20Footer%20Logo-1.png</image:loc><image:caption>PN24 Footer Logo-1</image:caption><image:title>PN24 Footer Logo-1</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/Coworkers%20reviewing%20government%20big%20blueprints%20(1).png</image:loc><image:caption>two male coworkers look at a blueprint together</image:caption><image:title>Coworkers reviewing government big blueprints (1)</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/Product_ACA/ACA_Reporter_March_2023/images/ICHRAS%2BThe%2BNew%2BPossible%2BAddition%2Bto%2BACA%2BReporting-1920w.jpg</image:loc><image:caption>ICHRAS+The+New+Possible+Addition+to+ACA+Reporting-1920w</image:caption><image:title>ICHRAS+The+New+Possible+Addition+to+ACA+Reporting-1920w</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/21972-312_SOC_NonCPA.png</image:loc><image:caption>21972-312_SOC_NonCPA</image:caption><image:title>21972-312_SOC_NonCPA</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/Planning.jpg</image:loc><image:caption>Planning</image:caption><image:title>Planning</image:title></image:image><lastmod>2026-03-17</lastmod></url><url><loc>https://www.points-north.com/trends-and-insights/increase-in-aca-employer-mandate-penalties/</loc><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/ACA%20Images%20(3).png</image:loc><image:caption>ACA Images (3)</image:caption><image:title>ACA Images (3)</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/CBA%20Article%20Hero.png</image:loc><image:caption>construction site manager hands tablet and pen to an executive visiting the site.</image:caption><image:title>CBA Article Hero</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/21972-312_SOC_NonCPA.png</image:loc><image:caption>21972-312_SOC_NonCPA</image:caption><image:title>21972-312_SOC_NonCPA</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/Website_PN%20Assets_2024/PN24%20Footer%20Logo-1.png</image:loc><image:caption>PN24 Footer Logo-1</image:caption><image:title>PN24 Footer Logo-1</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/Product_ACA/ACA_Reporter_March_2023/images/ICHRAS%2BThe%2BNew%2BPossible%2BAddition%2Bto%2BACA%2BReporting-1920w.jpg</image:loc><image:caption>ICHRAS+The+New+Possible+Addition+to+ACA+Reporting-1920w</image:caption><image:title>ICHRAS+The+New+Possible+Addition+to+ACA+Reporting-1920w</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/New%2BPoints%2BNorth%2BLogo-1920w.png</image:loc><image:caption>New+Points+North+Logo-1920w</image:caption><image:title>New+Points+North+Logo-1920w</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/Coworkers%20reviewing%20government%20big%20blueprints%20(1).png</image:loc><image:caption>two male coworkers look at a blueprint together</image:caption><image:title>Coworkers reviewing government big blueprints (1)</image:title></image:image><lastmod>2026-03-17</lastmod></url><url><loc>https://www.points-north.com/trends-and-insights/government-shutdowns-prevailing-wage-compliance</loc><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/Government%20Shutdown%20%2B%20Prevailing%20Wage%20Image%202.png</image:loc><image:caption>HR professional fills out paperwork by laptop</image:caption><image:title>Government Shutdown + Prevailing Wage Image 2</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/ACA%20Year-Round%20Compliance%20Hero%20Image.png</image:loc><image:caption>decorative: woman working on her laptop on aca compliance monitoring</image:caption><image:title>ACA Year-Round Compliance Hero Image</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/Website_PN%20Assets_2024/PN24%20Footer%20Logo-1.png</image:loc><image:caption>PN24 Footer Logo-1</image:caption><image:title>PN24 Footer Logo-1</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/New%2BPoints%2BNorth%2BLogo-1920w.png</image:loc><image:caption>New+Points+North+Logo-1920w</image:caption><image:title>New+Points+North+Logo-1920w</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/Building%20Construction%20Equipment.png</image:loc><image:caption>building construction site equipment</image:caption><image:title>Building Construction Equipment</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/IRS%20Begins%20Issuing%20Letter%205699%20for%202024%20Tax%20Year%20(1).png</image:loc><image:caption>woman focused on work in her office</image:caption><image:title>IRS Begins Issuing Letter 5699 for 2024 Tax Year (1)</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/21972-312_SOC_NonCPA.png</image:loc><image:caption>21972-312_SOC_NonCPA</image:caption><image:title>21972-312_SOC_NonCPA</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/Government%20Shutdown%20%2B%20Prevailing%20Wage.png</image:loc><image:caption>Government Shutdown + Prevailing Wage</image:caption><image:title>Government Shutdown + Prevailing Wage</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/Government%20Shutdown%20%2B%20Prevailing%20Wage%20Image.png</image:loc><image:caption>two contractors walking at site</image:caption><image:title>Government Shutdown + Prevailing Wage Image</image:title></image:image><lastmod>2026-02-24</lastmod></url><url><loc>https://www.points-north.com/trends-and-insights/2026-aca-season-deadlines</loc><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/ACA%20Year-Round%20Compliance%20Hero%20Image.png</image:loc><image:caption>decorative: woman working on her laptop on aca compliance monitoring</image:caption><image:title>ACA Year-Round Compliance Hero Image</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/New%2BPoints%2BNorth%2BLogo-1920w.png</image:loc><image:caption>New+Points+North+Logo-1920w</image:caption><image:title>New+Points+North+Logo-1920w</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/IRS%20Begins%20Issuing%20Letter%205699%20for%202024%20Tax%20Year%20(1).png</image:loc><image:caption>woman focused on work in her office</image:caption><image:title>IRS Begins Issuing Letter 5699 for 2024 Tax Year (1)</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/Product_ACA/Stock%20Photos/Unused/modern-team-of-business-people-discussing-work-2023-11-27-05-35-56-utc.jpg</image:loc><image:caption>modern-team-of-business-people-discussing-work-2023-11-27-05-35-56-utc</image:caption><image:title>modern-team-of-business-people-discussing-work-2023-11-27-05-35-56-utc</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/Building%20Construction%20Equipment.png</image:loc><image:caption>building construction site equipment</image:caption><image:title>Building Construction Equipment</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/Website_PN%20Assets_2024/PN24%20Footer%20Logo-1.png</image:loc><image:caption>PN24 Footer Logo-1</image:caption><image:title>PN24 Footer Logo-1</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/21972-312_SOC_NonCPA.png</image:loc><image:caption>21972-312_SOC_NonCPA</image:caption><image:title>21972-312_SOC_NonCPA</image:title></image:image><lastmod>2026-03-17</lastmod></url><url><loc>https://www.points-north.com/trends-and-insights/aca-compliance-for-mergers-and-acquisitions</loc><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/21972-312_SOC_NonCPA.png</image:loc><image:caption>21972-312_SOC_NonCPA</image:caption><image:title>21972-312_SOC_NonCPA</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/New%2BPoints%2BNorth%2BLogo-1920w.png</image:loc><image:caption>New+Points+North+Logo-1920w</image:caption><image:title>New+Points+North+Logo-1920w</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/CBA%20Article%20Hero.png</image:loc><image:caption>construction site manager hands tablet and pen to an executive visiting the site.</image:caption><image:title>CBA Article Hero</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/Product_ACA/ACA_Reporter_March_2023/images/ICHRAS%2BThe%2BNew%2BPossible%2BAddition%2Bto%2BACA%2BReporting-1920w.jpg</image:loc><image:caption>ICHRAS+The+New+Possible+Addition+to+ACA+Reporting-1920w</image:caption><image:title>ICHRAS+The+New+Possible+Addition+to+ACA+Reporting-1920w</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/ACA-HomePage-ImageOptions%20(1).png</image:loc><image:caption>ACA-HomePage-ImageOptions (1)</image:caption><image:title>ACA-HomePage-ImageOptions (1)</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/Website_PN%20Assets_2024/PN24%20Footer%20Logo-1.png</image:loc><image:caption>PN24 Footer Logo-1</image:caption><image:title>PN24 Footer Logo-1</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/Coworkers%20reviewing%20government%20big%20blueprints%20(1).png</image:loc><image:caption>two male coworkers look at a blueprint together</image:caption><image:title>Coworkers reviewing government big blueprints (1)</image:title></image:image><lastmod>2026-03-17</lastmod></url><url><loc>https://www.points-north.com/trends-and-insights/certified-payroll-software-for-construction-integration-guide</loc><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/Desktop%20Graphic-1.png</image:loc><image:caption>connecting payroll data with a laptop and keyboard in office</image:caption><image:title>Desktop Graphic-1</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/Website_PN%20Assets_2024/PN24%20Footer%20Logo-1.png</image:loc><image:caption>PN24 Footer Logo-1</image:caption><image:title>PN24 Footer Logo-1</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/IRS%20Begins%20Issuing%20Letter%205699%20for%202024%20Tax%20Year%20(1).png</image:loc><image:caption>woman focused on work in her office</image:caption><image:title>IRS Begins Issuing Letter 5699 for 2024 Tax Year (1)</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/Certified%20Payroll%20Software%20Integrations.png</image:loc><image:caption>Certified Payroll Software Integrations</image:caption><image:title>Certified Payroll Software Integrations</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/Building%20Construction%20Equipment.png</image:loc><image:caption>building construction site equipment</image:caption><image:title>Building Construction Equipment</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/21972-312_SOC_NonCPA.png</image:loc><image:caption>21972-312_SOC_NonCPA</image:caption><image:title>21972-312_SOC_NonCPA</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/Certified%20Payroll%20Software%20Integrations-1.png</image:loc><image:caption>hr professional in office with a laptop</image:caption><image:title>Certified Payroll Software Integrations-1</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/Certified%20Payroll%20Software%20Integrations%20(2).png</image:loc><image:caption>two office settings one cluttered and overwhelmed and one organized and calm</image:caption><image:title>Certified Payroll Software Integrations (2)</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/ACA%20Year-Round%20Compliance%20Hero%20Image.png</image:loc><image:caption>decorative: woman working on her laptop on aca compliance monitoring</image:caption><image:title>ACA Year-Round Compliance Hero Image</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/New%2BPoints%2BNorth%2BLogo-1920w.png</image:loc><image:caption>New+Points+North+Logo-1920w</image:caption><image:title>New+Points+North+Logo-1920w</image:title></image:image><lastmod>2026-02-24</lastmod></url><url><loc>https://www.points-north.com/terms-and-conditions</loc><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/Website_PN%20Assets_2024/PN24%20Footer%20Logo-1.png</image:loc><image:caption>PN24 Footer Logo-1</image:caption><image:title>PN24 Footer Logo-1</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/21972-312_SOC_NonCPA.png</image:loc><image:caption>21972-312_SOC_NonCPA</image:caption><image:title>21972-312_SOC_NonCPA</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/New%2BPoints%2BNorth%2BLogo-1920w.png</image:loc><image:caption>New+Points+North+Logo-1920w</image:caption><image:title>New+Points+North+Logo-1920w</image:title></image:image><lastmod>2025-04-22</lastmod></url><url><loc>https://www.points-north.com/knowledge-base/how-do-i-adjust-an-employees-hire-date</loc><lastmod>2025-08-15</lastmod></url><url><loc>https://www.points-north.com/trends-and-insights/what-ales-aso-and-peo-clients-need-to-do-for-efficient-aca-compliance</loc><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/Product_ACA/ACA_Reporter_March_2023/images/ICHRAS%2BThe%2BNew%2BPossible%2BAddition%2Bto%2BACA%2BReporting-1920w.jpg</image:loc><image:caption>ICHRAS+The+New+Possible+Addition+to+ACA+Reporting-1920w</image:caption><image:title>ICHRAS+The+New+Possible+Addition+to+ACA+Reporting-1920w</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/Website_PN%20Assets_2024/PN24%20Footer%20Logo-1.png</image:loc><image:caption>PN24 Footer Logo-1</image:caption><image:title>PN24 Footer Logo-1</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/21972-312_SOC_NonCPA.png</image:loc><image:caption>21972-312_SOC_NonCPA</image:caption><image:title>21972-312_SOC_NonCPA</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/New%2BPoints%2BNorth%2BLogo-1920w.png</image:loc><image:caption>New+Points+North+Logo-1920w</image:caption><image:title>New+Points+North+Logo-1920w</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/8-1.png</image:loc><image:caption>ASO and PEO Affordable Care Act Compliance</image:caption><image:title>8-1</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/Coworkers%20reviewing%20government%20big%20blueprints%20(1).png</image:loc><image:caption>two male coworkers look at a blueprint together</image:caption><image:title>Coworkers reviewing government big blueprints (1)</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/CBA%20Article%20Hero.png</image:loc><image:caption>construction site manager hands tablet and pen to an executive visiting the site.</image:caption><image:title>CBA Article Hero</image:title></image:image><lastmod>2025-05-20</lastmod></url><url><loc>https://www.points-north.com/trends-and-insights/for-the-next-year-states-that-have-extended-health-insurance-open-enrollment-through-2022</loc><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/Coworkers%20reviewing%20government%20big%20blueprints%20(1).png</image:loc><image:caption>two male coworkers look at a blueprint together</image:caption><image:title>Coworkers reviewing government big blueprints (1)</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/New%2BPoints%2BNorth%2BLogo-1920w.png</image:loc><image:caption>New+Points+North+Logo-1920w</image:caption><image:title>New+Points+North+Logo-1920w</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/Product_ACA/ACA_Reporter_March_2023/images/ICHRAS%2BThe%2BNew%2BPossible%2BAddition%2Bto%2BACA%2BReporting-1920w.jpg</image:loc><image:caption>ICHRAS+The+New+Possible+Addition+to+ACA+Reporting-1920w</image:caption><image:title>ICHRAS+The+New+Possible+Addition+to+ACA+Reporting-1920w</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/21972-312_SOC_NonCPA.png</image:loc><image:caption>21972-312_SOC_NonCPA</image:caption><image:title>21972-312_SOC_NonCPA</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/CBA%20Article%20Hero.png</image:loc><image:caption>construction site manager hands tablet and pen to an executive visiting the site.</image:caption><image:title>CBA Article Hero</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/18-1.png</image:loc><image:caption>Health insurance open enrollment </image:caption><image:title>18-1</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/Website_PN%20Assets_2024/PN24%20Footer%20Logo-1.png</image:loc><image:caption>PN24 Footer Logo-1</image:caption><image:title>PN24 Footer Logo-1</image:title></image:image><lastmod>2025-05-21</lastmod></url><url><loc>https://www.points-north.com/trends-and-insights/aca-compliance-checklist-the-value-of-year-round-monitoring</loc><video:video><video:thumbnail_loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/Product_ACA/Video/ACA%20Reporter%20Overview%201.mp4/medium.jpg</video:thumbnail_loc><video:title>ACA Reporter Overview 1</video:title><video:description>ACA Reporter Overview 1</video:description><video:content_loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/Product_ACA/Video/ACA%20Reporter%20Overview%201.mp4</video:content_loc><video:duration>170</video:duration><video:requires_subscription>no</video:requires_subscription><video:live>no</video:live></video:video><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/ACA%20Year-Round%20Compliance%20Hero%20Image.png</image:loc><image:caption>decorative: woman working on her laptop on aca compliance monitoring</image:caption><image:title>ACA Year-Round Compliance Hero Image</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/21972-312_SOC_NonCPA.png</image:loc><image:caption>21972-312_SOC_NonCPA</image:caption><image:title>21972-312_SOC_NonCPA</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/Building%20Construction%20Equipment.png</image:loc><image:caption>building construction site equipment</image:caption><image:title>Building Construction Equipment</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/year-round%20aca%20compliance%20checklist%20(1).png</image:loc><image:caption>year-round aca compliance checklist graphic</image:caption><image:title>year-round aca compliance checklist (1)</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/New%2BPoints%2BNorth%2BLogo-1920w.png</image:loc><image:caption>New+Points+North+Logo-1920w</image:caption><image:title>New+Points+North+Logo-1920w</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/IRS%20Begins%20Issuing%20Letter%205699%20for%202024%20Tax%20Year%20(1).png</image:loc><image:caption>woman focused on work in her office</image:caption><image:title>IRS Begins Issuing Letter 5699 for 2024 Tax Year (1)</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/Website_PN%20Assets_2024/PN24%20Footer%20Logo-1.png</image:loc><image:caption>PN24 Footer Logo-1</image:caption><image:title>PN24 Footer Logo-1</image:title></image:image><lastmod>2026-06-11</lastmod></url><url><loc>https://www.points-north.com/trends-and-insights/knowing-the-difference-between-state-federal-prevailing-wage-laws</loc><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/Coworkers%20reviewing%20government%20big%20blueprints%20(1).png</image:loc><image:caption>two male coworkers look at a blueprint together</image:caption><image:title>Coworkers reviewing government big blueprints (1)</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/New%2BPoints%2BNorth%2BLogo-1920w.png</image:loc><image:caption>New+Points+North+Logo-1920w</image:caption><image:title>New+Points+North+Logo-1920w</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/21972-312_SOC_NonCPA.png</image:loc><image:caption>21972-312_SOC_NonCPA</image:caption><image:title>21972-312_SOC_NonCPA</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/Product_ACA/ACA_Reporter_March_2023/images/ICHRAS%2BThe%2BNew%2BPossible%2BAddition%2Bto%2BACA%2BReporting-1920w.jpg</image:loc><image:caption>ICHRAS+The+New+Possible+Addition+to+ACA+Reporting-1920w</image:caption><image:title>ICHRAS+The+New+Possible+Addition+to+ACA+Reporting-1920w</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/Product_Construction/Website%20Assets_CertifiedPayrollReporting_Feb2023/Images/fedstate-1920w.webp</image:loc><image:caption>fedstate-1920w</image:caption><image:title>fedstate-1920w</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/Website_PN%20Assets_2024/PN24%20Footer%20Logo-1.png</image:loc><image:caption>PN24 Footer Logo-1</image:caption><image:title>PN24 Footer Logo-1</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/CBA%20Article%20Hero.png</image:loc><image:caption>construction site manager hands tablet and pen to an executive visiting the site.</image:caption><image:title>CBA Article Hero</image:title></image:image><lastmod>2026-02-24</lastmod></url><url><loc>https://www.points-north.com/trends-and-insights/how-construction-businesses-can-thrive-in-tough-economic-climates</loc><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/Website_PN%20Assets_2024/PN24%20Footer%20Logo-1.png</image:loc><image:caption>PN24 Footer Logo-1</image:caption><image:title>PN24 Footer Logo-1</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/Coworkers%20reviewing%20government%20big%20blueprints%20(1).png</image:loc><image:caption>two male coworkers look at a blueprint together</image:caption><image:title>Coworkers reviewing government big blueprints (1)</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/21972-312_SOC_NonCPA.png</image:loc><image:caption>21972-312_SOC_NonCPA</image:caption><image:title>21972-312_SOC_NonCPA</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/CBA%20Article%20Hero.png</image:loc><image:caption>construction site manager hands tablet and pen to an executive visiting the site.</image:caption><image:title>CBA Article Hero</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/New%2BPoints%2BNorth%2BLogo-1920w.png</image:loc><image:caption>New+Points+North+Logo-1920w</image:caption><image:title>New+Points+North+Logo-1920w</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/Construction-Businesses-960w-1920w%20copy.jpg</image:loc><image:caption>Construction-Businesses-960w-1920w copy</image:caption><image:title>Construction-Businesses-960w-1920w copy</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/Product_ACA/ACA_Reporter_March_2023/images/ICHRAS%2BThe%2BNew%2BPossible%2BAddition%2Bto%2BACA%2BReporting-1920w.jpg</image:loc><image:caption>ICHRAS+The+New+Possible+Addition+to+ACA+Reporting-1920w</image:caption><image:title>ICHRAS+The+New+Possible+Addition+to+ACA+Reporting-1920w</image:title></image:image><lastmod>2026-02-24</lastmod></url><url><loc>https://www.points-north.com/knowledge-base/what-is-a-limited-user</loc><lastmod>2025-05-12</lastmod></url><url><loc>https://www.points-north.com/knowledge-base/how-do-i-deactivate-a-user-account</loc><lastmod>2025-07-21</lastmod></url><url><loc>https://www.points-north.com/trends-and-insights/an-easy-explanation-for-fringe-benefits</loc><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/what%20is%20a%20fringe%20rate.png</image:loc><image:caption>infographic shows the basic fringe benefit calculation</image:caption><image:title>what is a fringe rate</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/infographics%20how%20to%20calculate%20fringe%20benefits.png</image:loc><image:caption>infographic shows how to calculate fringe benefits</image:caption><image:title>infographics how to calculate fringe benefits</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/fringe%20benefits%20overtime%20graphic-1.png</image:loc><image:caption>an infographic shows how default davis-bacon fringe benefits on overtime work</image:caption><image:title>fringe benefits overtime graphic-1</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/21972-312_SOC_NonCPA.png</image:loc><image:caption>21972-312_SOC_NonCPA</image:caption><image:title>21972-312_SOC_NonCPA</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/What%20is%20a%20fringe%20graphic.png</image:loc><image:caption>infographic shows what is a fringe rate</image:caption><image:title>What is a fringe graphic</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/ACA%20Year-Round%20Compliance%20Hero%20Image.png</image:loc><image:caption>decorative: woman working on her laptop on aca compliance monitoring</image:caption><image:title>ACA Year-Round Compliance Hero Image</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/1person-writing-on-paper-on-top-of-table-544965-1920w%20copy.jpg</image:loc><image:caption>A man in a high-vis construction vest fills out paperwork at a work site.</image:caption><image:title>1person-writing-on-paper-on-top-of-table-544965-1920w copy</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/Website_PN%20Assets_2024/PN24%20Footer%20Logo-1.png</image:loc><image:caption>PN24 Footer Logo-1</image:caption><image:title>PN24 Footer Logo-1</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/New%2BPoints%2BNorth%2BLogo-1920w.png</image:loc><image:caption>New+Points+North+Logo-1920w</image:caption><image:title>New+Points+North+Logo-1920w</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/Building%20Construction%20Equipment.png</image:loc><image:caption>building construction site equipment</image:caption><image:title>Building Construction Equipment</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/IRS%20Begins%20Issuing%20Letter%205699%20for%202024%20Tax%20Year%20(1).png</image:loc><image:caption>woman focused on work in her office</image:caption><image:title>IRS Begins Issuing Letter 5699 for 2024 Tax Year (1)</image:title></image:image><lastmod>2026-06-16</lastmod></url><url><loc>https://www.points-north.com/davis-bacon-act-and-certified-payroll</loc><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/Product_Construction/Stock%20Photos/Unused/stock-review-in-warehouse-2023-11-27-05-32-36-utc.jpg</image:loc><image:caption>stock-review-in-warehouse-2023-11-27-05-32-36-utc</image:caption><image:title>stock-review-in-warehouse-2023-11-27-05-32-36-utc</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/Product_Construction/Stock%20Photos/satisfied-worker-showing-thumb-up-gesture-while-st-2024-10-18-08-20-17-utc.jpg</image:loc><image:caption>satisfied-worker-showing-thumb-up-gesture-while-st-2024-10-18-08-20-17-utc</image:caption><image:title>satisfied-worker-showing-thumb-up-gesture-while-st-2024-10-18-08-20-17-utc</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/New%2BPoints%2BNorth%2BLogo-1920w.png</image:loc><image:caption>New+Points+North+Logo-1920w</image:caption><image:title>New+Points+North+Logo-1920w</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/Website_PN%20Assets_2024/PN24%20Footer%20Logo-1.png</image:loc><image:caption>PN24 Footer Logo-1</image:caption><image:title>PN24 Footer Logo-1</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/Product_Construction/Stock%20Photos/construction-worker-sitting-on-a-wooden-roof-beam-2023-11-27-05-33-56-utc.jpg</image:loc><image:caption>construction-worker-sitting-on-a-wooden-roof-beam-2023-11-27-05-33-56-utc</image:caption><image:title>construction-worker-sitting-on-a-wooden-roof-beam-2023-11-27-05-33-56-utc</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/21972-312_SOC_NonCPA.png</image:loc><image:caption>21972-312_SOC_NonCPA</image:caption><image:title>21972-312_SOC_NonCPA</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/Product_Construction/Stock%20Photos/holding-and-walking-with-wooden-plank-man-in-unif-2023-11-27-05-07-18-utc.jpg</image:loc><image:caption>holding-and-walking-with-wooden-plank-man-in-unif-2023-11-27-05-07-18-utc</image:caption><image:title>holding-and-walking-with-wooden-plank-man-in-unif-2023-11-27-05-07-18-utc</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/Website_PN%20Assets_Dec2022/Image/Tech%2BMarketplace%2BMember.png</image:loc><image:caption>Tech+Marketplace+Member</image:caption><image:title>Tech+Marketplace+Member</image:title></image:image><lastmod>2026-02-24</lastmod></url><url><loc>https://www.points-north.com/trends-and-insights/eligibility-for-lawfully-present-immigrants-for-coverage-through-the-health-insurance-marketplace</loc><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/21972-312_SOC_NonCPA.png</image:loc><image:caption>21972-312_SOC_NonCPA</image:caption><image:title>21972-312_SOC_NonCPA</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/Product_ACA/ACA_Reporter_March_2023/images/ICHRAS%2BThe%2BNew%2BPossible%2BAddition%2Bto%2BACA%2BReporting-1920w.jpg</image:loc><image:caption>ICHRAS+The+New+Possible+Addition+to+ACA+Reporting-1920w</image:caption><image:title>ICHRAS+The+New+Possible+Addition+to+ACA+Reporting-1920w</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/New%2BPoints%2BNorth%2BLogo-1920w.png</image:loc><image:caption>New+Points+North+Logo-1920w</image:caption><image:title>New+Points+North+Logo-1920w</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/60.png</image:loc><image:caption>Immigrants and Affordable Care Act Eligibility</image:caption><image:title>60</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/Website_PN%20Assets_2024/PN24%20Footer%20Logo-1.png</image:loc><image:caption>PN24 Footer Logo-1</image:caption><image:title>PN24 Footer Logo-1</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/Coworkers%20reviewing%20government%20big%20blueprints%20(1).png</image:loc><image:caption>two male coworkers look at a blueprint together</image:caption><image:title>Coworkers reviewing government big blueprints (1)</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/CBA%20Article%20Hero.png</image:loc><image:caption>construction site manager hands tablet and pen to an executive visiting the site.</image:caption><image:title>CBA Article Hero</image:title></image:image><lastmod>2025-05-20</lastmod></url><url><loc>https://www.points-north.com/trends-and-insights/diving-deeper-during-tech-and-software-evaluations</loc><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/Product_ACA/ACA_Reporter_March_2023/images/ICHRAS%2BThe%2BNew%2BPossible%2BAddition%2Bto%2BACA%2BReporting-1920w.jpg</image:loc><image:caption>ICHRAS+The+New+Possible+Addition+to+ACA+Reporting-1920w</image:caption><image:title>ICHRAS+The+New+Possible+Addition+to+ACA+Reporting-1920w</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/Website_PN%20Assets_2024/PN24%20Footer%20Logo-1.png</image:loc><image:caption>PN24 Footer Logo-1</image:caption><image:title>PN24 Footer Logo-1</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/CBA%20Article%20Hero.png</image:loc><image:caption>construction site manager hands tablet and pen to an executive visiting the site.</image:caption><image:title>CBA Article Hero</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/65.png</image:loc><image:caption>65</image:caption><image:title>65</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/Coworkers%20reviewing%20government%20big%20blueprints%20(1).png</image:loc><image:caption>two male coworkers look at a blueprint together</image:caption><image:title>Coworkers reviewing government big blueprints (1)</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/New%2BPoints%2BNorth%2BLogo-1920w.png</image:loc><image:caption>New+Points+North+Logo-1920w</image:caption><image:title>New+Points+North+Logo-1920w</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/21972-312_SOC_NonCPA.png</image:loc><image:caption>21972-312_SOC_NonCPA</image:caption><image:title>21972-312_SOC_NonCPA</image:title></image:image><lastmod>2025-05-21</lastmod></url><url><loc>https://www.points-north.com/industries/construction</loc><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/Rates.png</image:loc><image:caption>Rates</image:caption><image:title>Rates</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/Product_Construction/Stock%20Photos/construction-concept-of-engineer-and-architect-wor-2023-11-27-05-24-18-utc.jpg</image:loc><image:caption>Three construction workers on a government project</image:caption><image:title>construction-concept-of-engineer-and-architect-wor-2023-11-27-05-24-18-utc</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/21972-312_SOC_NonCPA.png</image:loc><image:caption>21972-312_SOC_NonCPA</image:caption><image:title>21972-312_SOC_NonCPA</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/Product_Construction/Stock%20Photos/builder-and-contractor-on-construction-site-2025-01-29-08-01-06-utc.jpg</image:loc><image:caption>Workers looking at a prevailing wage project</image:caption><image:title>builder-and-contractor-on-construction-site-2025-01-29-08-01-06-utc</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/New%2BPoints%2BNorth%2BLogo-1920w.png</image:loc><image:caption>New+Points+North+Logo-1920w</image:caption><image:title>New+Points+North+Logo-1920w</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/Product_Construction/Stock%20Photos/ConstructionTeamGovernmentProjectv3.png</image:loc><image:caption>ConstructionTeamGovernmentProjectv3</image:caption><image:title>ConstructionTeamGovernmentProjectv3</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/Website_PN%20Assets_2024/PN24%20Footer%20Logo-1.png</image:loc><image:caption>PN24 Footer Logo-1</image:caption><image:title>PN24 Footer Logo-1</image:title></image:image><lastmod>2026-02-24</lastmod></url><url><loc>https://www.points-north.com/trends-and-insights/irs-aca-reporting-forms-explained</loc><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/21972-312_SOC_NonCPA.png</image:loc><image:caption>21972-312_SOC_NonCPA</image:caption><image:title>21972-312_SOC_NonCPA</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/Coworkers%20reviewing%20government%20big%20blueprints%20(1).png</image:loc><image:caption>two male coworkers look at a blueprint together</image:caption><image:title>Coworkers reviewing government big blueprints (1)</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/Product_ACA/ACA_Reporter_March_2023/images/ICHRAS%2BThe%2BNew%2BPossible%2BAddition%2Bto%2BACA%2BReporting-1920w.jpg</image:loc><image:caption>ICHRAS+The+New+Possible+Addition+to+ACA+Reporting-1920w</image:caption><image:title>ICHRAS+The+New+Possible+Addition+to+ACA+Reporting-1920w</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/ACA%20Images%20(4).png</image:loc><image:caption>ACA Images (4)</image:caption><image:title>ACA Images (4)</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/Website_PN%20Assets_2024/PN24%20Footer%20Logo-1.png</image:loc><image:caption>PN24 Footer Logo-1</image:caption><image:title>PN24 Footer Logo-1</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/New%2BPoints%2BNorth%2BLogo-1920w.png</image:loc><image:caption>New+Points+North+Logo-1920w</image:caption><image:title>New+Points+North+Logo-1920w</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/CBA%20Article%20Hero.png</image:loc><image:caption>construction site manager hands tablet and pen to an executive visiting the site.</image:caption><image:title>CBA Article Hero</image:title></image:image><lastmod>2026-03-17</lastmod></url><url><loc>https://www.points-north.com/knowledge-base/how-do-i-configure-a-report</loc><lastmod>2025-05-12</lastmod></url><url><loc>https://www.points-north.com/clock-shark-partner</loc><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/Website_PN%20Assets_Dec2022/Image/ClockShark-3.webp</image:loc><image:caption>ClockShark-3</image:caption><image:title>ClockShark-3</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/Website_PN%20Assets_2024/Clock%20Shark%20Page/Benefits%20of%20Integrating%20with%20ClockShark/Time%20Tracking%20with%20Compliance%20Expertise%20-%20ClockShark1.png</image:loc><image:caption>Time Tracking with Compliance Expertise - ClockShark1</image:caption><image:title>Time Tracking with Compliance Expertise - ClockShark1</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/New%2BPoints%2BNorth%2BLogo-1920w.png</image:loc><image:caption>New+Points+North+Logo-1920w</image:caption><image:title>New+Points+North+Logo-1920w</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/Website_PN%20Assets_2024/Clock%20Shark%20Page/Benefits%20of%20Integrating%20with%20ClockShark/Time%20Tracking%20with%20Compliance%20Expertise%20-%20ClockShark%20Hero%20Image.png</image:loc><image:caption>Time Tracking with Compliance Expertise - ClockShark Hero Image</image:caption><image:title>Time Tracking with Compliance Expertise - ClockShark Hero Image</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/Website_PN%20Assets_Dec2022/Image/ClockShark-1.webp</image:loc><image:caption>ClockShark-1</image:caption><image:title>ClockShark-1</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/Website_PN%20Assets_2024/PN24%20Footer%20Logo-1.png</image:loc><image:caption>PN24 Footer Logo-1</image:caption><image:title>PN24 Footer Logo-1</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/21972-312_SOC_NonCPA.png</image:loc><image:caption>21972-312_SOC_NonCPA</image:caption><image:title>21972-312_SOC_NonCPA</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/Product_Construction/Website%20Assets_CertifiedPayrollReporting_Feb2023/Images/ClockShark%2BLogo-640w-1920w.png</image:loc><image:caption>ClockShark+Logo-640w-1920w</image:caption><image:title>ClockShark+Logo-640w-1920w</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/Website_PN%20Assets_Dec2022/Image/ClockShark-2.webp</image:loc><image:caption>ClockShark-2</image:caption><image:title>ClockShark-2</image:title></image:image><lastmod>2025-08-14</lastmod></url><url><loc>https://www.points-north.com/trends-and-insights/certified-payroll-reporting-requirements-what-you-need-to-know</loc><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/80.png</image:loc><image:caption>Certified Payroll Prevailing Wage Workers</image:caption><image:title>80</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/New%2BPoints%2BNorth%2BLogo-1920w.png</image:loc><image:caption>New+Points+North+Logo-1920w</image:caption><image:title>New+Points+North+Logo-1920w</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/21972-312_SOC_NonCPA.png</image:loc><image:caption>21972-312_SOC_NonCPA</image:caption><image:title>21972-312_SOC_NonCPA</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/IRS%20Begins%20Issuing%20Letter%205699%20for%202024%20Tax%20Year%20(1).png</image:loc><image:caption>woman focused on work in her office</image:caption><image:title>IRS Begins Issuing Letter 5699 for 2024 Tax Year (1)</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/Website_PN%20Assets_2024/PN24%20Footer%20Logo-1.png</image:loc><image:caption>PN24 Footer Logo-1</image:caption><image:title>PN24 Footer Logo-1</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/Building%20Construction%20Equipment.png</image:loc><image:caption>building construction site equipment</image:caption><image:title>Building Construction Equipment</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/ACA%20Year-Round%20Compliance%20Hero%20Image.png</image:loc><image:caption>decorative: woman working on her laptop on aca compliance monitoring</image:caption><image:title>ACA Year-Round Compliance Hero Image</image:title></image:image><lastmod>2025-05-20</lastmod></url><url><loc>https://www.points-north.com/trends-and-insights/prevailing-wage-lookup-tool-compliance-risks</loc><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/21972-312_SOC_NonCPA.png</image:loc><image:caption>21972-312_SOC_NonCPA</image:caption><image:title>21972-312_SOC_NonCPA</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/Coworkers%20reviewing%20government%20big%20blueprints%20(1).png</image:loc><image:caption>two male coworkers look at a blueprint together</image:caption><image:title>Coworkers reviewing government big blueprints (1)</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/ACA%20Year-Round%20Compliance%20Hero%20Image.png</image:loc><image:caption>decorative: woman working on her laptop on aca compliance monitoring</image:caption><image:title>ACA Year-Round Compliance Hero Image</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/Construction%20worker%20on%20a%20federal%20prevailing%20wage%20project.png</image:loc><image:caption>construction worker on a federal prevailing wage project.</image:caption><image:title>Construction worker on a federal prevailing wage project</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/Building%20Construction%20Equipment.png</image:loc><image:caption>building construction site equipment</image:caption><image:title>Building Construction Equipment</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/New%2BPoints%2BNorth%2BLogo-1920w.png</image:loc><image:caption>New+Points+North+Logo-1920w</image:caption><image:title>New+Points+North+Logo-1920w</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/Website_PN%20Assets_2024/PN24%20Footer%20Logo-1.png</image:loc><image:caption>PN24 Footer Logo-1</image:caption><image:title>PN24 Footer Logo-1</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/IRS%20Begins%20Issuing%20Letter%205699%20for%202024%20Tax%20Year%20(1).png</image:loc><image:caption>woman focused on work in her office</image:caption><image:title>IRS Begins Issuing Letter 5699 for 2024 Tax Year (1)</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/Wage%20Determination%20Annotated%20Sample%20(1).png</image:loc><image:caption>Annotated sample wage determination showing key sections</image:caption><image:title>Wage Determination Annotated Sample (1)</image:title></image:image><lastmod>2026-06-01</lastmod></url><url><loc>https://www.points-north.com/trends-and-insights/4-tips-for-effective-aca-reporting</loc><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/New%2BPoints%2BNorth%2BLogo-1920w.png</image:loc><image:caption>New+Points+North+Logo-1920w</image:caption><image:title>New+Points+North+Logo-1920w</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/Product_ACA/ACA_Reporter_March_2023/images/ICHRAS%2BThe%2BNew%2BPossible%2BAddition%2Bto%2BACA%2BReporting-1920w.jpg</image:loc><image:caption>ICHRAS+The+New+Possible+Addition+to+ACA+Reporting-1920w</image:caption><image:title>ICHRAS+The+New+Possible+Addition+to+ACA+Reporting-1920w</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/CBA%20Article%20Hero.png</image:loc><image:caption>construction site manager hands tablet and pen to an executive visiting the site.</image:caption><image:title>CBA Article Hero</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/Coworkers%20reviewing%20government%20big%20blueprints%20(1).png</image:loc><image:caption>two male coworkers look at a blueprint together</image:caption><image:title>Coworkers reviewing government big blueprints (1)</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/Product_ACA/ACA_Reporter_March_2023/images/4%2BTips%2Bfor%2BEffective%2BACA%2Breporting-1920w.jpg</image:loc><image:caption>4+Tips+for+Effective+ACA+reporting-1920w</image:caption><image:title>4+Tips+for+Effective+ACA+reporting-1920w</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/21972-312_SOC_NonCPA.png</image:loc><image:caption>21972-312_SOC_NonCPA</image:caption><image:title>21972-312_SOC_NonCPA</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/Website_PN%20Assets_2024/PN24%20Footer%20Logo-1.png</image:loc><image:caption>PN24 Footer Logo-1</image:caption><image:title>PN24 Footer Logo-1</image:title></image:image><lastmod>2026-03-17</lastmod></url><url><loc>https://www.points-north.com/clock-shark</loc><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/Website_PN%20Assets_2024/Clock%20Shark%20Page/ClockShark%20Integration%20Hero%20Image.png</image:loc><image:caption>ClockShark Integration Hero Image</image:caption><image:title>ClockShark Integration Hero Image</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/Website_PN%20Assets_2024/Clock%20Shark%20Page/Form%20Image%20ClockShark%20Page.png</image:loc><image:caption>Form Image ClockShark Page</image:caption><image:title>Form Image ClockShark Page</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/Website_PN%20Assets_2024/PN24%20Footer%20Logo-1.png</image:loc><image:caption>PN24 Footer Logo-1</image:caption><image:title>PN24 Footer Logo-1</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/New%2BPoints%2BNorth%2BLogo-1920w.png</image:loc><image:caption>New+Points+North+Logo-1920w</image:caption><image:title>New+Points+North+Logo-1920w</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/Website_PN%20Assets_2024/Clock%20Shark%20Page/ClockShark%20Integration%20Image.jpg</image:loc><image:caption>ClockShark Integration Image</image:caption><image:title>ClockShark Integration Image</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/Website_PN%20Assets_2024/ClockShark%20Integration%20Graphic1.png</image:loc><image:caption>Man looking at smartphone wearing hard hat and holding papers on a construction job site</image:caption><image:title>ClockShark Integration Graphic1</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/21972-312_SOC_NonCPA.png</image:loc><image:caption>21972-312_SOC_NonCPA</image:caption><image:title>21972-312_SOC_NonCPA</image:title></image:image><lastmod>2025-08-14</lastmod></url><url><loc>https://www.points-north.com/careers</loc><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/New%2BPoints%2BNorth%2BLogo-1920w.png</image:loc><image:caption>New+Points+North+Logo-1920w</image:caption><image:title>New+Points+North+Logo-1920w</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/21972-312_SOC_NonCPA.png</image:loc><image:caption>21972-312_SOC_NonCPA</image:caption><image:title>21972-312_SOC_NonCPA</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/Website_PN%20Assets_2024/PN24%20Footer%20Logo-1.png</image:loc><image:caption>PN24 Footer Logo-1</image:caption><image:title>PN24 Footer Logo-1</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/Website_PN%20Assets_2024/Careers%20Page/Team%20Image%202.jpeg</image:loc><image:caption>Team Image 2</image:caption><image:title>Team Image 2</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/Image-1.jpg</image:loc><image:caption>Image-1</image:caption><image:title>Image-1</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/Website_PN%20Assets_2024/Careers%20Page/Careers%20Page%20Hero%20Image%201.png</image:loc><image:caption>Careers Page Hero Image 1</image:caption><image:title>Careers Page Hero Image 1</image:title></image:image><lastmod>2025-08-13</lastmod></url><url><loc>https://www.points-north.com/case-studies</loc><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/Website_PN%20Assets_2024/Wayne%20Alarm%20Logo%20for%20Case%20Study-1.png</image:loc><image:caption>Wayne Alarm Logo for Case Study-1</image:caption><image:title>Wayne Alarm Logo for Case Study-1</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/21972-312_SOC_NonCPA.webp</image:loc><image:caption>AICPA SOC Logo</image:caption><image:title>21972-312_SOC_NonCPA</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/Bay%20Alarm%20Logo.png</image:loc><image:caption>Bay Alarm Logo</image:caption><image:title>Bay Alarm Logo</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/Sciens%20Building%20Solutions%20Logo.png</image:loc><image:caption>Sciens building solutions logo</image:caption><image:title>Sciens Building Solutions Logo</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/New%2BPoints%2BNorth%2BLogo-1920w.png</image:loc><image:caption>New+Points+North+Logo-1920w</image:caption><image:title>New+Points+North+Logo-1920w</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/Website_PN%20Assets_2024/PN24%20Footer%20Logo-1.png</image:loc><image:caption>PN24 Footer Logo-1</image:caption><image:title>PN24 Footer Logo-1</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/Motive%20Logo.png</image:loc><image:caption>Motive logo</image:caption><image:title>Motive Logo</image:title></image:image><lastmod>2025-08-06</lastmod></url><url><loc>https://www.points-north.com/trends-and-insights/aca-hr-compliance-for-employer-reporting</loc><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/21972-312_SOC_NonCPA.png</image:loc><image:caption>21972-312_SOC_NonCPA</image:caption><image:title>21972-312_SOC_NonCPA</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/Coworkers%20reviewing%20government%20big%20blueprints%20(1).png</image:loc><image:caption>two male coworkers look at a blueprint together</image:caption><image:title>Coworkers reviewing government big blueprints (1)</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/New%2BPoints%2BNorth%2BLogo-1920w.png</image:loc><image:caption>New+Points+North+Logo-1920w</image:caption><image:title>New+Points+North+Logo-1920w</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/Product_ACA/ACA_Reporter_March_2023/images/ICHRAS%2BThe%2BNew%2BPossible%2BAddition%2Bto%2BACA%2BReporting-1920w.jpg</image:loc><image:caption>ICHRAS+The+New+Possible+Addition+to+ACA+Reporting-1920w</image:caption><image:title>ICHRAS+The+New+Possible+Addition+to+ACA+Reporting-1920w</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/ACA%20Images.png</image:loc><image:caption>ACA Images</image:caption><image:title>ACA Images</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/CBA%20Article%20Hero.png</image:loc><image:caption>construction site manager hands tablet and pen to an executive visiting the site.</image:caption><image:title>CBA Article Hero</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/Website_PN%20Assets_2024/PN24%20Footer%20Logo-1.png</image:loc><image:caption>PN24 Footer Logo-1</image:caption><image:title>PN24 Footer Logo-1</image:title></image:image><lastmod>2026-03-17</lastmod></url><url><loc>https://www.points-north.com/trends-and-insights/construction-pay-stub-helpful-guidelines-and-explanation</loc><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/54.png</image:loc><image:caption>Construction Certified Payroll Workers </image:caption><image:title>54</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/Product_ACA/ACA_Reporter_March_2023/images/ICHRAS%2BThe%2BNew%2BPossible%2BAddition%2Bto%2BACA%2BReporting-1920w.jpg</image:loc><image:caption>ICHRAS+The+New+Possible+Addition+to+ACA+Reporting-1920w</image:caption><image:title>ICHRAS+The+New+Possible+Addition+to+ACA+Reporting-1920w</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/21972-312_SOC_NonCPA.png</image:loc><image:caption>21972-312_SOC_NonCPA</image:caption><image:title>21972-312_SOC_NonCPA</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/CBA%20Article%20Hero.png</image:loc><image:caption>construction site manager hands tablet and pen to an executive visiting the site.</image:caption><image:title>CBA Article Hero</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/New%2BPoints%2BNorth%2BLogo-1920w.png</image:loc><image:caption>New+Points+North+Logo-1920w</image:caption><image:title>New+Points+North+Logo-1920w</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/Website_PN%20Assets_2024/PN24%20Footer%20Logo-1.png</image:loc><image:caption>PN24 Footer Logo-1</image:caption><image:title>PN24 Footer Logo-1</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/Coworkers%20reviewing%20government%20big%20blueprints%20(1).png</image:loc><image:caption>two male coworkers look at a blueprint together</image:caption><image:title>Coworkers reviewing government big blueprints (1)</image:title></image:image><lastmod>2026-02-24</lastmod></url><url><loc>https://www.points-north.com/knowledge-base/how-do-i-delete-specific-payroll-information-for-an-employee</loc><lastmod>2025-09-23</lastmod></url><url><loc>https://www.points-north.com/trends-and-insights/aca-measurement-period-mistakes-that-trigger-irs-penalties</loc><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/6-Jan-14-2026-06-03-39-4685-PM.png</image:loc><image:caption>6-Jan-14-2026-06-03-39-4685-PM</image:caption><image:title>6-Jan-14-2026-06-03-39-4685-PM</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/Building%20Construction%20Equipment.png</image:loc><image:caption>building construction site equipment</image:caption><image:title>Building Construction Equipment</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/Website_PN%20Assets_2024/PN24%20Footer%20Logo-1.png</image:loc><image:caption>PN24 Footer Logo-1</image:caption><image:title>PN24 Footer Logo-1</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/The%209%20Measurement%20Period%20Mistakes.png</image:loc><image:caption>The 9 Measurement Period Mistakes</image:caption><image:title>The 9 Measurement Period Mistakes</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/21972-312_SOC_NonCPA.png</image:loc><image:caption>21972-312_SOC_NonCPA</image:caption><image:title>21972-312_SOC_NonCPA</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/ACA%20Look-Back.png</image:loc><image:caption>ACA Look-Back</image:caption><image:title>ACA Look-Back</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/New%2BPoints%2BNorth%2BLogo-1920w.png</image:loc><image:caption>New+Points+North+Logo-1920w</image:caption><image:title>New+Points+North+Logo-1920w</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/IRS%20Begins%20Issuing%20Letter%205699%20for%202024%20Tax%20Year%20(1).png</image:loc><image:caption>woman focused on work in her office</image:caption><image:title>IRS Begins Issuing Letter 5699 for 2024 Tax Year (1)</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/How%20IRS%20Penalties%20Happen-1.png</image:loc><image:caption>How IRS Penalties Happen-1</image:caption><image:title>How IRS Penalties Happen-1</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/ACA%20Year-Round%20Compliance%20Hero%20Image.png</image:loc><image:caption>decorative: woman working on her laptop on aca compliance monitoring</image:caption><image:title>ACA Year-Round Compliance Hero Image</image:title></image:image><lastmod>2026-02-13</lastmod></url><url><loc>https://www.points-north.com/trends-and-insights/union-wages-vs-prevailing-wages</loc><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/21972-312_SOC_NonCPA.png</image:loc><image:caption>21972-312_SOC_NonCPA</image:caption><image:title>21972-312_SOC_NonCPA</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/Comparison%20Chart%20Prevailing%20vs%20Union%20Wages.png</image:loc><image:caption>A comparison chart showing the differences between geographic scope, legal requirements, and how rates are set for prevailing vs union wages.</image:caption><image:title>Comparison Chart Prevailing vs Union Wages</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/New%2BPoints%2BNorth%2BLogo-1920w.png</image:loc><image:caption>New+Points+North+Logo-1920w</image:caption><image:title>New+Points+North+Logo-1920w</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/Payroll%20Admin%20Weighing%20Union%20vs%20Prevailing%20Wages.png</image:loc><image:caption>multiracial woman looks at her desktop screen with a folder in her hand.</image:caption><image:title>Payroll Admin Weighing Union vs Prevailing Wages</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/Building%20Construction%20Equipment.png</image:loc><image:caption>building construction site equipment</image:caption><image:title>Building Construction Equipment</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/IRS%20Begins%20Issuing%20Letter%205699%20for%202024%20Tax%20Year%20(1).png</image:loc><image:caption>woman focused on work in her office</image:caption><image:title>IRS Begins Issuing Letter 5699 for 2024 Tax Year (1)</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/ACA%20Year-Round%20Compliance%20Hero%20Image.png</image:loc><image:caption>decorative: woman working on her laptop on aca compliance monitoring</image:caption><image:title>ACA Year-Round Compliance Hero Image</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/Website_PN%20Assets_2024/PN24%20Footer%20Logo-1.png</image:loc><image:caption>PN24 Footer Logo-1</image:caption><image:title>PN24 Footer Logo-1</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/Union%20vs%20Prevailing%20Wages%20Hero%20Image.png</image:loc><image:caption>Union vs Prevailing Wages Hero Image</image:caption><image:title>Union vs Prevailing Wages Hero Image</image:title></image:image><lastmod>2026-03-09</lastmod></url><url><loc>https://www.points-north.com/trends-and-insights/how-can-raise-the-wage-act-of-2021-affect-aca-compliance</loc><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/39.png</image:loc><image:caption>Raise the Wage Act and ACA</image:caption><image:title>39</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/Coworkers%20reviewing%20government%20big%20blueprints%20(1).png</image:loc><image:caption>two male coworkers look at a blueprint together</image:caption><image:title>Coworkers reviewing government big blueprints (1)</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/21972-312_SOC_NonCPA.png</image:loc><image:caption>21972-312_SOC_NonCPA</image:caption><image:title>21972-312_SOC_NonCPA</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/CBA%20Article%20Hero.png</image:loc><image:caption>construction site manager hands tablet and pen to an executive visiting the site.</image:caption><image:title>CBA Article Hero</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/Product_ACA/ACA_Reporter_March_2023/images/ICHRAS%2BThe%2BNew%2BPossible%2BAddition%2Bto%2BACA%2BReporting-1920w.jpg</image:loc><image:caption>ICHRAS+The+New+Possible+Addition+to+ACA+Reporting-1920w</image:caption><image:title>ICHRAS+The+New+Possible+Addition+to+ACA+Reporting-1920w</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/New%2BPoints%2BNorth%2BLogo-1920w.png</image:loc><image:caption>New+Points+North+Logo-1920w</image:caption><image:title>New+Points+North+Logo-1920w</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/Website_PN%20Assets_2024/PN24%20Footer%20Logo-1.png</image:loc><image:caption>PN24 Footer Logo-1</image:caption><image:title>PN24 Footer Logo-1</image:title></image:image><lastmod>2025-05-21</lastmod></url><url><loc>https://www.points-north.com/knowledge-base/how-do-i-directly-enter-an-attendance-entry-or-event</loc><lastmod>2025-05-12</lastmod></url><url><loc>https://www.points-north.com/trends-and-insights/points-north-honored-with-top-sales-award</loc><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/21972-312_SOC_NonCPA.png</image:loc><image:caption>21972-312_SOC_NonCPA</image:caption><image:title>21972-312_SOC_NonCPA</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/Website_PN%20Assets_2024/PN24%20Footer%20Logo-1.png</image:loc><image:caption>PN24 Footer Logo-1</image:caption><image:title>PN24 Footer Logo-1</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/CBA%20Article%20Hero.png</image:loc><image:caption>construction site manager hands tablet and pen to an executive visiting the site.</image:caption><image:title>CBA Article Hero</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/New%2BPoints%2BNorth%2BLogo-1920w.png</image:loc><image:caption>New+Points+North+Logo-1920w</image:caption><image:title>New+Points+North+Logo-1920w</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/Coworkers%20reviewing%20government%20big%20blueprints%20(1).png</image:loc><image:caption>two male coworkers look at a blueprint together</image:caption><image:title>Coworkers reviewing government big blueprints (1)</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/MP_Sales%2BChoice.jpg</image:loc><image:caption>MP_Sales+Choice</image:caption><image:title>MP_Sales+Choice</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/Product_ACA/ACA_Reporter_March_2023/images/ICHRAS%2BThe%2BNew%2BPossible%2BAddition%2Bto%2BACA%2BReporting-1920w.jpg</image:loc><image:caption>ICHRAS+The+New+Possible+Addition+to+ACA+Reporting-1920w</image:caption><image:title>ICHRAS+The+New+Possible+Addition+to+ACA+Reporting-1920w</image:title></image:image><lastmod>2025-05-20</lastmod></url><url><loc>https://www.points-north.com/trends-and-insights/certified-payroll-record-keeping-for-government-contractors</loc><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/Product_ACA/ACA_Reporter_March_2023/images/ICHRAS%2BThe%2BNew%2BPossible%2BAddition%2Bto%2BACA%2BReporting-1920w.jpg</image:loc><image:caption>ICHRAS+The+New+Possible+Addition+to+ACA+Reporting-1920w</image:caption><image:title>ICHRAS+The+New+Possible+Addition+to+ACA+Reporting-1920w</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/New%2BPoints%2BNorth%2BLogo-1920w.png</image:loc><image:caption>New+Points+North+Logo-1920w</image:caption><image:title>New+Points+North+Logo-1920w</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/CBA%20Article%20Hero.png</image:loc><image:caption>construction site manager hands tablet and pen to an executive visiting the site.</image:caption><image:title>CBA Article Hero</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/Website_PN%20Assets_2024/PN24%20Footer%20Logo-1.png</image:loc><image:caption>PN24 Footer Logo-1</image:caption><image:title>PN24 Footer Logo-1</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/Website%20Images%20-%20Wide%20(2).png</image:loc><image:caption>Website Images - Wide (2)</image:caption><image:title>Website Images - Wide (2)</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/21972-312_SOC_NonCPA.png</image:loc><image:caption>21972-312_SOC_NonCPA</image:caption><image:title>21972-312_SOC_NonCPA</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/Coworkers%20reviewing%20government%20big%20blueprints%20(1).png</image:loc><image:caption>two male coworkers look at a blueprint together</image:caption><image:title>Coworkers reviewing government big blueprints (1)</image:title></image:image><lastmod>2026-02-24</lastmod></url><url><loc>https://www.points-north.com/trends-and-insights/high-construction-wages-to-be-encouraged-as-a-result-of-infrastructure-act</loc><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/CBA%20Article%20Hero.png</image:loc><image:caption>construction site manager hands tablet and pen to an executive visiting the site.</image:caption><image:title>CBA Article Hero</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/Product_ACA/ACA_Reporter_March_2023/images/ICHRAS%2BThe%2BNew%2BPossible%2BAddition%2Bto%2BACA%2BReporting-1920w.jpg</image:loc><image:caption>ICHRAS+The+New+Possible+Addition+to+ACA+Reporting-1920w</image:caption><image:title>ICHRAS+The+New+Possible+Addition+to+ACA+Reporting-1920w</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/21972-312_SOC_NonCPA.png</image:loc><image:caption>21972-312_SOC_NonCPA</image:caption><image:title>21972-312_SOC_NonCPA</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/New%2BPoints%2BNorth%2BLogo-1920w.png</image:loc><image:caption>New+Points+North+Logo-1920w</image:caption><image:title>New+Points+North+Logo-1920w</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/Coworkers%20reviewing%20government%20big%20blueprints%20(1).png</image:loc><image:caption>two male coworkers look at a blueprint together</image:caption><image:title>Coworkers reviewing government big blueprints (1)</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/38.png</image:loc><image:caption>Construction and Prevailing Wages</image:caption><image:title>38</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/Website_PN%20Assets_2024/PN24%20Footer%20Logo-1.png</image:loc><image:caption>PN24 Footer Logo-1</image:caption><image:title>PN24 Footer Logo-1</image:title></image:image><lastmod>2025-05-20</lastmod></url><url><loc>https://www.points-north.com/trends-and-insights/guide-to-correcting-aca-reporting-mistakes</loc><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/New%2BPoints%2BNorth%2BLogo-1920w.png</image:loc><image:caption>New+Points+North+Logo-1920w</image:caption><image:title>New+Points+North+Logo-1920w</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/CBA%20Article%20Hero.png</image:loc><image:caption>construction site manager hands tablet and pen to an executive visiting the site.</image:caption><image:title>CBA Article Hero</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/46.png</image:loc><image:caption>Guide to Correcting ACA Reporting Mistakes</image:caption><image:title>46</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/Coworkers%20reviewing%20government%20big%20blueprints%20(1).png</image:loc><image:caption>two male coworkers look at a blueprint together</image:caption><image:title>Coworkers reviewing government big blueprints (1)</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/Product_ACA/ACA_Reporter_March_2023/images/ICHRAS%2BThe%2BNew%2BPossible%2BAddition%2Bto%2BACA%2BReporting-1920w.jpg</image:loc><image:caption>ICHRAS+The+New+Possible+Addition+to+ACA+Reporting-1920w</image:caption><image:title>ICHRAS+The+New+Possible+Addition+to+ACA+Reporting-1920w</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/Website_PN%20Assets_2024/PN24%20Footer%20Logo-1.png</image:loc><image:caption>PN24 Footer Logo-1</image:caption><image:title>PN24 Footer Logo-1</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/21972-312_SOC_NonCPA.png</image:loc><image:caption>21972-312_SOC_NonCPA</image:caption><image:title>21972-312_SOC_NonCPA</image:title></image:image><lastmod>2025-05-20</lastmod></url><url><loc>https://www.points-north.com/trends-and-insights/aca-compliance-for-retail-businesses</loc><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/ACA%20Compliance%20for%20Retail%20Businesses%20Hero%202.png</image:loc><image:caption>Retail Manager looking at computer behind desk for operations</image:caption><image:title>ACA Compliance for Retail Businesses Hero 2</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/IRS%20Begins%20Issuing%20Letter%205699%20for%202024%20Tax%20Year%20(1).png</image:loc><image:caption>woman focused on work in her office</image:caption><image:title>IRS Begins Issuing Letter 5699 for 2024 Tax Year (1)</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/New%2BPoints%2BNorth%2BLogo-1920w.png</image:loc><image:caption>New+Points+North+Logo-1920w</image:caption><image:title>New+Points+North+Logo-1920w</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/21972-312_SOC_NonCPA.png</image:loc><image:caption>21972-312_SOC_NonCPA</image:caption><image:title>21972-312_SOC_NonCPA</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/ACA%20Year-Round%20Compliance%20Hero%20Image.png</image:loc><image:caption>decorative: woman working on her laptop on aca compliance monitoring</image:caption><image:title>ACA Year-Round Compliance Hero Image</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/Building%20Construction%20Equipment.png</image:loc><image:caption>building construction site equipment</image:caption><image:title>Building Construction Equipment</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/Website_PN%20Assets_2024/PN24%20Footer%20Logo-1.png</image:loc><image:caption>PN24 Footer Logo-1</image:caption><image:title>PN24 Footer Logo-1</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/ACA%20Compliance%20for%20Retail%20Businesses%20Hero.png</image:loc><image:caption>retail manager confused by operations taking notes in her office</image:caption><image:title>ACA Compliance for Retail Businesses Hero</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/ACA%20Compliance%20for%20Retail%20Businesses%20Clothing%20Store.png</image:loc><image:caption>blurred people walking through a retail clothing store</image:caption><image:title>ACA Compliance for Retail Businesses Clothing Store</image:title></image:image><lastmod>2026-03-13</lastmod></url><url><loc>https://www.points-north.com/knowledge-base/how-to-install-aca-reporter-plugin-after-a-quickbooks-upgrade</loc><lastmod>2025-07-21</lastmod></url><url><loc>https://www.points-north.com/trends-and-insights/everything-you-need-to-know-about-construction-job-costing</loc><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/Website_PN%20Assets_2024/PN24%20Footer%20Logo-1.png</image:loc><image:caption>PN24 Footer Logo-1</image:caption><image:title>PN24 Footer Logo-1</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/New%2BPoints%2BNorth%2BLogo-1920w.png</image:loc><image:caption>New+Points+North+Logo-1920w</image:caption><image:title>New+Points+North+Logo-1920w</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/Product_ACA/ACA_Reporter_March_2023/images/ICHRAS%2BThe%2BNew%2BPossible%2BAddition%2Bto%2BACA%2BReporting-1920w.jpg</image:loc><image:caption>ICHRAS+The+New+Possible+Addition+to+ACA+Reporting-1920w</image:caption><image:title>ICHRAS+The+New+Possible+Addition+to+ACA+Reporting-1920w</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/21972-312_SOC_NonCPA.png</image:loc><image:caption>21972-312_SOC_NonCPA</image:caption><image:title>21972-312_SOC_NonCPA</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/Coworkers%20reviewing%20government%20big%20blueprints%20(1).png</image:loc><image:caption>two male coworkers look at a blueprint together</image:caption><image:title>Coworkers reviewing government big blueprints (1)</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/49.png</image:loc><image:caption>Government Contractors Applicable for Job Costing</image:caption><image:title>49</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/CBA%20Article%20Hero.png</image:loc><image:caption>construction site manager hands tablet and pen to an executive visiting the site.</image:caption><image:title>CBA Article 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Logo-1</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/New%2BPoints%2BNorth%2BLogo-1920w.png</image:loc><image:caption>New+Points+North+Logo-1920w</image:caption><image:title>New+Points+North+Logo-1920w</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/Product_ACA/ACA_Reporter_March_2023/images/ICHRAS%2BThe%2BNew%2BPossible%2BAddition%2Bto%2BACA%2BReporting-1920w.jpg</image:loc><image:caption>ICHRAS+The+New+Possible+Addition+to+ACA+Reporting-1920w</image:caption><image:title>ICHRAS+The+New+Possible+Addition+to+ACA+Reporting-1920w</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/75.png</image:loc><image:caption>ACA Measurement Method Calculations </image:caption><image:title>75</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/Coworkers%20reviewing%20government%20big%20blueprints%20(1).png</image:loc><image:caption>two male coworkers look at a blueprint together</image:caption><image:title>Coworkers reviewing government big blueprints (1)</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/21972-312_SOC_NonCPA.png</image:loc><image:caption>21972-312_SOC_NonCPA</image:caption><image:title>21972-312_SOC_NonCPA</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/CBA%20Article%20Hero.png</image:loc><image:caption>construction site manager hands tablet and pen to an executive visiting the site.</image:caption><image:title>CBA Article Hero</image:title></image:image><lastmod>2025-05-21</lastmod></url><url><loc>https://www.points-north.com/industries/cpas</loc><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/Product_ACA/Stock%20Photos/Unused/team-construction-engineers-working-at-constructio-2025-01-16-13-27-10-utc.jpg</image:loc><image:caption>Team calculating CPA items</image:caption><image:title>team-construction-engineers-working-at-constructio-2025-01-16-13-27-10-utc</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/New%2BPoints%2BNorth%2BLogo-1920w.png</image:loc><image:caption>New+Points+North+Logo-1920w</image:caption><image:title>New+Points+North+Logo-1920w</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/Product_ACA/Stock%20Photos/Unused/business-women-on-computer.jpg</image:loc><image:caption>CPAs working on computer</image:caption><image:title>business-women-on-computer</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/Product_ACA/Stock%20Photos/Unused/business-woman-hand-using-calculator-to-calculate-2025-01-29-12-51-00-utc.jpg</image:loc><image:caption>business-woman-hand-using-calculator-to-calculate-2025-01-29-12-51-00-utc</image:caption><image:title>business-woman-hand-using-calculator-to-calculate-2025-01-29-12-51-00-utc</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/Website_PN%20Assets_2024/PN24%20Footer%20Logo-1.png</image:loc><image:caption>PN24 Footer Logo-1</image:caption><image:title>PN24 Footer Logo-1</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/21972-312_SOC_NonCPA.png</image:loc><image:caption>21972-312_SOC_NonCPA</image:caption><image:title>21972-312_SOC_NonCPA</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/Product_ACA/Stock%20Photos/Unused/business-documents-auditor-businesswoman-checking-2023-11-27-04-51-54-utc.jpg</image:loc><image:caption>business-documents-auditor-businesswoman-checking-2023-11-27-04-51-54-utc</image:caption><image:title>business-documents-auditor-businesswoman-checking-2023-11-27-04-51-54-utc</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/Product_ACA/Stock%20Photos/Unused/shot-of-a-young-businesswoman-working-on-a-compute-2023-11-27-05-10-22-utc.jpg</image:loc><image:caption>shot-of-a-young-businesswoman-working-on-a-compute-2023-11-27-05-10-22-utc</image:caption><image:title>shot-of-a-young-businesswoman-working-on-a-compute-2023-11-27-05-10-22-utc</image:title></image:image><lastmod>2026-04-29</lastmod></url><url><loc>https://www.points-north.com/trends-and-insights/certified-payroll-reporting-solutions-for-contractors</loc><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/Website_PN%20Assets_2024/PN24%20Footer%20Logo-1.png</image:loc><image:caption>PN24 Footer Logo-1</image:caption><image:title>PN24 Footer Logo-1</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/Product_Construction/Website%20Assets_CertifiedPayrollReporting_Feb2023/Images/Feature%20Image%201.webp</image:loc><image:caption>Feature Image 1</image:caption><image:title>Feature Image 1</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/Product_ACA/ACA_Reporter_March_2023/images/ICHRAS%2BThe%2BNew%2BPossible%2BAddition%2Bto%2BACA%2BReporting-1920w.jpg</image:loc><image:caption>ICHRAS+The+New+Possible+Addition+to+ACA+Reporting-1920w</image:caption><image:title>ICHRAS+The+New+Possible+Addition+to+ACA+Reporting-1920w</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/21972-312_SOC_NonCPA.png</image:loc><image:caption>21972-312_SOC_NonCPA</image:caption><image:title>21972-312_SOC_NonCPA</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/New%2BPoints%2BNorth%2BLogo-1920w.png</image:loc><image:caption>New+Points+North+Logo-1920w</image:caption><image:title>New+Points+North+Logo-1920w</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/CBA%20Article%20Hero.png</image:loc><image:caption>construction site manager hands tablet and pen to an executive visiting the site.</image:caption><image:title>CBA Article Hero</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/Coworkers%20reviewing%20government%20big%20blueprints%20(1).png</image:loc><image:caption>two male coworkers look at a blueprint together</image:caption><image:title>Coworkers reviewing government big blueprints (1)</image:title></image:image><lastmod>2026-02-24</lastmod></url><url><loc>https://www.points-north.com/trends-and-insights/what-are-some-of-the-latest-trends-in-construction-technology</loc><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/CBA%20Article%20Hero.png</image:loc><image:caption>construction site manager hands tablet and pen to an executive visiting the site.</image:caption><image:title>CBA Article Hero</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/Website_PN%20Assets_2024/PN24%20Footer%20Logo-1.png</image:loc><image:caption>PN24 Footer Logo-1</image:caption><image:title>PN24 Footer Logo-1</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/New%2BPoints%2BNorth%2BLogo-1920w.png</image:loc><image:caption>New+Points+North+Logo-1920w</image:caption><image:title>New+Points+North+Logo-1920w</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/Product_ACA/ACA_Reporter_March_2023/images/ICHRAS%2BThe%2BNew%2BPossible%2BAddition%2Bto%2BACA%2BReporting-1920w.jpg</image:loc><image:caption>ICHRAS+The+New+Possible+Addition+to+ACA+Reporting-1920w</image:caption><image:title>ICHRAS+The+New+Possible+Addition+to+ACA+Reporting-1920w</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/29.png</image:loc><image:caption>Construction Technology onsite for contractors</image:caption><image:title>29</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/Coworkers%20reviewing%20government%20big%20blueprints%20(1).png</image:loc><image:caption>two male coworkers look at a blueprint together</image:caption><image:title>Coworkers reviewing government big blueprints (1)</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/21972-312_SOC_NonCPA.png</image:loc><image:caption>21972-312_SOC_NonCPA</image:caption><image:title>21972-312_SOC_NonCPA</image:title></image:image><lastmod>2025-05-21</lastmod></url><url><loc>https://www.points-north.com/trends-and-insights/the-affordable-care-act-whats-changed-and-what-has-stayed-the-same</loc><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/21972-312_SOC_NonCPA.png</image:loc><image:caption>21972-312_SOC_NonCPA</image:caption><image:title>21972-312_SOC_NonCPA</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/Website_PN%20Assets_2024/PN24%20Footer%20Logo-1.png</image:loc><image:caption>PN24 Footer Logo-1</image:caption><image:title>PN24 Footer Logo-1</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/New%2BPoints%2BNorth%2BLogo-1920w.png</image:loc><image:caption>New+Points+North+Logo-1920w</image:caption><image:title>New+Points+North+Logo-1920w</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/Coworkers%20reviewing%20government%20big%20blueprints%20(1).png</image:loc><image:caption>two male coworkers look at a blueprint together</image:caption><image:title>Coworkers reviewing government big blueprints (1)</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/Product_ACA/ACA_Reporter_March_2023/images/ICHRAS%2BThe%2BNew%2BPossible%2BAddition%2Bto%2BACA%2BReporting-1920w.jpg</image:loc><image:caption>ICHRAS+The+New+Possible+Addition+to+ACA+Reporting-1920w</image:caption><image:title>ICHRAS+The+New+Possible+Addition+to+ACA+Reporting-1920w</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/CBA%20Article%20Hero.png</image:loc><image:caption>construction site manager hands tablet and pen to an executive visiting the site.</image:caption><image:title>CBA Article Hero</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/6-1.png</image:loc><image:caption>The Affordable Care Act: What’s Changed and What Has Stayed the Same</image:caption><image:title>6-1</image:title></image:image><lastmod>2025-05-20</lastmod></url><url><loc>https://www.points-north.com/raken</loc><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/Website_PN%20Assets_2024/Raken%20Page/9.png</image:loc><image:caption>9</image:caption><image:title>9</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/Website_PN%20Assets_2024/Raken%20Page/10.png</image:loc><image:caption>10</image:caption><image:title>10</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/Website_PN%20Assets_2024/Raken%20Page/5.png</image:loc><image:caption>5</image:caption><image:title>5</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/Website_PN%20Assets_2024/Raken%20Page/Raken%20Integration%20Hero%20Image.png</image:loc><image:caption>Raken Integration Hero Image</image:caption><image:title>Raken Integration Hero Image</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/Website_PN%20Assets_2024/Raken%20Page/Raken%20Construction%20Image.jpg</image:loc><image:caption>Raken Construction Image</image:caption><image:title>Raken Construction Image</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/New%2BPoints%2BNorth%2BLogo-1920w.png</image:loc><image:caption>New+Points+North+Logo-1920w</image:caption><image:title>New+Points+North+Logo-1920w</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/Progress.png</image:loc><image:caption>Progress</image:caption><image:title>Progress</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/Website_PN%20Assets_2024/Raken%20Page/6.png</image:loc><image:caption>6</image:caption><image:title>6</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/Website_PN%20Assets_2024/Raken%20Page/1.png</image:loc><image:caption>1</image:caption><image:title>1</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/Website_PN%20Assets_Dec2022/Image/raken-phone-mockup-2880w.webp</image:loc><image:caption>raken-phone-mockup-2880w</image:caption><image:title>raken-phone-mockup-2880w</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/Insights.png</image:loc><image:caption>Insights</image:caption><image:title>Insights</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/Safety.png</image:loc><image:caption>Safety</image:caption><image:title>Safety</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/Product_Construction/Website%20Assets_CertifiedPayrollReporting_Feb2023/Images/Quickbooks-Desktop-Logo-e1591046859627-1920w-1920w.png</image:loc><image:caption>Quickbooks-Desktop-Logo-e1591046859627-1920w-1920w</image:caption><image:title>Quickbooks-Desktop-Logo-e1591046859627-1920w-1920w</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/Website_PN%20Assets_2024/Raken%20Page/3.png</image:loc><image:caption>3</image:caption><image:title>3</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/Website_PN%20Assets_2024/Raken%20Page/4.png</image:loc><image:caption>4</image:caption><image:title>4</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/Website_PN%20Assets_2024/PN24%20Footer%20Logo-1.png</image:loc><image:caption>PN24 Footer Logo-1</image:caption><image:title>PN24 Footer Logo-1</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/21972-312_SOC_NonCPA.png</image:loc><image:caption>21972-312_SOC_NonCPA</image:caption><image:title>21972-312_SOC_NonCPA</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/Productivity.png</image:loc><image:caption>Productivity</image:caption><image:title>Productivity</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/Website_PN%20Assets_2024/Raken%20Page/2.png</image:loc><image:caption>2</image:caption><image:title>2</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/Website_PN%20Assets_2024/Raken%20Page/7.png</image:loc><image:caption>7</image:caption><image:title>7</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/Website_PN%20Assets_2024/Raken%20Page/8.png</image:loc><image:caption>8</image:caption><image:title>8</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/Website_PN%20Assets_2024/Raken%20Page/Raken%20Integration%20Form%20Image.png</image:loc><image:caption>Raken Integration Form Image</image:caption><image:title>Raken Integration Form Image</image:title></image:image><lastmod>2025-08-14</lastmod></url><url><loc>https://www.points-north.com/trends-and-insights/what-are-the-top-3-differences-between-certified-payroll-and-wrap-up-payroll</loc><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/Coworkers%20reviewing%20government%20big%20blueprints%20(1).png</image:loc><image:caption>two male coworkers look at a blueprint together</image:caption><image:title>Coworkers reviewing government big blueprints (1)</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/New%2BPoints%2BNorth%2BLogo-1920w.png</image:loc><image:caption>New+Points+North+Logo-1920w</image:caption><image:title>New+Points+North+Logo-1920w</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/Product_ACA/ACA_Reporter_March_2023/images/ICHRAS%2BThe%2BNew%2BPossible%2BAddition%2Bto%2BACA%2BReporting-1920w.jpg</image:loc><image:caption>ICHRAS+The+New+Possible+Addition+to+ACA+Reporting-1920w</image:caption><image:title>ICHRAS+The+New+Possible+Addition+to+ACA+Reporting-1920w</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/CBA%20Article%20Hero.png</image:loc><image:caption>construction site manager hands tablet and pen to an executive visiting the site.</image:caption><image:title>CBA Article Hero</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/Website_PN%20Assets_2024/PN24%20Footer%20Logo-1.png</image:loc><image:caption>PN24 Footer Logo-1</image:caption><image:title>PN24 Footer Logo-1</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/Website_PN%20Assets_Dec2022/Image/What-Are-The-Top-3-Differences-Between-Certified-Payroll-And-Wrap-Up-Payroll-640w-1920w%20(1).jpg</image:loc><image:caption>What-Are-The-Top-3-Differences-Between-Certified-Payroll-And-Wrap-Up-Payroll-640w-1920w (1)</image:caption><image:title>What-Are-The-Top-3-Differences-Between-Certified-Payroll-And-Wrap-Up-Payroll-640w-1920w (1)</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/21972-312_SOC_NonCPA.png</image:loc><image:caption>21972-312_SOC_NonCPA</image:caption><image:title>21972-312_SOC_NonCPA</image:title></image:image><lastmod>2026-02-24</lastmod></url><url><loc>https://www.points-north.com/aca-reporter</loc><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/Website_PN%20Assets_2024/ACA%20Reporter%20PN%20Logo.png</image:loc><image:caption>ACA Reporter PN Logo</image:caption><image:title>ACA Reporter PN Logo</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/21972-312_SOC_NonCPA.png</image:loc><image:caption>21972-312_SOC_NonCPA</image:caption><image:title>21972-312_SOC_NonCPA</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/New%2BPoints%2BNorth%2BLogo-1920w.png</image:loc><image:caption>New+Points+North+Logo-1920w</image:caption><image:title>New+Points+North+Logo-1920w</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/Website_PN%20Assets_2024/PN24%20Footer%20Logo-1.png</image:loc><image:caption>PN24 Footer Logo-1</image:caption><image:title>PN24 Footer Logo-1</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/ACA%20Lookback%20Measurement%20Period%20Image1-1-1.png</image:loc><image:caption>ACA Lookback Measurement Period Image1-1-1</image:caption><image:title>ACA Lookback Measurement Period Image1-1-1</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/USA%20State%20Map%20with%20Individual%20ACA%20Reporting.png</image:loc><image:caption>infographic showing states with individual aca reporting requirements</image:caption><image:title>USA State Map with Individual ACA Reporting</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/UserGuide-1095.jpg</image:loc><image:caption>UserGuide-1095</image:caption><image:title>UserGuide-1095</image:title></image:image><lastmod>2026-07-16</lastmod></url><url><loc>https://www.points-north.com/trends-and-insights/variable-hour-employees-compliance-guide</loc><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/Variable%20Hour%20Employees.png</image:loc><image:caption>man checks out with credit card</image:caption><image:title>Variable Hour Employees</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/ACA%20Variable%20Hour%20Employee%20Blog%20Hero%20Image.png</image:loc><image:caption>ACA Variable Hour Employee Blog Hero Image</image:caption><image:title>ACA Variable Hour Employee Blog Hero Image</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/Home%20Healthcare%20Aid.png</image:loc><image:caption>a nurse gets an older patient's pills ready</image:caption><image:title>Home Healthcare Aid</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/What%20hours%20to%20track%20for%20variable%20hour%20employees.png</image:loc><image:caption>infographic shows hours to track for variable hour employees</image:caption><image:title>What hours to track for variable hour employees</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/Building%20Construction%20Equipment.png</image:loc><image:caption>building construction site equipment</image:caption><image:title>Building Construction Equipment</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/Variable%20hour%20employees%20restaurants.png</image:loc><image:caption>a waiter takes the order of a couple out to eat.</image:caption><image:title>Variable hour employees restaurants</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/ACA%20Year-Round%20Compliance%20Hero%20Image.png</image:loc><image:caption>decorative: woman working on her laptop on aca compliance monitoring</image:caption><image:title>ACA Year-Round Compliance Hero Image</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/New%2BPoints%2BNorth%2BLogo-1920w.png</image:loc><image:caption>New+Points+North+Logo-1920w</image:caption><image:title>New+Points+North+Logo-1920w</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/IRS%20Begins%20Issuing%20Letter%205699%20for%202024%20Tax%20Year%20(1).png</image:loc><image:caption>woman focused on work in her office</image:caption><image:title>IRS Begins Issuing Letter 5699 for 2024 Tax Year (1)</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/Website_PN%20Assets_2024/PN24%20Footer%20Logo-1.png</image:loc><image:caption>PN24 Footer Logo-1</image:caption><image:title>PN24 Footer Logo-1</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/21972-312_SOC_NonCPA.png</image:loc><image:caption>21972-312_SOC_NonCPA</image:caption><image:title>21972-312_SOC_NonCPA</image:title></image:image><lastmod>2026-02-12</lastmod></url><url><loc>https://www.points-north.com/trends-and-insights/read-a-wage-determination</loc><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/How%20to%20Read%20a%20Wage%20Determination%20Blog%20Graphic%201.png</image:loc><image:caption>Visual breakdown of wage determination number components</image:caption><image:title>How to Read a Wage Determination Blog Graphic 1</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/IRS%20Begins%20Issuing%20Letter%205699%20for%202024%20Tax%20Year%20(1).png</image:loc><image:caption>woman focused on work in her office</image:caption><image:title>IRS Begins Issuing Letter 5699 for 2024 Tax Year (1)</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/Website_PN%20Assets_2024/PN24%20Footer%20Logo-1.png</image:loc><image:caption>PN24 Footer Logo-1</image:caption><image:title>PN24 Footer Logo-1</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/Wage%20Determination%20Annotated%20Sample%20(1).png</image:loc><image:caption>Annotated sample wage determination showing key sections</image:caption><image:title>Wage Determination Annotated Sample (1)</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/21972-312_SOC_NonCPA.png</image:loc><image:caption>21972-312_SOC_NonCPA</image:caption><image:title>21972-312_SOC_NonCPA</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/How%20to%20Read%20a%20Wage%20Determination%20Blog%20Hero%20Image-1.png</image:loc><image:caption>How to Read a Wage Determination Blog Hero Image-1</image:caption><image:title>How to Read a Wage Determination Blog Hero Image-1</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/New%2BPoints%2BNorth%2BLogo-1920w.png</image:loc><image:caption>New+Points+North+Logo-1920w</image:caption><image:title>New+Points+North+Logo-1920w</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/ACA%20Year-Round%20Compliance%20Hero%20Image.png</image:loc><image:caption>decorative: woman working on her laptop on aca compliance monitoring</image:caption><image:title>ACA Year-Round Compliance Hero Image</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/Building%20Construction%20Equipment.png</image:loc><image:caption>building construction site equipment</image:caption><image:title>Building Construction Equipment</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/How%20to%20Read%20a%20Wage%20Determination%20Blog%20Image%202.png</image:loc><image:caption>four construction types for wage determinations image</image:caption><image:title>How to Read a Wage Determination Blog Image 2</image:title></image:image><lastmod>2026-01-09</lastmod></url><url><loc>https://www.points-north.com/paychex</loc><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/Website_PN%20Assets_2024/PN24%20Footer%20Logo-1.png</image:loc><image:caption>PN24 Footer Logo-1</image:caption><image:title>PN24 Footer Logo-1</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/21972-312_SOC_NonCPA.png</image:loc><image:caption>21972-312_SOC_NonCPA</image:caption><image:title>21972-312_SOC_NonCPA</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/1-selfservice-home-1920w-1.png</image:loc><image:caption>1-selfservice-home-1920w-1</image:caption><image:title>1-selfservice-home-1920w-1</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/Website_PN%20Assets_2024/Paychex-2-1.png</image:loc><image:caption>Paychex-2-1</image:caption><image:title>Paychex-2-1</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/Website_PN%20Assets_2024/Paychex%20Page/Paychex%20Integration%20Hero%20Image.png</image:loc><image:caption>Paychex Integration Hero Image</image:caption><image:title>Paychex Integration Hero Image</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/New%2BPoints%2BNorth%2BLogo-1920w.png</image:loc><image:caption>New+Points+North+Logo-1920w</image:caption><image:title>New+Points+North+Logo-1920w</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/paychex-flex-login-1024x637-1920w-1.png</image:loc><image:caption>paychex-flex-login-1024x637-1920w-1</image:caption><image:title>paychex-flex-login-1024x637-1920w-1</image:title></image:image><lastmod>2025-12-16</lastmod></url><url><loc>https://www.points-north.com/knowledge-base/how-do-i-delete-a-work-class</loc><lastmod>2025-05-12</lastmod></url><url><loc>https://www.points-north.com/trends-and-insights/understanding-your-aca-responsibilities-as-an-employer</loc><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/Coworkers%20reviewing%20government%20big%20blueprints%20(1).png</image:loc><image:caption>two male coworkers look at a blueprint together</image:caption><image:title>Coworkers reviewing government big blueprints (1)</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/Website_PN%20Assets_2024/PN24%20Footer%20Logo-1.png</image:loc><image:caption>PN24 Footer Logo-1</image:caption><image:title>PN24 Footer Logo-1</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/New%2BPoints%2BNorth%2BLogo-1920w.png</image:loc><image:caption>New+Points+North+Logo-1920w</image:caption><image:title>New+Points+North+Logo-1920w</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/Product_ACA/ACA_Reporter_March_2023/images/ICHRAS%2BThe%2BNew%2BPossible%2BAddition%2Bto%2BACA%2BReporting-1920w.jpg</image:loc><image:caption>ICHRAS+The+New+Possible+Addition+to+ACA+Reporting-1920w</image:caption><image:title>ICHRAS+The+New+Possible+Addition+to+ACA+Reporting-1920w</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/Product_ACA/ACA_Reporter_March_2023/images/Understanding%2BYour%2BACA%2BResponsibilities%2Bas%2Ban%2BEmployer-1920w.jpeg</image:loc><image:caption>Understanding+Your+ACA+Responsibilities+as+an+Employer-1920w</image:caption><image:title>Understanding+Your+ACA+Responsibilities+as+an+Employer-1920w</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/21972-312_SOC_NonCPA.png</image:loc><image:caption>21972-312_SOC_NonCPA</image:caption><image:title>21972-312_SOC_NonCPA</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/CBA%20Article%20Hero.png</image:loc><image:caption>construction site manager hands tablet and pen to an executive visiting the site.</image:caption><image:title>CBA Article Hero</image:title></image:image><lastmod>2026-03-17</lastmod></url><url><loc>https://www.points-north.com/trends-and-insights/how-to-determine-the-h-1b-employees-prevailing-wage-level</loc><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/New%2BPoints%2BNorth%2BLogo-1920w.png</image:loc><image:caption>New+Points+North+Logo-1920w</image:caption><image:title>New+Points+North+Logo-1920w</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/Coworkers%20reviewing%20government%20big%20blueprints%20(1).png</image:loc><image:caption>two male coworkers look at a blueprint together</image:caption><image:title>Coworkers reviewing government big blueprints (1)</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/Product_ACA/ACA_Reporter_March_2023/images/ICHRAS%2BThe%2BNew%2BPossible%2BAddition%2Bto%2BACA%2BReporting-1920w.jpg</image:loc><image:caption>ICHRAS+The+New+Possible+Addition+to+ACA+Reporting-1920w</image:caption><image:title>ICHRAS+The+New+Possible+Addition+to+ACA+Reporting-1920w</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/Website_PN%20Assets_2024/PN24%20Footer%20Logo-1.png</image:loc><image:caption>PN24 Footer Logo-1</image:caption><image:title>PN24 Footer Logo-1</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/CBA%20Article%20Hero.png</image:loc><image:caption>construction site manager hands tablet and pen to an executive visiting the site.</image:caption><image:title>CBA Article Hero</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/15.png</image:loc><image:caption>H-1B Process and Prevailing Wages</image:caption><image:title>15</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/21972-312_SOC_NonCPA.png</image:loc><image:caption>21972-312_SOC_NonCPA</image:caption><image:title>21972-312_SOC_NonCPA</image:title></image:image><lastmod>2025-05-20</lastmod></url><url><loc>https://www.points-north.com</loc><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/Partner_UKG/UKG_logo.svg.png</image:loc><image:caption>ukg logo</image:caption><image:title>UKG_logo.svg</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/Deltek-Marketplace.png</image:loc><image:caption>deltek marketplace partner 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together</image:caption><image:title>Coworkers reviewing government big blueprints 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Logo-1</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/81.png</image:loc><image:caption>The Difference Between State &amp; Federal Davis-Bacon Act Prevailing Wage Laws</image:caption><image:title>81</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/Product_ACA/ACA_Reporter_March_2023/images/ICHRAS%2BThe%2BNew%2BPossible%2BAddition%2Bto%2BACA%2BReporting-1920w.jpg</image:loc><image:caption>ICHRAS+The+New+Possible+Addition+to+ACA+Reporting-1920w</image:caption><image:title>ICHRAS+The+New+Possible+Addition+to+ACA+Reporting-1920w</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/CBA%20Article%20Hero.png</image:loc><image:caption>construction site manager hands tablet and pen to an executive visiting the site.</image:caption><image:title>CBA Article Hero</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/Coworkers%20reviewing%20government%20big%20blueprints%20(1).png</image:loc><image:caption>two male coworkers look at a blueprint together</image:caption><image:title>Coworkers reviewing government big blueprints (1)</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/21972-312_SOC_NonCPA.png</image:loc><image:caption>21972-312_SOC_NonCPA</image:caption><image:title>21972-312_SOC_NonCPA</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/New%2BPoints%2BNorth%2BLogo-1920w.png</image:loc><image:caption>New+Points+North+Logo-1920w</image:caption><image:title>New+Points+North+Logo-1920w</image:title></image:image><lastmod>2025-05-20</lastmod></url><url><loc>https://www.points-north.com/adp</loc><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/Website_PN%20Assets_2024/ADP%20Page/ADP%20Integration%20Image.png</image:loc><image:caption>ADP Integration Image</image:caption><image:title>ADP Integration Image</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/Product_ACA/ACA_Reporter_March_2023/images/ADP%20logo-640w-1.png</image:loc><image:caption>ADP logo-640w-1</image:caption><image:title>ADP logo-640w-1</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/New%2BPoints%2BNorth%2BLogo-1920w.png</image:loc><image:caption>New+Points+North+Logo-1920w</image:caption><image:title>New+Points+North+Logo-1920w</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/21972-312_SOC_NonCPA.png</image:loc><image:caption>21972-312_SOC_NonCPA</image:caption><image:title>21972-312_SOC_NonCPA</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/Website_PN%20Assets_2024/PN24%20Footer%20Logo-1.png</image:loc><image:caption>PN24 Footer Logo-1</image:caption><image:title>PN24 Footer Logo-1</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/Website_PN%20Assets_2024/ADP%20Page/ADP%20Image%201.jpg</image:loc><image:caption>ADP Image 1</image:caption><image:title>ADP Image 1</image:title></image:image><lastmod>2025-08-14</lastmod></url><url><loc>https://www.points-north.com/trends-and-insights/integration-partner-benefits</loc><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/IRS%20Begins%20Issuing%20Letter%205699%20for%202024%20Tax%20Year%20(1).png</image:loc><image:caption>woman focused on work in her office</image:caption><image:title>IRS Begins Issuing Letter 5699 for 2024 Tax Year (1)</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/Website_PN%20Assets_2024/PN24%20Footer%20Logo-1.png</image:loc><image:caption>PN24 Footer Logo-1</image:caption><image:title>PN24 Footer Logo-1</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/12.png</image:loc><image:caption>Integration Partners Compliance</image:caption><image:title>12</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/ACA%20Year-Round%20Compliance%20Hero%20Image.png</image:loc><image:caption>decorative: woman working on her laptop on aca compliance monitoring</image:caption><image:title>ACA Year-Round Compliance Hero Image</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/21972-312_SOC_NonCPA.png</image:loc><image:caption>21972-312_SOC_NonCPA</image:caption><image:title>21972-312_SOC_NonCPA</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/Building%20Construction%20Equipment.png</image:loc><image:caption>building construction site equipment</image:caption><image:title>Building Construction Equipment</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/New%2BPoints%2BNorth%2BLogo-1920w.png</image:loc><image:caption>New+Points+North+Logo-1920w</image:caption><image:title>New+Points+North+Logo-1920w</image:title></image:image><lastmod>2025-12-16</lastmod></url><url><loc>https://www.points-north.com/quickbooks-desktop-plug-in</loc><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/Intuit%20Integration%20Certified%20Payroll%20Compliance%20Hero.png</image:loc><image:caption>A woman in her office types on her calculator while holding a piece of paper with a desktop in the background</image:caption><image:title>Intuit Integration Certified Payroll Compliance Hero</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/Website_PN%20Assets_2024/PN24%20Footer%20Logo-1.png</image:loc><image:caption>PN24 Footer Logo-1</image:caption><image:title>PN24 Footer Logo-1</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/Website_PN%20Assets_2024/QuickBooks%20pages/QuickBooks%20Davis-Bacon%20Compliance%20Hero%20Image.png</image:loc><image:caption>QuickBooks Davis-Bacon Compliance Hero Image</image:caption><image:title>QuickBooks Davis-Bacon Compliance Hero Image</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/21972-312_SOC_NonCPA.png</image:loc><image:caption>21972-312_SOC_NonCPA</image:caption><image:title>21972-312_SOC_NonCPA</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/New%2BPoints%2BNorth%2BLogo-1920w.png</image:loc><image:caption>New+Points+North+Logo-1920w</image:caption><image:title>New+Points+North+Logo-1920w</image:title></image:image><lastmod>2026-04-29</lastmod></url><url><loc>https://www.points-north.com/trends-and-insights/collective-bargaining-agreements-in-construction-compliance-guide</loc><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/ACA%20Year-Round%20Compliance%20Hero%20Image.png</image:loc><image:caption>decorative: woman working on her laptop on aca compliance monitoring</image:caption><image:title>ACA Year-Round Compliance Hero Image</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/Managing%20Multiple%20CBAs%20Across%20Projects.png</image:loc><image:caption>infographic shows reality of managing multiple cbas across projects for one contractor on four projects with four different cbas</image:caption><image:title>Managing Multiple CBAs Across Projects</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/Two%20Ways%20CBAs%20Calculate%20Fringe%20Benefits%20Graphics.png</image:loc><image:caption>Infographic shows a scenario of the same worker, same week but different cba requirements for fringe benefit obligations.</image:caption><image:title>Two Ways CBAs Calculate Fringe Benefits Graphics</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/Building%20Construction%20Equipment.png</image:loc><image:caption>building construction site equipment</image:caption><image:title>Building Construction Equipment</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/CBA%20Article%20Hero.png</image:loc><image:caption>construction site manager hands tablet and pen to an executive visiting the site.</image:caption><image:title>CBA Article Hero</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/IRS%20Begins%20Issuing%20Letter%205699%20for%202024%20Tax%20Year%20(1).png</image:loc><image:caption>woman focused on work in her office</image:caption><image:title>IRS Begins Issuing Letter 5699 for 2024 Tax Year (1)</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/21972-312_SOC_NonCPA.png</image:loc><image:caption>21972-312_SOC_NonCPA</image:caption><image:title>21972-312_SOC_NonCPA</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/Website_PN%20Assets_2024/PN24%20Footer%20Logo-1.png</image:loc><image:caption>PN24 Footer Logo-1</image:caption><image:title>PN24 Footer Logo-1</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/Anatomy%20of%20a%20construction%20CBA.png</image:loc><image:caption>an infographic shows the anatomy of a construction collective bargaining agreement.</image:caption><image:title>Anatomy of a construction CBA</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/New%2BPoints%2BNorth%2BLogo-1920w.png</image:loc><image:caption>New+Points+North+Logo-1920w</image:caption><image:title>New+Points+North+Logo-1920w</image:title></image:image><lastmod>2026-03-20</lastmod></url><url><loc>https://www.points-north.com/trends-and-insights/benefits-of-switching-to-paperless-payroll</loc><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/CBA%20Article%20Hero.png</image:loc><image:caption>construction site manager hands tablet and pen to an executive visiting the site.</image:caption><image:title>CBA Article Hero</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/Website_PN%20Assets_2024/PN24%20Footer%20Logo-1.png</image:loc><image:caption>PN24 Footer Logo-1</image:caption><image:title>PN24 Footer Logo-1</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/21972-312_SOC_NonCPA.png</image:loc><image:caption>21972-312_SOC_NonCPA</image:caption><image:title>21972-312_SOC_NonCPA</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/Product_Construction/Website%20Assets_CertifiedPayrollReporting_Feb2023/Images/Benefits%2Bof%2BSwitching%2BTo%2BPaperless%2BPayroll-1920w.webp</image:loc><image:caption>Benefits+of+Switching+To+Paperless+Payroll-1920w</image:caption><image:title>Benefits+of+Switching+To+Paperless+Payroll-1920w</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/Product_ACA/ACA_Reporter_March_2023/images/ICHRAS%2BThe%2BNew%2BPossible%2BAddition%2Bto%2BACA%2BReporting-1920w.jpg</image:loc><image:caption>ICHRAS+The+New+Possible+Addition+to+ACA+Reporting-1920w</image:caption><image:title>ICHRAS+The+New+Possible+Addition+to+ACA+Reporting-1920w</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/Coworkers%20reviewing%20government%20big%20blueprints%20(1).png</image:loc><image:caption>two male coworkers look at a blueprint together</image:caption><image:title>Coworkers reviewing government big blueprints (1)</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/New%2BPoints%2BNorth%2BLogo-1920w.png</image:loc><image:caption>New+Points+North+Logo-1920w</image:caption><image:title>New+Points+North+Logo-1920w</image:title></image:image><lastmod>2026-02-24</lastmod></url><url><loc>https://www.points-north.com/trends-and-insights/certified-payroll-and-a-prevailing-wage</loc><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/21972-312_SOC_NonCPA.png</image:loc><image:caption>21972-312_SOC_NonCPA</image:caption><image:title>21972-312_SOC_NonCPA</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/Coworkers%20reviewing%20government%20big%20blueprints%20(1).png</image:loc><image:caption>two male coworkers look at a blueprint together</image:caption><image:title>Coworkers reviewing government big blueprints (1)</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/Product_ACA/ACA_Reporter_March_2023/images/ICHRAS%2BThe%2BNew%2BPossible%2BAddition%2Bto%2BACA%2BReporting-1920w.jpg</image:loc><image:caption>ICHRAS+The+New+Possible+Addition+to+ACA+Reporting-1920w</image:caption><image:title>ICHRAS+The+New+Possible+Addition+to+ACA+Reporting-1920w</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/New%2BPoints%2BNorth%2BLogo-1920w.png</image:loc><image:caption>New+Points+North+Logo-1920w</image:caption><image:title>New+Points+North+Logo-1920w</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/Website_PN%20Assets_2024/PN24%20Footer%20Logo-1.png</image:loc><image:caption>PN24 Footer Logo-1</image:caption><image:title>PN24 Footer Logo-1</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/CBA%20Article%20Hero.png</image:loc><image:caption>construction site manager hands tablet and pen to an executive visiting the site.</image:caption><image:title>CBA Article Hero</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/pexels-photo-259165-1920w%20copy.jpg</image:loc><image:caption>pexels-photo-259165-1920w copy</image:caption><image:title>pexels-photo-259165-1920w copy</image:title></image:image><lastmod>2026-02-24</lastmod></url><url><loc>https://www.points-north.com/trends-and-insights/there-will-be-no-additional-extensions-for-aca-reporting-in-2022</loc><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/New%2BPoints%2BNorth%2BLogo-1920w.png</image:loc><image:caption>New+Points+North+Logo-1920w</image:caption><image:title>New+Points+North+Logo-1920w</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/Coworkers%20reviewing%20government%20big%20blueprints%20(1).png</image:loc><image:caption>two male coworkers look at a blueprint together</image:caption><image:title>Coworkers reviewing government big blueprints (1)</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/67-2.png</image:loc><image:caption>67-2</image:caption><image:title>67-2</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/Website_PN%20Assets_2024/PN24%20Footer%20Logo-1.png</image:loc><image:caption>PN24 Footer Logo-1</image:caption><image:title>PN24 Footer Logo-1</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/CBA%20Article%20Hero.png</image:loc><image:caption>construction site manager hands tablet and pen to an executive visiting the site.</image:caption><image:title>CBA Article Hero</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/Product_ACA/ACA_Reporter_March_2023/images/ICHRAS%2BThe%2BNew%2BPossible%2BAddition%2Bto%2BACA%2BReporting-1920w.jpg</image:loc><image:caption>ICHRAS+The+New+Possible+Addition+to+ACA+Reporting-1920w</image:caption><image:title>ICHRAS+The+New+Possible+Addition+to+ACA+Reporting-1920w</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/21972-312_SOC_NonCPA.png</image:loc><image:caption>21972-312_SOC_NonCPA</image:caption><image:title>21972-312_SOC_NonCPA</image:title></image:image><lastmod>2025-05-20</lastmod></url><url><loc>https://www.points-north.com/case-studies/security-firm-expands-public-sector-business-with-smart-hr-integration</loc><lastmod>2025-08-26</lastmod></url><url><loc>https://www.points-north.com/knowledge-base/how-do-i-see-attendance-events-or-violations-and-make-changes</loc><lastmod>2025-07-21</lastmod></url><url><loc>https://www.points-north.com/trends-and-insights/everything-you-should-know-about-de-minimis-fringe-benefits</loc><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/Tax-free%20vs%20Taxable%20de%20minimis%20fringe%20benefits.png</image:loc><image:caption>list graphic shows de minimis vs always taxable fringe benefits</image:caption><image:title>Tax-free vs Taxable de minimis fringe benefits</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/New%2BPoints%2BNorth%2BLogo-1920w.png</image:loc><image:caption>New+Points+North+Logo-1920w</image:caption><image:title>New+Points+North+Logo-1920w</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/23.png</image:loc><image:caption>De Minimus Fringe Calculations</image:caption><image:title>23</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/Building%20Construction%20Equipment.png</image:loc><image:caption>building construction site equipment</image:caption><image:title>Building Construction Equipment</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/De%20Minimis%20Matrix.png</image:loc><image:caption>infographic shows a de minimis fringe benefit matrix</image:caption><image:title>De Minimis Matrix</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/ACA%20Year-Round%20Compliance%20Hero%20Image.png</image:loc><image:caption>decorative: woman working on her laptop on aca compliance monitoring</image:caption><image:title>ACA Year-Round Compliance Hero Image</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/21972-312_SOC_NonCPA.png</image:loc><image:caption>21972-312_SOC_NonCPA</image:caption><image:title>21972-312_SOC_NonCPA</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/IRS%20Begins%20Issuing%20Letter%205699%20for%202024%20Tax%20Year%20(1).png</image:loc><image:caption>woman focused on work in her office</image:caption><image:title>IRS Begins Issuing Letter 5699 for 2024 Tax Year (1)</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/Website_PN%20Assets_2024/PN24%20Footer%20Logo-1.png</image:loc><image:caption>PN24 Footer Logo-1</image:caption><image:title>PN24 Footer Logo-1</image:title></image:image><lastmod>2026-06-12</lastmod></url><url><loc>https://www.points-north.com/knowledge-base/how-do-i-deactivate-an-employee</loc><lastmod>2025-05-12</lastmod></url><url><loc>https://www.points-north.com/certified-payroll-reporting/post-payroll-compliance</loc><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/Product_Construction/Stock%20Photos/architect-and-structural-engineer-in-orange-work-v-2024-09-15-18-16-46-utc.jpg</image:loc><image:caption>Contractors in Orange Work Vests on Worksite</image:caption><image:title>architect-and-structural-engineer-in-orange-work-v-2024-09-15-18-16-46-utc</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/Product_Construction/Stock%20Photos/Unused/engineer-electric-woman-checking-and-maintenance-o-2025-01-16-15-20-59-utc.jpg</image:loc><image:caption>Government Contractor Walking Through Solar Panels</image:caption><image:title>engineer-electric-woman-checking-and-maintenance-o-2025-01-16-15-20-59-utc</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/New%2BPoints%2BNorth%2BLogo-1920w.png</image:loc><image:caption>New+Points+North+Logo-1920w</image:caption><image:title>New+Points+North+Logo-1920w</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/4.png</image:loc><image:caption>4</image:caption><image:title>4</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/Website_PN%20Assets_2024/PN24%20Footer%20Logo-1.png</image:loc><image:caption>PN24 Footer Logo-1</image:caption><image:title>PN24 Footer 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Logo-1</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/21972-312_SOC_NonCPA.png</image:loc><image:caption>21972-312_SOC_NonCPA</image:caption><image:title>21972-312_SOC_NonCPA</image:title></image:image><lastmod>2026-03-17</lastmod></url><url><loc>https://www.points-north.com/trends-and-insights/how-to-select-a-payroll-service-provider-for-a-small-construction-business</loc><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/Product_ACA/ACA_Reporter_March_2023/images/ICHRAS%2BThe%2BNew%2BPossible%2BAddition%2Bto%2BACA%2BReporting-1920w.jpg</image:loc><image:caption>ICHRAS+The+New+Possible+Addition+to+ACA+Reporting-1920w</image:caption><image:title>ICHRAS+The+New+Possible+Addition+to+ACA+Reporting-1920w</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/21972-312_SOC_NonCPA.png</image:loc><image:caption>21972-312_SOC_NonCPA</image:caption><image:title>21972-312_SOC_NonCPA</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/architecture-building-city-concrete-439416-1920w%20copy-1.jpg</image:loc><image:caption>architecture-building-city-concrete-439416-1920w 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(1)</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/New%2BPoints%2BNorth%2BLogo-1920w.png</image:loc><image:caption>New+Points+North+Logo-1920w</image:caption><image:title>New+Points+North+Logo-1920w</image:title></image:image><lastmod>2026-02-24</lastmod></url><url><loc>https://www.points-north.com/trends-and-insights/in-2021-tax-year-california-individual-mandate-penalties-will-be-issued</loc><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/Coworkers%20reviewing%20government%20big%20blueprints%20(1).png</image:loc><image:caption>two male coworkers look at a blueprint together</image:caption><image:title>Coworkers reviewing government big blueprints (1)</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/New%2BPoints%2BNorth%2BLogo-1920w.png</image:loc><image:caption>New+Points+North+Logo-1920w</image:caption><image:title>New+Points+North+Logo-1920w</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/16-1.png</image:loc><image:caption>California Individual Mandate Penalties</image:caption><image:title>16-1</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/21972-312_SOC_NonCPA.png</image:loc><image:caption>21972-312_SOC_NonCPA</image:caption><image:title>21972-312_SOC_NonCPA</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/Website_PN%20Assets_2024/PN24%20Footer%20Logo-1.png</image:loc><image:caption>PN24 Footer Logo-1</image:caption><image:title>PN24 Footer Logo-1</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/CBA%20Article%20Hero.png</image:loc><image:caption>construction site manager hands tablet and pen to an executive visiting the site.</image:caption><image:title>CBA Article 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Equipment</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/New%2BPoints%2BNorth%2BLogo-1920w.png</image:loc><image:caption>New+Points+North+Logo-1920w</image:caption><image:title>New+Points+North+Logo-1920w</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/Website_PN%20Assets_2024/PN24%20Footer%20Logo-1.png</image:loc><image:caption>PN24 Footer Logo-1</image:caption><image:title>PN24 Footer Logo-1</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/ACA%20Year-Round%20Compliance%20Hero%20Image.png</image:loc><image:caption>decorative: woman working on her laptop on aca compliance monitoring</image:caption><image:title>ACA Year-Round Compliance Hero Image</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/IRS%20Begins%20Issuing%20Letter%205699%20for%202024%20Tax%20Year%20(1).png</image:loc><image:caption>woman focused on work in her office</image:caption><image:title>IRS Begins Issuing Letter 5699 for 2024 Tax Year (1)</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/21972-312_SOC_NonCPA.png</image:loc><image:caption>21972-312_SOC_NonCPA</image:caption><image:title>21972-312_SOC_NonCPA</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/ACA%20Images%20(2).png</image:loc><image:caption>ACA Images (2)</image:caption><image:title>ACA Images (2)</image:title></image:image><lastmod>2026-04-27</lastmod></url><url><loc>https://www.points-north.com/trends-and-insights/how-to-avoid-davis-bacon-act-violations</loc><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/Product_ACA/ACA_Reporter_March_2023/images/ICHRAS%2BThe%2BNew%2BPossible%2BAddition%2Bto%2BACA%2BReporting-1920w.jpg</image:loc><image:caption>ICHRAS+The+New+Possible+Addition+to+ACA+Reporting-1920w</image:caption><image:title>ICHRAS+The+New+Possible+Addition+to+ACA+Reporting-1920w</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/CBA%20Article%20Hero.png</image:loc><image:caption>construction site manager hands tablet and pen to an executive visiting the site.</image:caption><image:title>CBA Article Hero</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/New%2BPoints%2BNorth%2BLogo-1920w.png</image:loc><image:caption>New+Points+North+Logo-1920w</image:caption><image:title>New+Points+North+Logo-1920w</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/Website_PN%20Assets_2024/PN24%20Footer%20Logo-1.png</image:loc><image:caption>PN24 Footer Logo-1</image:caption><image:title>PN24 Footer Logo-1</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/Davis-Bacon%2BAct-1920w%20copy.jpg</image:loc><image:caption>A realistic illustration shows a gavel and a plaque reading "labor law".</image:caption><image:title>Davis-Bacon+Act-1920w copy</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/Coworkers%20reviewing%20government%20big%20blueprints%20(1).png</image:loc><image:caption>two male coworkers look at a blueprint together</image:caption><image:title>Coworkers reviewing government big blueprints (1)</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/21972-312_SOC_NonCPA.png</image:loc><image:caption>21972-312_SOC_NonCPA</image:caption><image:title>21972-312_SOC_NonCPA</image:title></image:image><lastmod>2026-02-24</lastmod></url><url><loc>https://www.points-north.com/trends-and-insights/how-much-should-i-withhold-for-payroll-taxes</loc><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/Product_ACA/ACA_Reporter_March_2023/images/ICHRAS%2BThe%2BNew%2BPossible%2BAddition%2Bto%2BACA%2BReporting-1920w.jpg</image:loc><image:caption>ICHRAS+The+New+Possible+Addition+to+ACA+Reporting-1920w</image:caption><image:title>ICHRAS+The+New+Possible+Addition+to+ACA+Reporting-1920w</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/New%2BPoints%2BNorth%2BLogo-1920w.png</image:loc><image:caption>New+Points+North+Logo-1920w</image:caption><image:title>New+Points+North+Logo-1920w</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/Coworkers%20reviewing%20government%20big%20blueprints%20(1).png</image:loc><image:caption>two male coworkers look at a blueprint together</image:caption><image:title>Coworkers reviewing government big blueprints (1)</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/Website_PN%20Assets_2024/PN24%20Footer%20Logo-1.png</image:loc><image:caption>PN24 Footer Logo-1</image:caption><image:title>PN24 Footer Logo-1</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/21972-312_SOC_NonCPA.png</image:loc><image:caption>21972-312_SOC_NonCPA</image:caption><image:title>21972-312_SOC_NonCPA</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/CBA%20Article%20Hero.png</image:loc><image:caption>construction site manager hands tablet and pen to an executive visiting the site.</image:caption><image:title>CBA Article Hero</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/Product_Construction/Website%20Assets_CertifiedPayrollReporting_Feb2023/Images/alexander-grey--8a5eJ1-mmQ-unsplash-1920w.webp</image:loc><image:caption>A close-up photo of a woman counting cash.</image:caption><image:title>alexander-grey--8a5eJ1-mmQ-unsplash-1920w</image:title></image:image><lastmod>2026-02-24</lastmod></url><url><loc>https://www.points-north.com/trends-and-insights/the-history-of-the-affordable-care-act</loc><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/Coworkers%20reviewing%20government%20big%20blueprints%20(1).png</image:loc><image:caption>two male coworkers look at a blueprint together</image:caption><image:title>Coworkers reviewing government big blueprints (1)</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/Product_ACA/ACA_Reporter_March_2023/images/ICHRAS%2BThe%2BNew%2BPossible%2BAddition%2Bto%2BACA%2BReporting-1920w.jpg</image:loc><image:caption>ICHRAS+The+New+Possible+Addition+to+ACA+Reporting-1920w</image:caption><image:title>ICHRAS+The+New+Possible+Addition+to+ACA+Reporting-1920w</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/CBA%20Article%20Hero.png</image:loc><image:caption>construction site manager hands tablet and pen to an executive visiting the site.</image:caption><image:title>CBA Article Hero</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/New%2BPoints%2BNorth%2BLogo-1920w.png</image:loc><image:caption>New+Points+North+Logo-1920w</image:caption><image:title>New+Points+North+Logo-1920w</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/Website_PN%20Assets_2024/PN24%20Footer%20Logo-1.png</image:loc><image:caption>PN24 Footer Logo-1</image:caption><image:title>PN24 Footer Logo-1</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/21972-312_SOC_NonCPA.png</image:loc><image:caption>21972-312_SOC_NonCPA</image:caption><image:title>21972-312_SOC_NonCPA</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/5-1.png</image:loc><image:caption>Affordable Care Act Covered Home Healthcare Employee</image:caption><image:title>5-1</image:title></image:image><lastmod>2025-05-20</lastmod></url><url><loc>https://www.points-north.com/trends-and-insights/pennsylvania-contractor-to-pay-20-7m-in-wage-theft-case</loc><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/21972-312_SOC_NonCPA.png</image:loc><image:caption>21972-312_SOC_NonCPA</image:caption><image:title>21972-312_SOC_NonCPA</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/CBA%20Article%20Hero.png</image:loc><image:caption>construction site manager hands tablet and pen to an executive visiting the site.</image:caption><image:title>CBA Article Hero</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/32.png</image:loc><image:caption>Government Contractors on Project</image:caption><image:title>32</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/Product_ACA/ACA_Reporter_March_2023/images/ICHRAS%2BThe%2BNew%2BPossible%2BAddition%2Bto%2BACA%2BReporting-1920w.jpg</image:loc><image:caption>ICHRAS+The+New+Possible+Addition+to+ACA+Reporting-1920w</image:caption><image:title>ICHRAS+The+New+Possible+Addition+to+ACA+Reporting-1920w</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/Coworkers%20reviewing%20government%20big%20blueprints%20(1).png</image:loc><image:caption>two male coworkers look at a blueprint together</image:caption><image:title>Coworkers reviewing government big blueprints (1)</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/Website_PN%20Assets_2024/PN24%20Footer%20Logo-1.png</image:loc><image:caption>PN24 Footer Logo-1</image:caption><image:title>PN24 Footer Logo-1</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/New%2BPoints%2BNorth%2BLogo-1920w.png</image:loc><image:caption>New+Points+North+Logo-1920w</image:caption><image:title>New+Points+North+Logo-1920w</image:title></image:image><lastmod>2025-05-20</lastmod></url><url><loc>https://www.points-north.com/certified-payroll-reporting/labor-job-costing</loc><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/Product_Construction/Stock%20Photos/construction-work-2025-01-09-04-38-24-utc.jpg</image:loc><image:caption>Government Contractors Working on Building Construction</image:caption><image:title>construction-work-2025-01-09-04-38-24-utc</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/Product_Construction/Stock%20Photos/site-manager-using-walkie-talkie-on-construction-2024-10-20-18-16-17-utc.jpeg</image:loc><image:caption>Government Contractors Working Onsite By Rebar</image:caption><image:title>site-manager-using-walkie-talkie-on-construction-2024-10-20-18-16-17-utc</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/labor%20job%20costing%20hero%20image.png</image:loc><image:caption>engineers install a wind turbine</image:caption><image:title>labor job costing hero image</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/Website_PN%20Assets_2024/PN24%20Footer%20Logo-1.png</image:loc><image:caption>PN24 Footer Logo-1</image:caption><image:title>PN24 Footer Logo-1</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/Product_Construction/Stock%20Photos/engineers-on-building-site-2024-10-21-09-01-08-utc.jpg</image:loc><image:caption>Two engineers working on a job site</image:caption><image:title>engineers-on-building-site-2024-10-21-09-01-08-utc</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/Product_Construction/Stock%20Photos/female-architects-with-digital-tablet-2024-06-06-03-57-39-utc.jpg</image:loc><image:caption>Two Construction Compliance Workers</image:caption><image:title>female-architects-with-digital-tablet-2024-06-06-03-57-39-utc</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/Product_Construction/Stock%20Photos/excavator-digging-ground-near-the-field-and-loadin-2023-11-27-05-36-07-utc.jpg</image:loc><image:caption>Government infrastructure project</image:caption><image:title>excavator-digging-ground-near-the-field-and-loadin-2023-11-27-05-36-07-utc</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/21972-312_SOC_NonCPA.png</image:loc><image:caption>21972-312_SOC_NonCPA</image:caption><image:title>21972-312_SOC_NonCPA</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/New%2BPoints%2BNorth%2BLogo-1920w.png</image:loc><image:caption>New+Points+North+Logo-1920w</image:caption><image:title>New+Points+North+Logo-1920w</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/Product_Construction/Stock%20Photos/engineers-group-is-working-to-install-concrete-seg-2024-02-22-02-30-25-utc.jpg</image:loc><image:caption>In Progress Government Infrastructure Project</image:caption><image:title>engineers-group-is-working-to-install-concrete-seg-2024-02-22-02-30-25-utc</image:title></image:image><lastmod>2026-02-24</lastmod></url><url><loc>https://www.points-north.com/trends-and-insights/aca-reporting-how-to-easily-prepare-a-furnished-file</loc><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/Website_PN%20Assets_2024/PN24%20Footer%20Logo-1.png</image:loc><image:caption>PN24 Footer Logo-1</image:caption><image:title>PN24 Footer Logo-1</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/CBA%20Article%20Hero.png</image:loc><image:caption>construction site manager hands tablet and pen to an executive visiting the site.</image:caption><image:title>CBA Article Hero</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/Product_ACA/ACA_Reporter_March_2023/images/Prepare%2Ba%2BFurnished%2BFile-1920w.jpeg</image:loc><image:caption>Prepare+a+Furnished+File-1920w</image:caption><image:title>Prepare+a+Furnished+File-1920w</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/21972-312_SOC_NonCPA.png</image:loc><image:caption>21972-312_SOC_NonCPA</image:caption><image:title>21972-312_SOC_NonCPA</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/New%2BPoints%2BNorth%2BLogo-1920w.png</image:loc><image:caption>New+Points+North+Logo-1920w</image:caption><image:title>New+Points+North+Logo-1920w</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/Product_ACA/ACA_Reporter_March_2023/images/ICHRAS%2BThe%2BNew%2BPossible%2BAddition%2Bto%2BACA%2BReporting-1920w.jpg</image:loc><image:caption>ICHRAS+The+New+Possible+Addition+to+ACA+Reporting-1920w</image:caption><image:title>ICHRAS+The+New+Possible+Addition+to+ACA+Reporting-1920w</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/Coworkers%20reviewing%20government%20big%20blueprints%20(1).png</image:loc><image:caption>two male coworkers look at a blueprint together</image:caption><image:title>Coworkers reviewing government big blueprints (1)</image:title></image:image><lastmod>2026-03-17</lastmod></url><url><loc>https://www.points-north.com/ukg</loc><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/FINAL-Premier-partner-badge.png</image:loc><image:caption>UKG Premier Partner Logo</image:caption><image:title>FINAL-Premier-partner-badge</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/Partner_UKG/PREFERRED_UKG_tagline_logo.webp</image:loc><image:caption>UKG Logo</image:caption><image:title>PREFERRED_UKG_tagline_logo</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/New%2BPoints%2BNorth%2BLogo-1920w.png</image:loc><image:caption>New+Points+North+Logo-1920w</image:caption><image:title>New+Points+North+Logo-1920w</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/Website_PN%20Assets_2024/PN24%20Footer%20Logo-1.png</image:loc><image:caption>PN24 Footer Logo-1</image:caption><image:title>PN24 Footer Logo-1</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/Partner_UKG/UKG%20Partner%20Page1.png</image:loc><image:caption>HR employee working on laptop</image:caption><image:title>UKG Partner Page1</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/21972-312_SOC_NonCPA.png</image:loc><image:caption>21972-312_SOC_NonCPA</image:caption><image:title>21972-312_SOC_NonCPA</image:title></image:image><lastmod>2026-06-05</lastmod></url><url><loc>https://www.points-north.com/trends-and-insights/open-enrollment-for-2022-have-begun</loc><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/Open%20Enrollment%202022%20Hero%20Image.png</image:loc><image:caption>Open Enrollment 2022 Hero Image</image:caption><image:title>Open Enrollment 2022 Hero Image</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/21972-312_SOC_NonCPA.png</image:loc><image:caption>21972-312_SOC_NonCPA</image:caption><image:title>21972-312_SOC_NonCPA</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/Website_PN%20Assets_2024/PN24%20Footer%20Logo-1.png</image:loc><image:caption>PN24 Footer Logo-1</image:caption><image:title>PN24 Footer Logo-1</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/Coworkers%20reviewing%20government%20big%20blueprints%20(1).png</image:loc><image:caption>two male coworkers look at a blueprint together</image:caption><image:title>Coworkers reviewing government big blueprints (1)</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/CBA%20Article%20Hero.png</image:loc><image:caption>construction site manager hands tablet and pen to an executive visiting the site.</image:caption><image:title>CBA Article Hero</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/New%2BPoints%2BNorth%2BLogo-1920w.png</image:loc><image:caption>New+Points+North+Logo-1920w</image:caption><image:title>New+Points+North+Logo-1920w</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/Product_ACA/ACA_Reporter_March_2023/images/ICHRAS%2BThe%2BNew%2BPossible%2BAddition%2Bto%2BACA%2BReporting-1920w.jpg</image:loc><image:caption>ICHRAS+The+New+Possible+Addition+to+ACA+Reporting-1920w</image:caption><image:title>ICHRAS+The+New+Possible+Addition+to+ACA+Reporting-1920w</image:title></image:image><lastmod>2025-05-21</lastmod></url><url><loc>https://www.points-north.com/trends-and-insights/aca-for-temporary-and-seasonal-employees/</loc><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/21972-312_SOC_NonCPA.png</image:loc><image:caption>21972-312_SOC_NonCPA</image:caption><image:title>21972-312_SOC_NonCPA</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/Image%20(2).png</image:loc><image:caption>Image (2)</image:caption><image:title>Image (2)</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/CBA%20Article%20Hero.png</image:loc><image:caption>construction site manager hands tablet and pen to an executive visiting the site.</image:caption><image:title>CBA Article Hero</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/Product_ACA/ACA_Reporter_March_2023/images/ICHRAS%2BThe%2BNew%2BPossible%2BAddition%2Bto%2BACA%2BReporting-1920w.jpg</image:loc><image:caption>ICHRAS+The+New+Possible+Addition+to+ACA+Reporting-1920w</image:caption><image:title>ICHRAS+The+New+Possible+Addition+to+ACA+Reporting-1920w</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/Coworkers%20reviewing%20government%20big%20blueprints%20(1).png</image:loc><image:caption>two male coworkers look at a blueprint together</image:caption><image:title>Coworkers reviewing government big blueprints (1)</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/Website_PN%20Assets_2024/PN24%20Footer%20Logo-1.png</image:loc><image:caption>PN24 Footer Logo-1</image:caption><image:title>PN24 Footer Logo-1</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/New%2BPoints%2BNorth%2BLogo-1920w.png</image:loc><image:caption>New+Points+North+Logo-1920w</image:caption><image:title>New+Points+North+Logo-1920w</image:title></image:image><lastmod>2026-03-17</lastmod></url><url><loc>https://www.points-north.com/trends-and-insights/top-10-ways-construction-companies-can-stay-competitive-1</loc><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/CBA%20Article%20Hero.png</image:loc><image:caption>construction site manager hands tablet and pen to an executive visiting the site.</image:caption><image:title>CBA Article Hero</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/21972-312_SOC_NonCPA.png</image:loc><image:caption>21972-312_SOC_NonCPA</image:caption><image:title>21972-312_SOC_NonCPA</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/New%2BPoints%2BNorth%2BLogo-1920w.png</image:loc><image:caption>New+Points+North+Logo-1920w</image:caption><image:title>New+Points+North+Logo-1920w</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/Website_PN%20Assets_2024/PN24%20Footer%20Logo-1.png</image:loc><image:caption>PN24 Footer Logo-1</image:caption><image:title>PN24 Footer Logo-1</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/Coworkers%20reviewing%20government%20big%20blueprints%20(1).png</image:loc><image:caption>two male coworkers look at a blueprint together</image:caption><image:title>Coworkers reviewing government big blueprints (1)</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/Product_ACA/ACA_Reporter_March_2023/images/ICHRAS%2BThe%2BNew%2BPossible%2BAddition%2Bto%2BACA%2BReporting-1920w.jpg</image:loc><image:caption>ICHRAS+The+New+Possible+Addition+to+ACA+Reporting-1920w</image:caption><image:title>ICHRAS+The+New+Possible+Addition+to+ACA+Reporting-1920w</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/Top-10-Ways-Construction-Companies-Can-Stay-Competitive-1920w-1920w%20copy.jpg</image:loc><image:caption>Top-10-Ways-Construction-Companies-Can-Stay-Competitive-1920w-1920w copy</image:caption><image:title>Top-10-Ways-Construction-Companies-Can-Stay-Competitive-1920w-1920w copy</image:title></image:image><lastmod>2026-02-24</lastmod></url><url><loc>https://www.points-north.com/trends-and-insights/the-real-cost-of-davis-bacon-violations</loc><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/New%2BPoints%2BNorth%2BLogo-1920w.png</image:loc><image:caption>New+Points+North+Logo-1920w</image:caption><image:title>New+Points+North+Logo-1920w</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/Construction%20Site%20Desk.png</image:loc><image:caption>hard hats, papers, laptop, and tablet on table at construction site</image:caption><image:title>Construction Site Desk</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/Contractor%20reviewing%20compliance%20sheet%20on%20site.png</image:loc><image:caption>Foreman filling out sheet on a clipboard on construction site</image:caption><image:title>Contractor reviewing compliance sheet on site</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/Construction%20team%20reviewing%20successful%20project%20completion.png</image:loc><image:caption>executive team reviewing successful project completion</image:caption><image:title>Construction team reviewing successful project completion</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/Building%20Construction%20Equipment.png</image:loc><image:caption>building construction site equipment</image:caption><image:title>Building Construction Equipment</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/Annual%20Back%20Wage%20Recoveries.png</image:loc><image:caption>graph shows annual back wage recoveries</image:caption><image:title>Annual Back Wage Recoveries</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/Website_PN%20Assets_2024/PN24%20Footer%20Logo-1.png</image:loc><image:caption>PN24 Footer Logo-1</image:caption><image:title>PN24 Footer Logo-1</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/Annual%20Back%20Wage%20Recoveries%20(1).png</image:loc><image:caption>charts showing impact of davis bacon violations</image:caption><image:title>Annual Back Wage Recoveries (1)</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/IRS%20Begins%20Issuing%20Letter%205699%20for%202024%20Tax%20Year%20(1).png</image:loc><image:caption>woman focused on work in her office</image:caption><image:title>IRS Begins Issuing Letter 5699 for 2024 Tax Year (1)</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/21972-312_SOC_NonCPA.png</image:loc><image:caption>21972-312_SOC_NonCPA</image:caption><image:title>21972-312_SOC_NonCPA</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/ACA%20Year-Round%20Compliance%20Hero%20Image.png</image:loc><image:caption>decorative: woman working on her laptop on aca compliance monitoring</image:caption><image:title>ACA Year-Round Compliance Hero Image</image:title></image:image><lastmod>2026-03-09</lastmod></url><url><loc>https://www.points-north.com/trends-and-insights/5-tips-for-using-certified-payroll-reporting-software</loc><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/Website_PN%20Assets_2024/PN24%20Footer%20Logo-1.png</image:loc><image:caption>PN24 Footer Logo-1</image:caption><image:title>PN24 Footer Logo-1</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/CBA%20Article%20Hero.png</image:loc><image:caption>construction site manager hands tablet and pen to an executive visiting the site.</image:caption><image:title>CBA Article Hero</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/Coworkers%20reviewing%20government%20big%20blueprints%20(1).png</image:loc><image:caption>two male coworkers look at a blueprint together</image:caption><image:title>Coworkers reviewing government big blueprints (1)</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/Product_Construction/Website%20Assets_CertifiedPayrollReporting_Feb2023/Images/Teamwork-of-business-man-contr-1920w-1920w.webp</image:loc><image:caption>Using calculators, compasses and pens three people gather around a table to discuss construction plans. </image:caption><image:title>Teamwork-of-business-man-contr-1920w-1920w</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/21972-312_SOC_NonCPA.png</image:loc><image:caption>21972-312_SOC_NonCPA</image:caption><image:title>21972-312_SOC_NonCPA</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/New%2BPoints%2BNorth%2BLogo-1920w.png</image:loc><image:caption>New+Points+North+Logo-1920w</image:caption><image:title>New+Points+North+Logo-1920w</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/Product_ACA/ACA_Reporter_March_2023/images/ICHRAS%2BThe%2BNew%2BPossible%2BAddition%2Bto%2BACA%2BReporting-1920w.jpg</image:loc><image:caption>ICHRAS+The+New+Possible+Addition+to+ACA+Reporting-1920w</image:caption><image:title>ICHRAS+The+New+Possible+Addition+to+ACA+Reporting-1920w</image:title></image:image><lastmod>2026-02-24</lastmod></url><url><loc>https://www.points-north.com/trends-and-insights/types-of-government-contracts-you-should-know-about-an-overview</loc><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/27.png</image:loc><image:caption>Government Contract Prevailing Wage Workers</image:caption><image:title>27</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/21972-312_SOC_NonCPA.png</image:loc><image:caption>21972-312_SOC_NonCPA</image:caption><image:title>21972-312_SOC_NonCPA</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/CBA%20Article%20Hero.png</image:loc><image:caption>construction site manager hands tablet and pen to an executive visiting the site.</image:caption><image:title>CBA Article Hero</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/Coworkers%20reviewing%20government%20big%20blueprints%20(1).png</image:loc><image:caption>two male coworkers look at a blueprint together</image:caption><image:title>Coworkers reviewing government big blueprints (1)</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/New%2BPoints%2BNorth%2BLogo-1920w.png</image:loc><image:caption>New+Points+North+Logo-1920w</image:caption><image:title>New+Points+North+Logo-1920w</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/Product_ACA/ACA_Reporter_March_2023/images/ICHRAS%2BThe%2BNew%2BPossible%2BAddition%2Bto%2BACA%2BReporting-1920w.jpg</image:loc><image:caption>ICHRAS+The+New+Possible+Addition+to+ACA+Reporting-1920w</image:caption><image:title>ICHRAS+The+New+Possible+Addition+to+ACA+Reporting-1920w</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/Website_PN%20Assets_2024/PN24%20Footer%20Logo-1.png</image:loc><image:caption>PN24 Footer Logo-1</image:caption><image:title>PN24 Footer Logo-1</image:title></image:image><lastmod>2025-05-20</lastmod></url><url><loc>https://www.points-north.com/trends-and-insights/what-is-the-aca-employer-mandate</loc><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/21972-312_SOC_NonCPA.png</image:loc><image:caption>21972-312_SOC_NonCPA</image:caption><image:title>21972-312_SOC_NonCPA</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/Product_ACA/ACA_Reporter_March_2023/images/ICHRAS%2BThe%2BNew%2BPossible%2BAddition%2Bto%2BACA%2BReporting-1920w.jpg</image:loc><image:caption>ICHRAS+The+New+Possible+Addition+to+ACA+Reporting-1920w</image:caption><image:title>ICHRAS+The+New+Possible+Addition+to+ACA+Reporting-1920w</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/Coworkers%20reviewing%20government%20big%20blueprints%20(1).png</image:loc><image:caption>two male coworkers look at a blueprint together</image:caption><image:title>Coworkers reviewing government big blueprints (1)</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/New%2BPoints%2BNorth%2BLogo-1920w.png</image:loc><image:caption>New+Points+North+Logo-1920w</image:caption><image:title>New+Points+North+Logo-1920w</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/Product_ACA/ACA_Reporter_March_2023/images/What%2Bis%2BACA%2BBlog%2BImage-1920w.png</image:loc><image:caption>What+is+ACA+Blog+Image-1920w</image:caption><image:title>What+is+ACA+Blog+Image-1920w</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/Website_PN%20Assets_2024/PN24%20Footer%20Logo-1.png</image:loc><image:caption>PN24 Footer Logo-1</image:caption><image:title>PN24 Footer Logo-1</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/CBA%20Article%20Hero.png</image:loc><image:caption>construction site manager hands tablet and pen to an executive visiting the site.</image:caption><image:title>CBA Article Hero</image:title></image:image><lastmod>2026-03-17</lastmod></url><url><loc>https://www.points-north.com/knowledge-base/how-do-i-set-up-a-digital-signature</loc><lastmod>2025-05-12</lastmod></url><url><loc>https://www.points-north.com/trends-and-insights/adhering-to-prevailing-wage-report-formats</loc><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/CBA%20Article%20Hero.png</image:loc><image:caption>construction site manager hands tablet and pen to an executive visiting the site.</image:caption><image:title>CBA Article Hero</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/21972-312_SOC_NonCPA.png</image:loc><image:caption>21972-312_SOC_NonCPA</image:caption><image:title>21972-312_SOC_NonCPA</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/Website_PN%20Assets_2024/PN24%20Footer%20Logo-1.png</image:loc><image:caption>PN24 Footer Logo-1</image:caption><image:title>PN24 Footer Logo-1</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/Product_ACA/ACA_Reporter_March_2023/images/ICHRAS%2BThe%2BNew%2BPossible%2BAddition%2Bto%2BACA%2BReporting-1920w.jpg</image:loc><image:caption>ICHRAS+The+New+Possible+Addition+to+ACA+Reporting-1920w</image:caption><image:title>ICHRAS+The+New+Possible+Addition+to+ACA+Reporting-1920w</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/Prevailingwagereportstyle-blog%20header.png</image:loc><image:caption>Someone uses a calculator in a pool of warm sunlit, writing down the totals.</image:caption><image:title>Prevailingwagereportstyle-blog header</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/New%2BPoints%2BNorth%2BLogo-1920w.png</image:loc><image:caption>New+Points+North+Logo-1920w</image:caption><image:title>New+Points+North+Logo-1920w</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/Coworkers%20reviewing%20government%20big%20blueprints%20(1).png</image:loc><image:caption>two male coworkers look at a blueprint together</image:caption><image:title>Coworkers reviewing government big blueprints (1)</image:title></image:image><lastmod>2026-02-24</lastmod></url><url><loc>https://www.points-north.com/rate-management</loc><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/Federal%20prevailing%20wage%20rates.png</image:loc><image:caption>United States flag flys outside of building</image:caption><image:title>Federal prevailing wage rates</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/21972-312_SOC_NonCPA.png</image:loc><image:caption>21972-312_SOC_NonCPA</image:caption><image:title>21972-312_SOC_NonCPA</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/Website_PN%20Assets_2024/PN24%20Footer%20Logo-1.png</image:loc><image:caption>PN24 Footer Logo-1</image:caption><image:title>PN24 Footer Logo-1</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/Product_Construction/Stock%20Photos/aerial-view-of-the-hs2-construction-site-near-wash-2025-01-09-01-52-52-utc.jpg</image:loc><image:caption>Infrastructure project in progress</image:caption><image:title>aerial-view-of-the-hs2-construction-site-near-wash-2025-01-09-01-52-52-utc</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/Product_Construction/Stock%20Photos/construction-workers-2023-11-27-05-29-16-utc.jpg</image:loc><image:caption>Contractors working on a construction project</image:caption><image:title>construction-workers-2023-11-27-05-29-16-utc</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/Project%20Management.png</image:loc><image:caption>Project Management</image:caption><image:title>Project Management</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/Product_Construction/Stock%20Photos/two-engineers-inspecting-construction-site-2024-09-14-17-03-44-utc.jpg</image:loc><image:caption>Two employees on a construction site</image:caption><image:title>two-engineers-inspecting-construction-site-2024-09-14-17-03-44-utc</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/Product_Construction/Stock%20Photos/aerial-view-on-the-new-asphalt-road-under-construc-2023-11-27-05-34-35-utc.jpeg</image:loc><image:caption>Aerial view of construction roadwork</image:caption><image:title>aerial-view-on-the-new-asphalt-road-under-construc-2023-11-27-05-34-35-utc</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/New%2BPoints%2BNorth%2BLogo-1920w.png</image:loc><image:caption>New+Points+North+Logo-1920w</image:caption><image:title>New+Points+North+Logo-1920w</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/Building%20construction%20image.png</image:loc><image:caption>building construction site</image:caption><image:title>Building construction image</image:title></image:image><lastmod>2026-04-16</lastmod></url><url><loc>https://www.points-north.com/trends-and-insights/points-north-certified-payroll-include-prevailing-wages</loc><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/Product_ACA/ACA_Reporter_March_2023/images/ICHRAS%2BThe%2BNew%2BPossible%2BAddition%2Bto%2BACA%2BReporting-1920w.jpg</image:loc><image:caption>ICHRAS+The+New+Possible+Addition+to+ACA+Reporting-1920w</image:caption><image:title>ICHRAS+The+New+Possible+Addition+to+ACA+Reporting-1920w</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/New%2BPoints%2BNorth%2BLogo-1920w.png</image:loc><image:caption>New+Points+North+Logo-1920w</image:caption><image:title>New+Points+North+Logo-1920w</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/CBA%20Article%20Hero.png</image:loc><image:caption>construction site manager hands tablet and pen to an executive visiting the site.</image:caption><image:title>CBA Article Hero</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/55.png</image:loc><image:caption>Prevailing Wage Contractors</image:caption><image:title>55</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/21972-312_SOC_NonCPA.png</image:loc><image:caption>21972-312_SOC_NonCPA</image:caption><image:title>21972-312_SOC_NonCPA</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/Website_PN%20Assets_2024/PN24%20Footer%20Logo-1.png</image:loc><image:caption>PN24 Footer Logo-1</image:caption><image:title>PN24 Footer Logo-1</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/Coworkers%20reviewing%20government%20big%20blueprints%20(1).png</image:loc><image:caption>two male coworkers look at a blueprint together</image:caption><image:title>Coworkers reviewing government big blueprints (1)</image:title></image:image><lastmod>2026-02-24</lastmod></url><url><loc>https://www.points-north.com/trends-and-insights/the-aca-stability-period-everything-an-employer-needs-to-know</loc><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/CBA%20Article%20Hero.png</image:loc><image:caption>construction site manager hands tablet and pen to an executive visiting the site.</image:caption><image:title>CBA Article Hero</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/Coworkers%20reviewing%20government%20big%20blueprints%20(1).png</image:loc><image:caption>two male coworkers look at a blueprint together</image:caption><image:title>Coworkers reviewing government big blueprints (1)</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/New%2BPoints%2BNorth%2BLogo-1920w.png</image:loc><image:caption>New+Points+North+Logo-1920w</image:caption><image:title>New+Points+North+Logo-1920w</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/Website_PN%20Assets_2024/PN24%20Footer%20Logo-1.png</image:loc><image:caption>PN24 Footer Logo-1</image:caption><image:title>PN24 Footer Logo-1</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/Product_ACA/ACA_Reporter_March_2023/images/ICHRAS%2BThe%2BNew%2BPossible%2BAddition%2Bto%2BACA%2BReporting-1920w.jpg</image:loc><image:caption>ICHRAS+The+New+Possible+Addition+to+ACA+Reporting-1920w</image:caption><image:title>ICHRAS+The+New+Possible+Addition+to+ACA+Reporting-1920w</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/Product_ACA/ACA_Reporter_March_2023/images/photo-1568598035424-7070b67317d2-1920w.jpg</image:loc><image:caption>photo-1568598035424-7070b67317d2-1920w</image:caption><image:title>photo-1568598035424-7070b67317d2-1920w</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/21972-312_SOC_NonCPA.png</image:loc><image:caption>21972-312_SOC_NonCPA</image:caption><image:title>21972-312_SOC_NonCPA</image:title></image:image><lastmod>2026-03-17</lastmod></url><url><loc>https://www.points-north.com/trends-and-insights/how-the-affordable-care-act-impacted-small-group-coverage-trends</loc><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/New%2BPoints%2BNorth%2BLogo-1920w.png</image:loc><image:caption>New+Points+North+Logo-1920w</image:caption><image:title>New+Points+North+Logo-1920w</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/Product_ACA/ACA_Reporter_March_2023/images/ICHRAS%2BThe%2BNew%2BPossible%2BAddition%2Bto%2BACA%2BReporting-1920w.jpg</image:loc><image:caption>ICHRAS+The+New+Possible+Addition+to+ACA+Reporting-1920w</image:caption><image:title>ICHRAS+The+New+Possible+Addition+to+ACA+Reporting-1920w</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/Coworkers%20reviewing%20government%20big%20blueprints%20(1).png</image:loc><image:caption>two male coworkers look at a blueprint together</image:caption><image:title>Coworkers reviewing government big blueprints (1)</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/44.png</image:loc><image:caption>Affordable Care Act Filing and Reporting</image:caption><image:title>44</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/21972-312_SOC_NonCPA.png</image:loc><image:caption>21972-312_SOC_NonCPA</image:caption><image:title>21972-312_SOC_NonCPA</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/CBA%20Article%20Hero.png</image:loc><image:caption>construction site manager hands tablet and pen to an executive visiting the site.</image:caption><image:title>CBA Article Hero</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/Website_PN%20Assets_2024/PN24%20Footer%20Logo-1.png</image:loc><image:caption>PN24 Footer Logo-1</image:caption><image:title>PN24 Footer Logo-1</image:title></image:image><lastmod>2025-05-20</lastmod></url><url><loc>https://www.points-north.com/trends-and-insights/what-to-consider-when-applying-for-a-government-contract</loc><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/Website_PN%20Assets_2024/PN24%20Footer%20Logo-1.png</image:loc><image:caption>PN24 Footer Logo-1</image:caption><image:title>PN24 Footer Logo-1</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/79.png</image:loc><image:caption>Government Contractor</image:caption><image:title>79</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/New%2BPoints%2BNorth%2BLogo-1920w.png</image:loc><image:caption>New+Points+North+Logo-1920w</image:caption><image:title>New+Points+North+Logo-1920w</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/CBA%20Article%20Hero.png</image:loc><image:caption>construction site manager hands tablet and pen to an executive visiting the site.</image:caption><image:title>CBA Article Hero</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/21972-312_SOC_NonCPA.png</image:loc><image:caption>21972-312_SOC_NonCPA</image:caption><image:title>21972-312_SOC_NonCPA</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/Product_ACA/ACA_Reporter_March_2023/images/ICHRAS%2BThe%2BNew%2BPossible%2BAddition%2Bto%2BACA%2BReporting-1920w.jpg</image:loc><image:caption>ICHRAS+The+New+Possible+Addition+to+ACA+Reporting-1920w</image:caption><image:title>ICHRAS+The+New+Possible+Addition+to+ACA+Reporting-1920w</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/Coworkers%20reviewing%20government%20big%20blueprints%20(1).png</image:loc><image:caption>two male coworkers look at a blueprint together</image:caption><image:title>Coworkers reviewing government big blueprints (1)</image:title></image:image><lastmod>2025-05-21</lastmod></url><url><loc>https://www.points-north.com/trends-and-insights/3-irs-affordability-safe-harbors-to-avoid-aca-penalties</loc><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/IRS%20Begins%20Issuing%20Letter%205699%20for%202024%20Tax%20Year%20(1).png</image:loc><image:caption>woman focused on work in her office</image:caption><image:title>IRS Begins Issuing Letter 5699 for 2024 Tax Year (1)</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/21972-312_SOC_NonCPA.png</image:loc><image:caption>21972-312_SOC_NonCPA</image:caption><image:title>21972-312_SOC_NonCPA</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/Building%20Construction%20Equipment.png</image:loc><image:caption>building construction site equipment</image:caption><image:title>Building Construction Equipment</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/Website_PN%20Assets_2024/PN24%20Footer%20Logo-1.png</image:loc><image:caption>PN24 Footer Logo-1</image:caption><image:title>PN24 Footer Logo-1</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/Coworkers%20reviewing%20government%20big%20blueprints%20(1).png</image:loc><image:caption>two male coworkers look at a blueprint together</image:caption><image:title>Coworkers reviewing government big blueprints (1)</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/New%2BPoints%2BNorth%2BLogo-1920w.png</image:loc><image:caption>New+Points+North+Logo-1920w</image:caption><image:title>New+Points+North+Logo-1920w</image:title></image:image><lastmod>2026-05-11</lastmod></url><url><loc>https://www.points-north.com/knowledge-base/how-to-log-in-to-attendance-advisor</loc><lastmod>2025-05-12</lastmod></url><url><loc>https://www.points-north.com/trends-and-insights/union-payroll-processing-guide</loc><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/CBA%20Article%20Hero.png</image:loc><image:caption>construction site manager hands tablet and pen to an executive visiting the site.</image:caption><image:title>CBA Article Hero</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/Union%20Payroll%20Cluster%201%20Graphic%202.png</image:loc><image:caption>Union Payroll Cluster 1 Graphic 2</image:caption><image:title>Union Payroll Cluster 1 Graphic 2</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/Website_PN%20Assets_2024/PN24%20Footer%20Logo-1.png</image:loc><image:caption>PN24 Footer Logo-1</image:caption><image:title>PN24 Footer Logo-1</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/21972-312_SOC_NonCPA.png</image:loc><image:caption>21972-312_SOC_NonCPA</image:caption><image:title>21972-312_SOC_NonCPA</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/Union%20Payroll%20Processing%20Pitfalls.png</image:loc><image:caption>infographic shows six common union payroll processing pitfalls and how to prevent them.</image:caption><image:title>Union Payroll Processing Pitfalls</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/Union%20Payroll%20Processing%20Calculation%20Example.png</image:loc><image:caption>Infographic shows the weekly payroll calculation for a union carpenter as an example</image:caption><image:title>Union Payroll Processing Calculation Example</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/Product_ACA/ACA_Reporter_March_2023/images/ICHRAS%2BThe%2BNew%2BPossible%2BAddition%2Bto%2BACA%2BReporting-1920w.jpg</image:loc><image:caption>ICHRAS+The+New+Possible+Addition+to+ACA+Reporting-1920w</image:caption><image:title>ICHRAS+The+New+Possible+Addition+to+ACA+Reporting-1920w</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/Union%20Payroll%20Processing%20Checklist.png</image:loc><image:caption>Union Payroll Processing Checklist</image:caption><image:title>Union Payroll Processing Checklist</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/New%2BPoints%2BNorth%2BLogo-1920w.png</image:loc><image:caption>New+Points+North+Logo-1920w</image:caption><image:title>New+Points+North+Logo-1920w</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/Union%20Payroll%20Processing%20Steps.png</image:loc><image:caption>infographic displays the steps of union payroll processing</image:caption><image:title>Union Payroll Processing Steps</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/Coworkers%20reviewing%20government%20big%20blueprints%20(1).png</image:loc><image:caption>two male coworkers look at a blueprint together</image:caption><image:title>Coworkers reviewing government big blueprints (1)</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/Union%20Payroll%20Cluster%201%20Hero%20Image.png</image:loc><image:caption>hand writing on papers and hand pointing at computer</image:caption><image:title>Union Payroll Cluster 1 Hero Image</image:title></image:image><lastmod>2026-02-10</lastmod></url><url><loc>https://www.points-north.com/trends-and-insights/how-to-fill-out-a-das-142-form-for-california-workers</loc><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/New%2BPoints%2BNorth%2BLogo-1920w.png</image:loc><image:caption>New+Points+North+Logo-1920w</image:caption><image:title>New+Points+North+Logo-1920w</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/Coworkers%20reviewing%20government%20big%20blueprints%20(1).png</image:loc><image:caption>two male coworkers look at a blueprint together</image:caption><image:title>Coworkers reviewing government big blueprints (1)</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/21972-312_SOC_NonCPA.png</image:loc><image:caption>21972-312_SOC_NonCPA</image:caption><image:title>21972-312_SOC_NonCPA</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/Product_ACA/ACA_Reporter_March_2023/images/ICHRAS%2BThe%2BNew%2BPossible%2BAddition%2Bto%2BACA%2BReporting-1920w.jpg</image:loc><image:caption>ICHRAS+The+New+Possible+Addition+to+ACA+Reporting-1920w</image:caption><image:title>ICHRAS+The+New+Possible+Addition+to+ACA+Reporting-1920w</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/Website_PN%20Assets_2024/PN24%20Footer%20Logo-1.png</image:loc><image:caption>PN24 Footer Logo-1</image:caption><image:title>PN24 Footer Logo-1</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/Doyle%20Header.jpeg</image:loc><image:caption>A blue-toned photo of skyscrapers overhead</image:caption><image:title>Doyle Header</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/CBA%20Article%20Hero.png</image:loc><image:caption>construction site manager hands tablet and pen to an executive visiting the site.</image:caption><image:title>CBA Article Hero</image:title></image:image><lastmod>2026-02-24</lastmod></url><url><loc>https://www.points-north.com/trends-and-insights/6-tips-for-winning-a-government-construction-contract</loc><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/Coworkers%20reviewing%20government%20big%20blueprints%20(1).png</image:loc><image:caption>two male coworkers look at a blueprint together</image:caption><image:title>Coworkers reviewing government big blueprints (1)</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/Product_ACA/ACA_Reporter_March_2023/images/ICHRAS%2BThe%2BNew%2BPossible%2BAddition%2Bto%2BACA%2BReporting-1920w.jpg</image:loc><image:caption>ICHRAS+The+New+Possible+Addition+to+ACA+Reporting-1920w</image:caption><image:title>ICHRAS+The+New+Possible+Addition+to+ACA+Reporting-1920w</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/CBA%20Article%20Hero.png</image:loc><image:caption>construction site manager hands tablet and pen to an executive visiting the site.</image:caption><image:title>CBA Article Hero</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/Website_PN%20Assets_2024/PN24%20Footer%20Logo-1.png</image:loc><image:caption>PN24 Footer Logo-1</image:caption><image:title>PN24 Footer Logo-1</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/21972-312_SOC_NonCPA.png</image:loc><image:caption>21972-312_SOC_NonCPA</image:caption><image:title>21972-312_SOC_NonCPA</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/48.png</image:loc><image:caption>Government Construction Contractors</image:caption><image:title>48</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/New%2BPoints%2BNorth%2BLogo-1920w.png</image:loc><image:caption>New+Points+North+Logo-1920w</image:caption><image:title>New+Points+North+Logo-1920w</image:title></image:image><lastmod>2025-05-20</lastmod></url><url><loc>https://www.points-north.com/trends-and-insights/https/www.points-north.com/trends-and-insights/the-affordable-care-act-history-what-you-need-to-know</loc><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/CBA%20Article%20Hero.png</image:loc><image:caption>construction site manager hands tablet and pen to an executive visiting the site.</image:caption><image:title>CBA Article Hero</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/New%2BPoints%2BNorth%2BLogo-1920w.png</image:loc><image:caption>New+Points+North+Logo-1920w</image:caption><image:title>New+Points+North+Logo-1920w</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/42.png</image:loc><image:caption>The Affordable Care Act History: What You Need to Know</image:caption><image:title>42</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/Product_ACA/ACA_Reporter_March_2023/images/ICHRAS%2BThe%2BNew%2BPossible%2BAddition%2Bto%2BACA%2BReporting-1920w.jpg</image:loc><image:caption>ICHRAS+The+New+Possible+Addition+to+ACA+Reporting-1920w</image:caption><image:title>ICHRAS+The+New+Possible+Addition+to+ACA+Reporting-1920w</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/21972-312_SOC_NonCPA.png</image:loc><image:caption>21972-312_SOC_NonCPA</image:caption><image:title>21972-312_SOC_NonCPA</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/Coworkers%20reviewing%20government%20big%20blueprints%20(1).png</image:loc><image:caption>two male coworkers look at a blueprint together</image:caption><image:title>Coworkers reviewing government big blueprints (1)</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/Website_PN%20Assets_2024/PN24%20Footer%20Logo-1.png</image:loc><image:caption>PN24 Footer Logo-1</image:caption><image:title>PN24 Footer Logo-1</image:title></image:image><lastmod>2026-02-24</lastmod></url><url><loc>https://www.points-north.com/trends-and-insights/who-can-sign-certified-payroll-reports</loc><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/20.png</image:loc><image:caption>Someone Signing Certified Payroll Reports for Prevailing Wages</image:caption><image:title>20</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/New%2BPoints%2BNorth%2BLogo-1920w.png</image:loc><image:caption>New+Points+North+Logo-1920w</image:caption><image:title>New+Points+North+Logo-1920w</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/21972-312_SOC_NonCPA.png</image:loc><image:caption>21972-312_SOC_NonCPA</image:caption><image:title>21972-312_SOC_NonCPA</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/CBA%20Article%20Hero.png</image:loc><image:caption>construction site manager hands tablet and pen to an executive visiting the site.</image:caption><image:title>CBA Article Hero</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/Product_ACA/ACA_Reporter_March_2023/images/ICHRAS%2BThe%2BNew%2BPossible%2BAddition%2Bto%2BACA%2BReporting-1920w.jpg</image:loc><image:caption>ICHRAS+The+New+Possible+Addition+to+ACA+Reporting-1920w</image:caption><image:title>ICHRAS+The+New+Possible+Addition+to+ACA+Reporting-1920w</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/Coworkers%20reviewing%20government%20big%20blueprints%20(1).png</image:loc><image:caption>two male coworkers look at a blueprint together</image:caption><image:title>Coworkers reviewing government big blueprints (1)</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/Website_PN%20Assets_2024/PN24%20Footer%20Logo-1.png</image:loc><image:caption>PN24 Footer Logo-1</image:caption><image:title>PN24 Footer Logo-1</image:title></image:image><lastmod>2025-05-21</lastmod></url><url><loc>https://www.points-north.com/trends-and-insights/payroll-records</loc><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/Coworkers%20reviewing%20government%20big%20blueprints%20(1).png</image:loc><image:caption>two male coworkers look at a blueprint together</image:caption><image:title>Coworkers reviewing government big blueprints (1)</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/New%2BPoints%2BNorth%2BLogo-1920w.png</image:loc><image:caption>New+Points+North+Logo-1920w</image:caption><image:title>New+Points+North+Logo-1920w</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/21972-312_SOC_NonCPA.png</image:loc><image:caption>21972-312_SOC_NonCPA</image:caption><image:title>21972-312_SOC_NonCPA</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/Payroll%20Records%20Blog%20Hero.png</image:loc><image:caption>Payroll Records Blog Hero</image:caption><image:title>Payroll Records Blog Hero</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/CBA%20Article%20Hero.png</image:loc><image:caption>construction site manager hands tablet and pen to an executive visiting the site.</image:caption><image:title>CBA Article Hero</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/Website_PN%20Assets_2024/PN24%20Footer%20Logo-1.png</image:loc><image:caption>PN24 Footer Logo-1</image:caption><image:title>PN24 Footer Logo-1</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/Product_ACA/ACA_Reporter_March_2023/images/ICHRAS%2BThe%2BNew%2BPossible%2BAddition%2Bto%2BACA%2BReporting-1920w.jpg</image:loc><image:caption>ICHRAS+The+New+Possible+Addition+to+ACA+Reporting-1920w</image:caption><image:title>ICHRAS+The+New+Possible+Addition+to+ACA+Reporting-1920w</image:title></image:image><lastmod>2025-05-21</lastmod></url><url><loc>https://www.points-north.com/knowledge-base/how-do-i-change-the-payroll-number</loc><lastmod>2025-05-12</lastmod></url><url><loc>https://www.points-north.com/industries/restaurants</loc><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/Restaurant%20workers%20with%20computer.png</image:loc><image:caption>Restaurant workers with computer</image:caption><image:title>Restaurant workers with computer</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/Compliance%20overview.png</image:loc><image:caption>Compliance overview</image:caption><image:title>Compliance overview</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/21972-312_SOC_NonCPA.png</image:loc><image:caption>21972-312_SOC_NonCPA</image:caption><image:title>21972-312_SOC_NonCPA</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/Restaurant%20window.png</image:loc><image:caption>Restaurant window</image:caption><image:title>Restaurant window</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/Server%20helping%20customers.png</image:loc><image:caption>Server helping customers</image:caption><image:title>Server helping customers</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/People%20with%20checklist.png</image:loc><image:caption>People with checklist</image:caption><image:title>People with checklist</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/Website_PN%20Assets_2024/PN24%20Footer%20Logo-1.png</image:loc><image:caption>PN24 Footer Logo-1</image:caption><image:title>PN24 Footer Logo-1</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/New%2BPoints%2BNorth%2BLogo-1920w.png</image:loc><image:caption>New+Points+North+Logo-1920w</image:caption><image:title>New+Points+North+Logo-1920w</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/Customers%20enjoying%20food.png</image:loc><image:caption>Customers enjoying food</image:caption><image:title>Customers enjoying food</image:title></image:image><lastmod>2026-03-17</lastmod></url><url><loc>https://www.points-north.com/knowledge-base/how-do-i-add-a-new-user</loc><lastmod>2025-05-12</lastmod></url><url><loc>https://www.points-north.com/trends-and-insights/a-complete-guide-to-coding-the-aca-form-1095-c</loc><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/New%2BPoints%2BNorth%2BLogo-1920w.png</image:loc><image:caption>New+Points+North+Logo-1920w</image:caption><image:title>New+Points+North+Logo-1920w</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/Website_PN%20Assets_2024/PN24%20Footer%20Logo-1.png</image:loc><image:caption>PN24 Footer Logo-1</image:caption><image:title>PN24 Footer Logo-1</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/Building%20Construction%20Equipment.png</image:loc><image:caption>building construction site equipment</image:caption><image:title>Building Construction Equipment</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/IRS%20Begins%20Issuing%20Letter%205699%20for%202024%20Tax%20Year%20(1).png</image:loc><image:caption>woman focused on work in her office</image:caption><image:title>IRS Begins Issuing Letter 5699 for 2024 Tax Year (1)</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/21972-312_SOC_NonCPA.png</image:loc><image:caption>21972-312_SOC_NonCPA</image:caption><image:title>21972-312_SOC_NonCPA</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/21.png</image:loc><image:caption>IRS Letter 5699 Compliance</image:caption><image:title>21</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/ACA%20Year-Round%20Compliance%20Hero%20Image.png</image:loc><image:caption>decorative: woman working on her laptop on aca compliance monitoring</image:caption><image:title>ACA Year-Round Compliance Hero Image</image:title></image:image><lastmod>2026-03-20</lastmod></url><url><loc>https://www.points-north.com/trends-and-insights/construction-technology-and-the-bipartisan-infrastructure-act</loc><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/Coworkers%20reviewing%20government%20big%20blueprints%20(1).png</image:loc><image:caption>two male coworkers look at a blueprint together</image:caption><image:title>Coworkers reviewing government big blueprints (1)</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/CBA%20Article%20Hero.png</image:loc><image:caption>construction site manager hands tablet and pen to an executive visiting the site.</image:caption><image:title>CBA Article Hero</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/New%2BPoints%2BNorth%2BLogo-1920w.png</image:loc><image:caption>New+Points+North+Logo-1920w</image:caption><image:title>New+Points+North+Logo-1920w</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/21972-312_SOC_NonCPA.png</image:loc><image:caption>21972-312_SOC_NonCPA</image:caption><image:title>21972-312_SOC_NonCPA</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/Product_ACA/ACA_Reporter_March_2023/images/ICHRAS%2BThe%2BNew%2BPossible%2BAddition%2Bto%2BACA%2BReporting-1920w.jpg</image:loc><image:caption>ICHRAS+The+New+Possible+Addition+to+ACA+Reporting-1920w</image:caption><image:title>ICHRAS+The+New+Possible+Addition+to+ACA+Reporting-1920w</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/52.png</image:loc><image:caption>Construction Contractors for a Government Project</image:caption><image:title>52</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/Website_PN%20Assets_2024/PN24%20Footer%20Logo-1.png</image:loc><image:caption>PN24 Footer Logo-1</image:caption><image:title>PN24 Footer Logo-1</image:title></image:image><lastmod>2025-05-21</lastmod></url><url><loc>https://www.points-north.com/trends-and-insights/certified-payroll-example</loc><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/Certified%20Payroll%20Examples%20Graphic.png</image:loc><image:caption>Certified Payroll Examples Graphic</image:caption><image:title>Certified Payroll Examples Graphic</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/21972-312_SOC_NonCPA.png</image:loc><image:caption>21972-312_SOC_NonCPA</image:caption><image:title>21972-312_SOC_NonCPA</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/2-Feb-23-2026-05-16-01-8884-PM.png</image:loc><image:caption>An image showcases a testimonial from Stephanie at JTC Electrical</image:caption><image:title>2-Feb-23-2026-05-16-01-8884-PM</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/3-Feb-23-2026-05-16-01-9619-PM.png</image:loc><image:caption>Two professionals look at a laptop together with green design elements in the background.</image:caption><image:title>3-Feb-23-2026-05-16-01-9619-PM</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/New%2BPoints%2BNorth%2BLogo-1920w.png</image:loc><image:caption>New+Points+North+Logo-1920w</image:caption><image:title>New+Points+North+Logo-1920w</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/Compliance%20Flow%20Graphic.png</image:loc><image:caption>A flowchart showing multi-jurisdictional compliance</image:caption><image:title>Compliance Flow 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Image</image:title></image:image><lastmod>2026-02-24</lastmod></url><url><loc>https://www.points-north.com/trends-and-insights/5-uses-of-business-compliance-software-to-improve-workplace-efficiency</loc><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/Website_PN%20Assets_2024/PN24%20Footer%20Logo-1.png</image:loc><image:caption>PN24 Footer Logo-1</image:caption><image:title>PN24 Footer Logo-1</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/ACA%20Year-Round%20Compliance%20Hero%20Image.png</image:loc><image:caption>decorative: woman working on her laptop on aca compliance monitoring</image:caption><image:title>ACA Year-Round Compliance Hero Image</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/Payroll%20Compliance%20Software%20Image%201.png</image:loc><image:caption>two employees collaborate at a desk with a lot of 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Business Compliance Software Blog Hero</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/New%2BPoints%2BNorth%2BLogo-1920w.png</image:loc><image:caption>New+Points+North+Logo-1920w</image:caption><image:title>New+Points+North+Logo-1920w</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/21972-312_SOC_NonCPA.png</image:loc><image:caption>21972-312_SOC_NonCPA</image:caption><image:title>21972-312_SOC_NonCPA</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/IRS%20Begins%20Issuing%20Letter%205699%20for%202024%20Tax%20Year%20(1).png</image:loc><image:caption>woman focused on work in her office</image:caption><image:title>IRS Begins Issuing Letter 5699 for 2024 Tax Year 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Site</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/Building%20Construction%20Equipment.png</image:loc><image:caption>building construction site equipment</image:caption><image:title>Building Construction Equipment</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/IRS%20Begins%20Issuing%20Letter%205699%20for%202024%20Tax%20Year%20(1).png</image:loc><image:caption>woman focused on work in her office</image:caption><image:title>IRS Begins Issuing Letter 5699 for 2024 Tax Year (1)</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/21972-312_SOC_NonCPA.png</image:loc><image:caption>21972-312_SOC_NonCPA</image:caption><image:title>21972-312_SOC_NonCPA</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/ACA%20Year-Round%20Compliance%20Hero%20Image.png</image:loc><image:caption>decorative: woman working on her laptop on aca compliance monitoring</image:caption><image:title>ACA Year-Round Compliance Hero 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(1)</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/Product_ACA/ACA_Reporter_March_2023/images/ICHRAS%2BThe%2BNew%2BPossible%2BAddition%2Bto%2BACA%2BReporting-1920w.jpg</image:loc><image:caption>ICHRAS+The+New+Possible+Addition+to+ACA+Reporting-1920w</image:caption><image:title>ICHRAS+The+New+Possible+Addition+to+ACA+Reporting-1920w</image:title></image:image><lastmod>2025-05-21</lastmod></url><url><loc>https://www.points-north.com/trends-and-insights/sl-companies-a-prevailing-wage-study</loc><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/CaseStudy1.jpg</image:loc><image:caption>CaseStudy1</image:caption><image:title>CaseStudy1</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/21972-312_SOC_NonCPA.png</image:loc><image:caption>21972-312_SOC_NonCPA</image:caption><image:title>21972-312_SOC_NonCPA</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/New%2BPoints%2BNorth%2BLogo-1920w.png</image:loc><image:caption>New+Points+North+Logo-1920w</image:caption><image:title>New+Points+North+Logo-1920w</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/S&amp;L%20Companies%20Case%20Study%20-%20CPR-Final-1.png</image:loc><image:caption>S&amp;L 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(1)</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/Website_PN%20Assets_2024/PN24%20Footer%20Logo-1.png</image:loc><image:caption>PN24 Footer Logo-1</image:caption><image:title>PN24 Footer 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site manager hands tablet and pen to an executive visiting the site.</image:caption><image:title>CBA Article Hero</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/Website_PN%20Assets_2024/PN24%20Footer%20Logo-1.png</image:loc><image:caption>PN24 Footer Logo-1</image:caption><image:title>PN24 Footer Logo-1</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/Coworkers%20reviewing%20government%20big%20blueprints%20(1).png</image:loc><image:caption>two male coworkers look at a blueprint together</image:caption><image:title>Coworkers reviewing government big blueprints 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Compliance</image:caption><image:title>41</image:title></image:image><lastmod>2025-05-21</lastmod></url><url><loc>https://www.points-north.com/trends-and-insights/3-ways-construction-accounting-helps-contractors-save-money</loc><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/Coworkers%20reviewing%20government%20big%20blueprints%20(1).png</image:loc><image:caption>two male coworkers look at a blueprint together</image:caption><image:title>Coworkers reviewing government big blueprints (1)</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/helloquence-5fNmWej4tAA-unsplash-1920w-1%20copy.jpg</image:loc><image:caption>Two people work from laptops, working together on a notebook between them.</image:caption><image:title>helloquence-5fNmWej4tAA-unsplash-1920w-1 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site manager hands tablet and pen to an executive visiting the site.</image:caption><image:title>CBA Article 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(1)</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/New%2BPoints%2BNorth%2BLogo-1920w.png</image:loc><image:caption>New+Points+North+Logo-1920w</image:caption><image:title>New+Points+North+Logo-1920w</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/21972-312_SOC_NonCPA.png</image:loc><image:caption>21972-312_SOC_NonCPA</image:caption><image:title>21972-312_SOC_NonCPA</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/Product_Construction/Website%20Assets_CertifiedPayrollReporting_Feb2023/Images/6%2BReasons%2BYou%2BNeed%2Bto%2BAutomate%2BYour%2BUnique%2BPayroll%2BPolicies-1920w.webp</image:loc><image:caption>6+Reasons+You+Need+to+Automate+Your+Unique+Payroll+Policies-1920w</image:caption><image:title>6+Reasons+You+Need+to+Automate+Your+Unique+Payroll+Policies-1920w</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/Website_PN%20Assets_2024/PN24%20Footer%20Logo-1.png</image:loc><image:caption>PN24 Footer Logo-1</image:caption><image:title>PN24 Footer Logo-1</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/CBA%20Article%20Hero.png</image:loc><image:caption>construction site manager hands tablet and pen to an executive visiting the site.</image:caption><image:title>CBA Article Hero</image:title></image:image><lastmod>2026-02-24</lastmod></url><url><loc>https://www.points-north.com/trends-and-insights/certified-payroll-reporting-requirements-for-contractors</loc><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/4-Feb-23-2026-05-04-04-1224-PM.png</image:loc><image:caption>A table illustrating the difference between actual employer cost vs hourly equivalent for fringe benefits.</image:caption><image:title>4-Feb-23-2026-05-04-04-1224-PM</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/7-4.png</image:loc><image:caption>Testimonial from a verified construction user on the UKG marketplace</image:caption><image:title>7-4</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/IRS%20Begins%20Issuing%20Letter%205699%20for%202024%20Tax%20Year%20(1).png</image:loc><image:caption>woman focused on work in her office</image:caption><image:title>IRS Begins Issuing Letter 5699 for 2024 Tax Year (1)</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/Certified%20Payroll%20Compliance%20graphic%201.png</image:loc><image:caption>Certified Payroll Compliance graphic 1</image:caption><image:title>Certified Payroll Compliance graphic 1</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/21972-312_SOC_NonCPA.png</image:loc><image:caption>21972-312_SOC_NonCPA</image:caption><image:title>21972-312_SOC_NonCPA</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/Certified%20Payroll%20Reporting%20Requirements%20for%20Contractors.png</image:loc><image:caption>Certified Payroll Reporting Requirements for Contractors</image:caption><image:title>Certified Payroll Reporting Requirements for Contractors</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/2-Feb-23-2026-05-04-04-2526-PM.png</image:loc><image:caption>icons and arrows depict the certified payroll compliance ecosystem</image:caption><image:title>2-Feb-23-2026-05-04-04-2526-PM</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/Building%20Construction%20Equipment.png</image:loc><image:caption>building construction site equipment</image:caption><image:title>Building Construction Equipment</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/6-Feb-23-2026-05-07-22-7084-PM.png</image:loc><image:caption>6-Feb-23-2026-05-07-22-7084-PM</image:caption><image:title>6-Feb-23-2026-05-07-22-7084-PM</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/New%2BPoints%2BNorth%2BLogo-1920w.png</image:loc><image:caption>New+Points+North+Logo-1920w</image:caption><image:title>New+Points+North+Logo-1920w</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/ACA%20Year-Round%20Compliance%20Hero%20Image.png</image:loc><image:caption>decorative: woman working on her laptop on aca compliance monitoring</image:caption><image:title>ACA Year-Round Compliance Hero Image</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/Website_PN%20Assets_2024/PN24%20Footer%20Logo-1.png</image:loc><image:caption>PN24 Footer Logo-1</image:caption><image:title>PN24 Footer Logo-1</image:title></image:image><lastmod>2026-02-24</lastmod></url><url><loc>https://www.points-north.com/trends-and-insights/how-to-prevent-wage-rate-management-from-being-your-bottleneck</loc><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/Building%20Construction%20Equipment.png</image:loc><image:caption>building construction site equipment</image:caption><image:title>Building Construction Equipment</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/IRS%20Begins%20Issuing%20Letter%205699%20for%202024%20Tax%20Year%20(1).png</image:loc><image:caption>woman focused on work in her office</image:caption><image:title>IRS Begins Issuing Letter 5699 for 2024 Tax Year (1)</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/New%2BPoints%2BNorth%2BLogo-1920w.png</image:loc><image:caption>New+Points+North+Logo-1920w</image:caption><image:title>New+Points+North+Logo-1920w</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/Product_Construction/Stock%20Photos/Unused/group-of-worker-at-construction-site-2025-01-27-23-59-18-utc.jpg</image:loc><image:caption>multiple workers at a construction 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site manager hands tablet and pen to an executive visiting the site.</image:caption><image:title>CBA Article 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Footer Logo-1</image:caption><image:title>PN24 Footer 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male coworkers look at a blueprint together</image:caption><image:title>Coworkers reviewing government big blueprints (1)</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/Product_Construction/Website%20Assets_CertifiedPayrollReporting_Feb2023/Images/10-1920w.png</image:loc><image:caption>10-1920w</image:caption><image:title>10-1920w</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/Product_Construction/Website%20Assets_CertifiedPayrollReporting_Feb2023/Images/3-1920w.png</image:loc><image:caption>3-1920w</image:caption><image:title>3-1920w</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/Product_Construction/Website%20Assets_CertifiedPayrollReporting_Feb2023/Images/11-1920w.webp</image:loc><image:caption>11-1920w</image:caption><image:title>11-1920w</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/CBA%20Article%20Hero.png</image:loc><image:caption>construction site manager hands tablet and pen to an executive visiting the site.</image:caption><image:title>CBA Article Hero</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/1089-1920w%20copy.jpg</image:loc><image:caption>1089-1920w copy</image:caption><image:title>1089-1920w copy</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/Product_Construction/Website%20Assets_CertifiedPayrollReporting_Feb2023/Images/8-1920w.png</image:loc><image:caption>8-1920w</image:caption><image:title>8-1920w</image:title></image:image><lastmod>2026-02-24</lastmod></url><url><loc>https://www.points-north.com/trends-and-insights/compliance-software-and-the-infrastructure-investment-and-jobs-act</loc><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/Product_ACA/ACA_Reporter_March_2023/images/ICHRAS%2BThe%2BNew%2BPossible%2BAddition%2Bto%2BACA%2BReporting-1920w.jpg</image:loc><image:caption>ICHRAS+The+New+Possible+Addition+to+ACA+Reporting-1920w</image:caption><image:title>ICHRAS+The+New+Possible+Addition+to+ACA+Reporting-1920w</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/51.png</image:loc><image:caption>Government Compliance Software for Prevailing Wages</image:caption><image:title>51</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/Website_PN%20Assets_2024/PN24%20Footer%20Logo-1.png</image:loc><image:caption>PN24 Footer Logo-1</image:caption><image:title>PN24 Footer Logo-1</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/21972-312_SOC_NonCPA.png</image:loc><image:caption>21972-312_SOC_NonCPA</image:caption><image:title>21972-312_SOC_NonCPA</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/CBA%20Article%20Hero.png</image:loc><image:caption>construction site manager hands tablet and pen to an executive visiting the site.</image:caption><image:title>CBA Article Hero</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/New%2BPoints%2BNorth%2BLogo-1920w.png</image:loc><image:caption>New+Points+North+Logo-1920w</image:caption><image:title>New+Points+North+Logo-1920w</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/Coworkers%20reviewing%20government%20big%20blueprints%20(1).png</image:loc><image:caption>two male coworkers look at a blueprint together</image:caption><image:title>Coworkers reviewing government big blueprints (1)</image:title></image:image><lastmod>2025-05-20</lastmod></url><url><loc>https://www.points-north.com/trends-and-insights/prevailing-wage-laws-for-construction-labors</loc><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/Consruction%2Bcertified%2Bparyroll-1920w-1%20copy.jpg</image:loc><image:caption>Consruction+certified+paryroll-1920w-1 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copy</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/21972-312_SOC_NonCPA.png</image:loc><image:caption>21972-312_SOC_NonCPA</image:caption><image:title>21972-312_SOC_NonCPA</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/New%2BPoints%2BNorth%2BLogo-1920w.png</image:loc><image:caption>New+Points+North+Logo-1920w</image:caption><image:title>New+Points+North+Logo-1920w</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/Product_ACA/ACA_Reporter_March_2023/images/ICHRAS%2BThe%2BNew%2BPossible%2BAddition%2Bto%2BACA%2BReporting-1920w.jpg</image:loc><image:caption>ICHRAS+The+New+Possible+Addition+to+ACA+Reporting-1920w</image:caption><image:title>ICHRAS+The+New+Possible+Addition+to+ACA+Reporting-1920w</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/Website_PN%20Assets_2024/PN24%20Footer%20Logo-1.png</image:loc><image:caption>PN24 Footer Logo-1</image:caption><image:title>PN24 Footer Logo-1</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/Coworkers%20reviewing%20government%20big%20blueprints%20(1).png</image:loc><image:caption>two male coworkers look at a blueprint together</image:caption><image:title>Coworkers reviewing government big blueprints (1)</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/CBA%20Article%20Hero.png</image:loc><image:caption>construction site manager hands tablet and pen to an executive visiting the site.</image:caption><image:title>CBA Article Hero</image:title></image:image><lastmod>2026-02-24</lastmod></url><url><loc>https://www.points-north.com/contact</loc><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/Website_PN%20Assets_2024/Contact%20Points%20North%20Hero%20Image.png</image:loc><image:caption>Contact Points North Hero Image</image:caption><image:title>Contact Points North Hero Image</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/Website_PN%20Assets_2024/PN24%20Footer%20Logo-1.png</image:loc><image:caption>PN24 Footer Logo-1</image:caption><image:title>PN24 Footer Logo-1</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/New%2BPoints%2BNorth%2BLogo-1920w.png</image:loc><image:caption>New+Points+North+Logo-1920w</image:caption><image:title>New+Points+North+Logo-1920w</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/21972-312_SOC_NonCPA.png</image:loc><image:caption>21972-312_SOC_NonCPA</image:caption><image:title>21972-312_SOC_NonCPA</image:title></image:image><lastmod>2026-01-12</lastmod></url><url><loc>https://www.points-north.com/trends-and-insights/apprenticeship-ratios-prevailing-wage-requirements</loc><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/New%2BPoints%2BNorth%2BLogo-1920w.png</image:loc><image:caption>New+Points+North+Logo-1920w</image:caption><image:title>New+Points+North+Logo-1920w</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/Building%20Construction%20Equipment.png</image:loc><image:caption>building construction site equipment</image:caption><image:title>Building Construction Equipment</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/How%20Apprentice-to-Journeyman%20Ratios%20Work.png</image:loc><image:caption>infographic showcasing different apprentice-to-journeyman ratios</image:caption><image:title>How Apprentice-to-Journeyman Ratios Work</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/ACA%20Year-Round%20Compliance%20Hero%20Image.png</image:loc><image:caption>decorative: woman working on her laptop on aca compliance monitoring</image:caption><image:title>ACA Year-Round Compliance Hero Image</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/21972-312_SOC_NonCPA.png</image:loc><image:caption>21972-312_SOC_NonCPA</image:caption><image:title>21972-312_SOC_NonCPA</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/Website_PN%20Assets_2024/PN24%20Footer%20Logo-1.png</image:loc><image:caption>PN24 Footer Logo-1</image:caption><image:title>PN24 Footer Logo-1</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/apprenticeship%20ratios-1-1.png</image:loc><image:caption>apprenticeship ratios-1-1</image:caption><image:title>apprenticeship ratios-1-1</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/apprenticeship%20ratios%20image%202-1.png</image:loc><image:caption>apprenticeship ratios image 2-1</image:caption><image:title>apprenticeship ratios image 2-1</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/Why%20Ratios%20Must%20Be%20Tracked%20Daily.png</image:loc><image:caption>infographic showing a scenario that explains why apprenticeship ratios must be tracked daily</image:caption><image:title>Why Ratios Must Be Tracked Daily</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/IRS%20Begins%20Issuing%20Letter%205699%20for%202024%20Tax%20Year%20(1).png</image:loc><image:caption>woman focused on work in her office</image:caption><image:title>IRS Begins Issuing Letter 5699 for 2024 Tax Year (1)</image:title></image:image><lastmod>2026-03-09</lastmod></url><url><loc>https://www.points-north.com/trends-and-insights/march-31-deadline-what-you-need-to-know</loc><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/New%2BPoints%2BNorth%2BLogo-1920w.png</image:loc><image:caption>New+Points+North+Logo-1920w</image:caption><image:title>New+Points+North+Logo-1920w</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/Website_PN%20Assets_2024/PN24%20Footer%20Logo-1.png</image:loc><image:caption>PN24 Footer Logo-1</image:caption><image:title>PN24 Footer Logo-1</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/21972-312_SOC_NonCPA.png</image:loc><image:caption>21972-312_SOC_NonCPA</image:caption><image:title>21972-312_SOC_NonCPA</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/Coworkers%20reviewing%20government%20big%20blueprints%20(1).png</image:loc><image:caption>two male coworkers look at a blueprint together</image:caption><image:title>Coworkers reviewing government big blueprints (1)</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/10.png</image:loc><image:caption>Affordable Care Act Compliance Specialist</image:caption><image:title>10</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/Product_ACA/ACA_Reporter_March_2023/images/ICHRAS%2BThe%2BNew%2BPossible%2BAddition%2Bto%2BACA%2BReporting-1920w.jpg</image:loc><image:caption>ICHRAS+The+New+Possible+Addition+to+ACA+Reporting-1920w</image:caption><image:title>ICHRAS+The+New+Possible+Addition+to+ACA+Reporting-1920w</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/CBA%20Article%20Hero.png</image:loc><image:caption>construction site manager hands tablet and pen to an executive visiting the site.</image:caption><image:title>CBA Article Hero</image:title></image:image><lastmod>2026-04-29</lastmod></url><url><loc>https://www.points-north.com/trends-and-insights/the-new-hra-regulations-explained</loc><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/Website_PN%20Assets_2024/PN24%20Footer%20Logo-1.png</image:loc><image:caption>PN24 Footer Logo-1</image:caption><image:title>PN24 Footer Logo-1</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/The%20New%20HRA%20Regulations%20Explained%20Blog%20Hero.png</image:loc><image:caption>The New HRA Regulations Explained Blog Hero</image:caption><image:title>The New HRA Regulations Explained Blog Hero</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/CBA%20Article%20Hero.png</image:loc><image:caption>construction site manager hands tablet and pen to an executive visiting the site.</image:caption><image:title>CBA Article 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Image</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/Coworkers%20reviewing%20government%20big%20blueprints%20(1).png</image:loc><image:caption>two male coworkers look at a blueprint together</image:caption><image:title>Coworkers reviewing government big blueprints (1)</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/Website_PN%20Assets_Dec2022/Image/b-15.webp</image:loc><image:caption>b-15</image:caption><image:title>b-15</image:title></image:image><lastmod>2025-05-21</lastmod></url><url><loc>https://www.points-north.com/trends-and-insights/how-data-aggregation-software-can-benefit-your-construction-business</loc><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/CBA%20Article%20Hero.png</image:loc><image:caption>construction site manager hands tablet and pen to an executive visiting the 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Business</image:caption><image:title>17</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/Coworkers%20reviewing%20government%20big%20blueprints%20(1).png</image:loc><image:caption>two male coworkers look at a blueprint together</image:caption><image:title>Coworkers reviewing government big blueprints (1)</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/New%2BPoints%2BNorth%2BLogo-1920w.png</image:loc><image:caption>New+Points+North+Logo-1920w</image:caption><image:title>New+Points+North+Logo-1920w</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/Website_PN%20Assets_2024/PN24%20Footer%20Logo-1.png</image:loc><image:caption>PN24 Footer Logo-1</image:caption><image:title>PN24 Footer Logo-1</image:title></image:image><lastmod>2025-05-20</lastmod></url><url><loc>https://www.points-north.com/rippling</loc><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/21972-312_SOC_NonCPA.png</image:loc><image:caption>21972-312_SOC_NonCPA</image:caption><image:title>21972-312_SOC_NonCPA</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/6311e9252e256f691b3715bd_Rippling.png</image:loc><image:caption>rippling partner logo</image:caption><image:title>6311e9252e256f691b3715bd_Rippling</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/5-Nov-10-2025-07-21-24-6430-PM.png</image:loc><image:caption>construction workers looking over plan at construction 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male coworkers look at a blueprint together</image:caption><image:title>Coworkers reviewing government big blueprints (1)</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/Common%2BCertified%2BPayroll%2BReport%2BMistakes%2Bto%2BAvoid-1920w%20(1)%20copy.jpg</image:loc><image:caption>Common+Certified+Payroll+Report+Mistakes+to+Avoid-1920w (1) copy</image:caption><image:title>Common+Certified+Payroll+Report+Mistakes+to+Avoid-1920w (1) copy</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/21972-312_SOC_NonCPA.png</image:loc><image:caption>21972-312_SOC_NonCPA</image:caption><image:title>21972-312_SOC_NonCPA</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/Product_ACA/ACA_Reporter_March_2023/images/ICHRAS%2BThe%2BNew%2BPossible%2BAddition%2Bto%2BACA%2BReporting-1920w.jpg</image:loc><image:caption>ICHRAS+The+New+Possible+Addition+to+ACA+Reporting-1920w</image:caption><image:title>ICHRAS+The+New+Possible+Addition+to+ACA+Reporting-1920w</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/Website_PN%20Assets_2024/PN24%20Footer%20Logo-1.png</image:loc><image:caption>PN24 Footer Logo-1</image:caption><image:title>PN24 Footer Logo-1</image:title></image:image><lastmod>2026-02-24</lastmod></url><url><loc>https://www.points-north.com/trends-and-insights/federal-infrastructure-projects-soon-to-have-new-wage-rule</loc><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/47.png</image:loc><image:caption>Federal Infrastructure Prevailing Wage Contractors</image:caption><image:title>47</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/New%2BPoints%2BNorth%2BLogo-1920w.png</image:loc><image:caption>New+Points+North+Logo-1920w</image:caption><image:title>New+Points+North+Logo-1920w</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/Product_ACA/ACA_Reporter_March_2023/images/ICHRAS%2BThe%2BNew%2BPossible%2BAddition%2Bto%2BACA%2BReporting-1920w.jpg</image:loc><image:caption>ICHRAS+The+New+Possible+Addition+to+ACA+Reporting-1920w</image:caption><image:title>ICHRAS+The+New+Possible+Addition+to+ACA+Reporting-1920w</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/Website_PN%20Assets_2024/PN24%20Footer%20Logo-1.png</image:loc><image:caption>PN24 Footer Logo-1</image:caption><image:title>PN24 Footer Logo-1</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/CBA%20Article%20Hero.png</image:loc><image:caption>construction site manager hands tablet and pen to an executive visiting the site.</image:caption><image:title>CBA Article Hero</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/21972-312_SOC_NonCPA.png</image:loc><image:caption>21972-312_SOC_NonCPA</image:caption><image:title>21972-312_SOC_NonCPA</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/Coworkers%20reviewing%20government%20big%20blueprints%20(1).png</image:loc><image:caption>two male coworkers look at a blueprint together</image:caption><image:title>Coworkers reviewing government big blueprints (1)</image:title></image:image><lastmod>2025-05-21</lastmod></url><url><loc>https://www.points-north.com/trends-and-insights/what-to-expect-from-changes-made-to-the-davis-bacon-act</loc><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/CBA%20Article%20Hero.png</image:loc><image:caption>construction site manager hands tablet and pen to an executive visiting the site.</image:caption><image:title>CBA Article 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Bacon Act Contractors on Construction Site</image:caption><image:title>24</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/Website_PN%20Assets_2024/PN24%20Footer%20Logo-1.png</image:loc><image:caption>PN24 Footer Logo-1</image:caption><image:title>PN24 Footer Logo-1</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/Coworkers%20reviewing%20government%20big%20blueprints%20(1).png</image:loc><image:caption>two male coworkers look at a blueprint together</image:caption><image:title>Coworkers reviewing government big blueprints (1)</image:title></image:image><lastmod>2025-05-20</lastmod></url><url><loc>https://www.points-north.com/trends-and-insights/finding-aca-compliance-software-solution</loc><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/Website_PN%20Assets_2024/PN24%20Footer%20Logo-1.png</image:loc><image:caption>PN24 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(1)</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/New%2BPoints%2BNorth%2BLogo-1920w.png</image:loc><image:caption>New+Points+North+Logo-1920w</image:caption><image:title>New+Points+North+Logo-1920w</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/CBA%20Article%20Hero.png</image:loc><image:caption>construction site manager hands tablet and pen to an executive visiting the site.</image:caption><image:title>CBA Article Hero</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/finding%20aca%20compliance%20software%20blog%20hero.png</image:loc><image:caption>finding aca compliance software blog hero</image:caption><image:title>finding aca compliance software blog hero</image:title></image:image><lastmod>2026-05-05</lastmod></url><url><loc>https://www.points-north.com/trends-and-insights/calculating-total-wages-fringe-benefits</loc><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/59.png</image:loc><image:caption>Calculating Fringe Benefits</image:caption><image:title>59</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/Website_PN%20Assets_2024/PN24%20Footer%20Logo-1.png</image:loc><image:caption>PN24 Footer Logo-1</image:caption><image:title>PN24 Footer Logo-1</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/Coworkers%20reviewing%20government%20big%20blueprints%20(1).png</image:loc><image:caption>two male coworkers look at a blueprint together</image:caption><image:title>Coworkers reviewing government big blueprints (1)</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/New%2BPoints%2BNorth%2BLogo-1920w.png</image:loc><image:caption>New+Points+North+Logo-1920w</image:caption><image:title>New+Points+North+Logo-1920w</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/21972-312_SOC_NonCPA.png</image:loc><image:caption>21972-312_SOC_NonCPA</image:caption><image:title>21972-312_SOC_NonCPA</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/CBA%20Article%20Hero.png</image:loc><image:caption>construction site manager hands tablet and pen to an executive visiting the site.</image:caption><image:title>CBA Article Hero</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/Product_ACA/ACA_Reporter_March_2023/images/ICHRAS%2BThe%2BNew%2BPossible%2BAddition%2Bto%2BACA%2BReporting-1920w.jpg</image:loc><image:caption>ICHRAS+The+New+Possible+Addition+to+ACA+Reporting-1920w</image:caption><image:title>ICHRAS+The+New+Possible+Addition+to+ACA+Reporting-1920w</image:title></image:image><lastmod>2025-05-20</lastmod></url><url><loc>https://www.points-north.com/trends-and-insights/growing-telecom-company-makes-payroll-for-new-public-works-projects-a-breeze-using-points-north</loc><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/Product_ACA/ACA_Reporter_March_2023/images/ICHRAS%2BThe%2BNew%2BPossible%2BAddition%2Bto%2BACA%2BReporting-1920w.jpg</image:loc><image:caption>ICHRAS+The+New+Possible+Addition+to+ACA+Reporting-1920w</image:caption><image:title>ICHRAS+The+New+Possible+Addition+to+ACA+Reporting-1920w</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/Website_PN%20Assets_Dec2022/Image/b-01.webp</image:loc><image:caption>b-01</image:caption><image:title>b-01</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/21972-312_SOC_NonCPA.png</image:loc><image:caption>21972-312_SOC_NonCPA</image:caption><image:title>21972-312_SOC_NonCPA</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/b-02%20copy.jpg</image:loc><image:caption>b-02 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(1)</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/New%2BPoints%2BNorth%2BLogo-1920w.png</image:loc><image:caption>New+Points+North+Logo-1920w</image:caption><image:title>New+Points+North+Logo-1920w</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/CBA%20Article%20Hero.png</image:loc><image:caption>construction site manager hands tablet and pen to an executive visiting the site.</image:caption><image:title>CBA Article Hero</image:title></image:image><lastmod>2025-08-26</lastmod></url><url><loc>https://www.points-north.com/aca-reporter/aca-compliance-faq</loc><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/New%2BPoints%2BNorth%2BLogo-1920w.png</image:loc><image:caption>New+Points+North+Logo-1920w</image:caption><image:title>New+Points+North+Logo-1920w</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/Website_PN%20Assets_2024/PN24%20Footer%20Logo-1.png</image:loc><image:caption>PN24 Footer Logo-1</image:caption><image:title>PN24 Footer Logo-1</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/Business%20Person%20Asking%20Compliance%20Question.png</image:loc><image:caption>Business woman raising hand to ask ACA compliance questions</image:caption><image:title>Business Person Asking Compliance Question</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/21972-312_SOC_NonCPA.png</image:loc><image:caption>21972-312_SOC_NonCPA</image:caption><image:title>21972-312_SOC_NonCPA</image:title></image:image><lastmod>2026-03-17</lastmod></url><url><loc>https://www.points-north.com/trends-and-insights/ichra-101-aca-compliance-and-reporting</loc><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/21972-312_SOC_NonCPA.png</image:loc><image:caption>21972-312_SOC_NonCPA</image:caption><image:title>21972-312_SOC_NonCPA</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/Product_ACA/ACA_Reporter_March_2023/images/ICHRAS%2BThe%2BNew%2BPossible%2BAddition%2Bto%2BACA%2BReporting-1920w.jpg</image:loc><image:caption>ICHRAS+The+New+Possible+Addition+to+ACA+Reporting-1920w</image:caption><image:title>ICHRAS+The+New+Possible+Addition+to+ACA+Reporting-1920w</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/CBA%20Article%20Hero.png</image:loc><image:caption>construction 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Logo-1</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/Product_ACA/Stock%20Photos/businesswoman-and-male-client-using-digit-.jpg</image:loc><image:caption>Two HR Workers looking at ICHRA documents</image:caption><image:title>businesswoman-and-male-client-using-digit-</image:title></image:image><lastmod>2026-03-17</lastmod></url><url><loc>https://www.points-north.com/aca-reporter/aca-lifecycle-management</loc><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/New%2BPoints%2BNorth%2BLogo-1920w.png</image:loc><image:caption>New+Points+North+Logo-1920w</image:caption><image:title>New+Points+North+Logo-1920w</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/Website_PN%20Assets_2024/PN24%20Footer%20Logo-1.png</image:loc><image:caption>PN24 Footer Logo-1</image:caption><image:title>PN24 Footer Logo-1</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/1095.png</image:loc><image:caption>1095</image:caption><image:title>1095</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/ACA%20Lifecycle%20Management.png</image:loc><image:caption>ACA Lifecycle Management</image:caption><image:title>ACA Lifecycle Management</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/21972-312_SOC_NonCPA.png</image:loc><image:caption>21972-312_SOC_NonCPA</image:caption><image:title>21972-312_SOC_NonCPA</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/open%20enrollment.png</image:loc><image:caption>open enrollment</image:caption><image:title>open enrollment</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/Dashboards.png</image:loc><image:caption>Dashboards</image:caption><image:title>Dashboards</image:title></image:image><lastmod>2026-03-17</lastmod></url><url><loc>https://www.points-north.com/knowledge-base/how-do-i-remove-a-project</loc><lastmod>2025-05-12</lastmod></url><url><loc>https://www.points-north.com/trends-and-insights/sectors-highly-prone-to-aca-penalties-and-how-to-mitigate-them</loc><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/CBA%20Article%20Hero.png</image:loc><image:caption>construction site manager hands tablet and pen to an executive visiting the site.</image:caption><image:title>CBA Article Hero</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/Coworkers%20reviewing%20government%20big%20blueprints%20(1).png</image:loc><image:caption>two male coworkers look at a blueprint together</image:caption><image:title>Coworkers reviewing government big blueprints (1)</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/New%2BPoints%2BNorth%2BLogo-1920w.png</image:loc><image:caption>New+Points+North+Logo-1920w</image:caption><image:title>New+Points+North+Logo-1920w</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/21972-312_SOC_NonCPA.png</image:loc><image:caption>21972-312_SOC_NonCPA</image:caption><image:title>21972-312_SOC_NonCPA</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/Website_PN%20Assets_2024/PN24%20Footer%20Logo-1.png</image:loc><image:caption>PN24 Footer Logo-1</image:caption><image:title>PN24 Footer 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Footer Logo-1</image:caption><image:title>PN24 Footer Logo-1</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/Coworkers%20reviewing%20government%20big%20blueprints%20(1).png</image:loc><image:caption>two male coworkers look at a blueprint together</image:caption><image:title>Coworkers reviewing government big blueprints (1)</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/New%2BPoints%2BNorth%2BLogo-1920w.png</image:loc><image:caption>New+Points+North+Logo-1920w</image:caption><image:title>New+Points+North+Logo-1920w</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/21972-312_SOC_NonCPA.png</image:loc><image:caption>21972-312_SOC_NonCPA</image:caption><image:title>21972-312_SOC_NonCPA</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/Product_ACA/ACA_Reporter_March_2023/images/ICHRAS%2BThe%2BNew%2BPossible%2BAddition%2Bto%2BACA%2BReporting-1920w.jpg</image:loc><image:caption>ICHRAS+The+New+Possible+Addition+to+ACA+Reporting-1920w</image:caption><image:title>ICHRAS+The+New+Possible+Addition+to+ACA+Reporting-1920w</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/43.png</image:loc><image:caption>Affordable Care Act News and Information</image:caption><image:title>43</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/CBA%20Article%20Hero.png</image:loc><image:caption>construction site manager hands tablet and pen to an executive visiting the site.</image:caption><image:title>CBA Article Hero</image:title></image:image><lastmod>2025-05-21</lastmod></url><url><loc>https://www.points-north.com/industries/agriculture</loc><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/Variable%20Hour%20Management.png</image:loc><image:caption>Variable Hour Management</image:caption><image:title>Variable Hour Management</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/Untitled%20design%20(4).png</image:loc><image:caption>Untitled design (4)</image:caption><image:title>Untitled design (4)</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/Website_PN%20Assets_2024/PN24%20Footer%20Logo-1.png</image:loc><image:caption>PN24 Footer Logo-1</image:caption><image:title>PN24 Footer Logo-1</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/New%2BPoints%2BNorth%2BLogo-1920w.png</image:loc><image:caption>New+Points+North+Logo-1920w</image:caption><image:title>New+Points+North+Logo-1920w</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/Agriculture%20Hero.png</image:loc><image:caption>agriculture worker in the field</image:caption><image:title>Agriculture Hero</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/21972-312_SOC_NonCPA.png</image:loc><image:caption>21972-312_SOC_NonCPA</image:caption><image:title>21972-312_SOC_NonCPA</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/Farmer%20Working%20With%20Shovel.png</image:loc><image:caption>Farmer Working With Shovel</image:caption><image:title>Farmer Working With Shovel</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/Agriculture-Feature.png</image:loc><image:caption>Agriculture worker plowing field</image:caption><image:title>Agriculture-Feature</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/H2A%20Farmers.png</image:loc><image:caption>H2A Farmers</image:caption><image:title>H2A Farmers</image:title></image:image><lastmod>2026-03-17</lastmod></url><url><loc>https://www.points-north.com/trends-and-insights/1.6-million-aca-error</loc><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/Website_PN%20Assets_2024/PN24%20Footer%20Logo-1.png</image:loc><image:caption>PN24 Footer Logo-1</image:caption><image:title>PN24 Footer Logo-1</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/CBA%20Article%20Hero.png</image:loc><image:caption>construction site manager hands tablet and pen to an executive visiting the site.</image:caption><image:title>CBA Article Hero</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/Product_ACA/Stock%20Photos/copped-shot-of-female-accountant-working-with-comp-2024-11-27-17-20-12-utc.jpg</image:loc><image:caption>Person working on their ACA process</image:caption><image:title>copped-shot-of-female-accountant-working-with-comp-2024-11-27-17-20-12-utc</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/21972-312_SOC_NonCPA.png</image:loc><image:caption>21972-312_SOC_NonCPA</image:caption><image:title>21972-312_SOC_NonCPA</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/Coworkers%20reviewing%20government%20big%20blueprints%20(1).png</image:loc><image:caption>two male coworkers look at a blueprint together</image:caption><image:title>Coworkers reviewing government big blueprints (1)</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/New%2BPoints%2BNorth%2BLogo-1920w.png</image:loc><image:caption>New+Points+North+Logo-1920w</image:caption><image:title>New+Points+North+Logo-1920w</image:title></image:image><image:image><image:loc>https://22804468.fs1.hubspotusercontent-na1.net/hubfs/22804468/Product_ACA/ACA_Reporter_March_2023/images/ICHRAS%2BThe%2BNew%2BPossible%2BAddition%2Bto%2BACA%2BReporting-1920w.jpg</image:loc><image:caption>ICHRAS+The+New+Possible+Addition+to+ACA+Reporting-1920w</image:caption><image:title>ICHRAS+The+New+Possible+Addition+to+ACA+Reporting-1920w</image:title></image:image><lastmod>2026-03-17</lastmod></url></urlset>